Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc.

CLSTยทNASDAQ

$16.01

-0.74%
Financial ServicesBanks - Regional

Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.

At a Glance

Live Snapshot
Market Cap$64.87M
EPS0.5600
P/E Ratio28.59
Earnings Date04/30/2026
3Y+70.0%
5Y+65.0%
10Y+65.0%
3Y+1040.0%
5Y-392.0%
10Y+55.0%
3Y+326.0%
5Y+284.0%
10Y+92.0%
Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc. Profit Bridge

CLST ยท NASDAQ
Revenue15.34M
Cost of Goods Sold (4.17M)
Gross Profit11.17M
Operating Expenses (8.67M)
Operating Income2.50M
Interest Expense (4.11M)
Other Income/Expense0.00
Pretax Income2.50M
Income Tax (452.00K)
Net Income2.05M
Net Income
2.05M

Profitability Analysis

Gross Margin

72.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

16.3%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

13.4%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

18.1%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Catalyst Bancorp, Inc. Income Statement

CLST โ€ข NASDAQ

Catalyst Bancorp, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019
REVENUE
15.3M
9.9M
11M
9M
10.1M
9.3M
9.3M
GROSS PROFIT
(4.2M)
(4.8M)
(2.1M)
(308K)
(135K)
(2.7M)
(2M)
11.2M
5M
8.9M
8.7M
10M
6.6M
7.3M
OPERATING INCOME
(8.7M)
(9M)
(8.3M)
(8.6M)
(7.6M)
(7.8M)
(5.6M)
(6M)
(5.6M)
(5.5M)
(5.6M)
(5.1M)
(4.6M)
(3.9M)
2.5M
-4M
587K
159K
2.4M
-1.2M
1.7M
PRE-TAX INCOME
(4.1M)
(4.3M)
(2M)
(683K)
(795K)
(1.7M)
(1.9M)
9.8M
9.5M
7.7M
7.3M
6.9M
6.8M
7.1M
(2.7M)
(3.4M)
(2.8M)
(2.9M)
(2.4M)
(3.2M)
(1.7M)
2.5M
-4M
587K
159K
2.4M
-1.2M
1.7M
NET INCOME
(452K)
-894K
(61K)
-21K
(484K)
-474K
(329K)
2.1M
-3.1M
526K
180K
1.9M
-703K
1.3M

SEC Filings

CLST - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 15, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 14, 2026
May 19, 2026
2026
8-K

8-K 2026

N/A

April 08, 2026
April 07, 2026
2026
10-K

10-K 2025 FY

FY

March 31, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

November 21, 2025
November 20, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 13, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 06, 2025
October 31, 2025
2025
Showing 1 to 10 of 69 filings