CLST - NASDAQ
Catalyst Bancorp, Inc.
$16.01
-0.74%Catalyst Bancorp, Inc. operates as a holding company for St. Landry Homestead Federal Savings Bank that provides banking products and services in the Acadiana region of south-central Louisiana. The company accepts various deposit products, including savings accounts, demand and NOW accounts, money market accounts, and certificates of deposit. It also offers one- to four-family residential mortgage, commercial real estate loans and multi-family residential, construction and land, commercial and industrial, and consumer loans. In addition, the company invests in various types of securities comprising mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. It operates through six full-service branches located in Carencro, Eunice, Lafayette, Opelousas, and Port Barre. The company was founded in 1922 and is headquartered in Opelousas, Louisiana.
At a Glance
Live SnapshotCatalyst Bancorp, Inc. Funding & Solvency Profile
Financial Health Analysis
Current Ratio
Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.
Debt-to-Equity Ratio
High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.
Working Capital
Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.
Asset Composition
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Financial Health Insight
Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.
Catalyst Bancorp, Inc. Balance Sheet
CLST • NASDAQ
| Catalyst Bancorp, Inc. Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 |
|---|---|---|---|---|---|---|---|
ASSETS | |||||||
CURRENT ASSETS | |||||||
25.2M | 44.3M | 19M | 13.5M | 40.9M | 25.2M | 17.9M | |
48.9M | 0.0 | 1.6M | 79.6M | 88.3M | 20.7M | 14.2M | |
74.1M | 44.3M | 20.7M | 93.1M | 129.2M | 46M | 32.1M | |
907K | 851K | 906K | 673K | 579K | 564K | 577K | |
907K | 851K | 906K | 673K | 579K | 564K | 577K | |
75M | 45.1M | 21.6M | 93.7M | 129.8M | 46.5M | 32.7M | |
NON-CURRENT ASSETS | |||||||
5.9M | 6.1M | 6.1M | 6.3M | 6.6M | 5.5M | 5.3M | |
184.3M | 206.7M | 225.2M | 145.3M | 143.3M | 166.3M | 174.7M | |
0.0 | 0.0 | 2.1M | 0.0 | 0.0 | 0.0 | 0.0 | |
17.7M | 18.8M | 16M | 18M | 5.9M | 6.4M | 5.8M | |
207.9M | 231.6M | 249.4M | 169.6M | 155.8M | 178.1M | 185.8M | |
282.9M | 276.7M | 270.9M | 263.4M | 285.6M | 224.7M | 218.5M | |
LIABILITIES | |||||||
CURRENT LIABILITIES | |||||||
185.3M | 185.7M | 165.6M | 165.1M | 176.8M | 164.6M | 141.6M | |
185.3M | 185.7M | 165.6M | 165.1M | 176.8M | 164.6M | 141.6M | |
NON-CURRENT LIABILITIES | |||||||
14.7M | 9.6M | 9.4M | 0.0 | 0.0 | 0.0 | 0.0 | |
1.2M | 1.3M | 11.4M | 9.8M | 10.3M | 9.6M | 25.8M | |
15.9M | 10.8M | 20.8M | 9.8M | 10.3M | 9.6M | 25.8M | |
201.2M | 196.5M | 186.4M | 174.9M | 187.1M | 174.2M | 167.4M | |
SHAREHOLDERS' EQUITY | |||||||
41K | 43K | 48K | 53K | 53K | 0.0 | 0.0 | |
37.4M | 39.6M | 45M | 51.1M | 50.8M | 0.0 | 0.0 | |
51.9M | 49.9M | 52.9M | 52.8M | 52.6M | 50.4M | 51.1M | |
-2.4M | -3.6M | -7.2M | -9.1M | -683K | 107K | -12K | |
-5.2M | -5.7M | -6.2M | -6.3M | -4.2M | 0.0 | 0.0 | |
81.7M | 80.2M | 84.6M | 88.5M | 98.6M | 50.5M | 51.1M | |
81.7M | 80.2M | 84.6M | 88.5M | 98.6M | 50.5M | 51.1M | |
SUMMARY | |||||||
282.9M | 276.7M | 270.9M | 263.4M | 285.6M | 224.7M | 218.5M | |
233.2M | 206.7M | 226.8M | 224.9M | 231.7M | 187M | 188.9M | |
14.7M | 9.6M | 9.4M | 0.0 | 0.0 | 0.0 | 0.0 | |
-10.5M | -34.7M | -9.6M | -13.5M | -40.9M | -25.2M | -17.9M | |
4,138,770 | 4,138,770 | 4,138,770 | 4,138,770 | 4,138,770 | 4,138,770 | 4,138,770 |
SEC Filings
CLST - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 15, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 14, 2026 | May 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 08, 2026 | April 07, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 21, 2025 | November 20, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 13, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | October 31, 2025 | 2025 |
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Research Paths
Snapshot
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Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
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Dividends
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Analyst Expectations
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