CLST - NASDAQ
Catalyst Bancorp, Inc.
$16.01
-0.74%Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.
At a Glance
Live SnapshotCatalyst Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Catalyst Bancorp, Inc. Cash Flow Statement
CLST • NASDAQ
| Catalyst Bancorp, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||
2.1M | -3.1M | 526K | 180K | 1.9M | -703K | 1.3M | |
0.0 | 412K | 403K | 448K | 424K | 347K | 296K | |
0.0 | -894K | -12K | -9K | 152K | 0.0 | 0.0 | |
0.0 | 812K | 769K | 472K | 73K | 0.0 | 0.0 | |
2M | 5.9M | 296K | 320K | -118K | 1.4M | 149K | |
(116K) | (200K) | (0.0) | (243K) | (82K) | (75K) | (112K) | |
-785K | 68K | 26K | -639K | 982K | -221K | -62K | |
3.3M | 3.2M | 2M | 772K | 3.4M | 857K | 1.7M | |
INVESTING ACTIVITIES | |||||||
(0.0) | -430K | -172K | -252K | -1.5M | -547K | -2.3M | |
(0.0) | -7.9M | (0.0) | -13.2M | -77.5M | -34.1M | -10.6M | |
0.0 | 48.7M | 11M | 10.9M | 12.6M | 23.2M | 17.8M | |
-24.4M | -22.6M | -11.1M | -11.6M | 19.9M | 11.2M | -760K | |
-24.4M | (17.8M) | -267K | -14.1M | -46.6M | -313K | (4.2M) | |
FINANCING ACTIVITIES | |||||||
-2.6M | -5.8M | -6.3M | -2.3M | 50.8M | 0.0 | 0.0 | |
5M | -10M | 10M | 0.0 | -4.2M | -16.2M | 0.0 | |
-2.6M | -5.8M | -6.3M | -2.3M | (0.0) | (0.0) | (0.0) | |
-400K | 20.1M | 113K | -11.7M | 12.2M | 23M | -4.8M | |
2M | 4.3M | 3.8M | -14M | 58.8M | 6.8M | -4.8M | |
CASH FLOW SUMMARY | |||||||
-19.1M | 25.3M | 5.5M | -27.4M | 15.6M | 7.3M | 1.1M | |
44.3M | 19M | 13.5M | 40.9M | 25.2M | 17.9M | 16.8M | |
25.2M | 44.3M | 19M | 13.5M | 40.9M | 25.2M | 17.9M | |
3.1M | 2.7M | 1.8M | 520K | 1.9M | 310K | -581K |
SEC Filings
CLST - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 15, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 14, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 08, 2026 | April 07, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 20, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 13, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | October 31, 2025 | 2025 |
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