$16.01
-0.74%Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Strong net margins indicate efficient operations and favorable tax/interest management.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
CLST โข NASDAQ
| Catalyst Bancorp, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
REVENUE | |||||||
15.3M | 9.9M | 11M | 9M | 10.1M | 9.3M | 9.3M | |
GROSS PROFIT | |||||||
(4.2M) | (4.8M) | (2.1M) | (308K) | (135K) | (2.7M) | (2M) | |
11.2M | 5M | 8.9M | 8.7M | 10M | 6.6M | 7.3M | |
OPERATING INCOME | |||||||
(8.7M) | (9M) | (8.3M) | (8.6M) | (7.6M) | (7.8M) | (5.6M) | |
(6M) | (5.6M) | (5.5M) | (5.6M) | (5.1M) | (4.6M) | (3.9M) | |
2.5M | -4M | 587K | 159K | 2.4M | -1.2M | 1.7M | |
PRE-TAX INCOME | |||||||
(4.1M) | (4.3M) | (2M) | (683K) | (795K) | (1.7M) | (1.9M) | |
9.8M | 9.5M | 7.7M | 7.3M | 6.9M | 6.8M | 7.1M | |
(2.7M) | (3.4M) | (2.8M) | (2.9M) | (2.4M) | (3.2M) | (1.7M) | |
2.5M | -4M | 587K | 159K | 2.4M | -1.2M | 1.7M | |
NET INCOME | |||||||
(452K) | -894K | (61K) | -21K | (484K) | -474K | (329K) | |
2.1M | -3.1M | 526K | 180K | 1.9M | -703K | 1.3M |
CLST - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 15, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 14, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 08, 2026 | April 07, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 20, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 13, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | October 31, 2025 | 2025 |
Continue your CLST research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.