CFBK - NASDAQ
CF Bankshares Inc.
$28.37
-0.70%CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
At a Glance
Live SnapshotCF Bankshares Inc. Profit Bridge
Profitability Analysis
Gross Margin
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.
CF Bankshares Inc. Income Statement
CFBK • NASDAQ
| CF Bankshares Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
125.9M | 122.2M | 111.7M | 70.3M | 63.6M | 102.1M | 46.6M | 27.5M | 17.8M | 15.4M | 13.5M | 12M | 8.2M | 8.1M | 10.7M | 14.3M | 15.6M | 17.6M | 18.3M | 8.5M | |
GROSS PROFIT | ||||||||||||||||||||
(73.2M) | (78.5M) | (63M) | (19.8M) | (8.7M) | (25.5M) | (13.4M) | (7M) | (3.5M) | (3.3M) | (2.9M) | (2.2M) | (2.6M) | (3.8M) | (6.9M) | (12.7M) | (15.9M) | (8.9M) | (10.3M) | (7.7M) | |
52.7M | 43.7M | 48.7M | 50.5M | 54.9M | 76.6M | 33.2M | 20.5M | 14.2M | 12.1M | 10.7M | 9.9M | 5.6M | 4.4M | 3.8M | 1.7M | -260K | 8.7M | 7.9M | 823K | |
OPERATING INCOME | ||||||||||||||||||||
(31.2M) | (27.5M) | (27.8M) | (27.9M) | (32.1M) | (40.3M) | (21.1M) | (15.2M) | (10.8M) | (9.7M) | (9.4M) | (9.4M) | (6.5M) | (8.1M) | (9.3M) | (8.3M) | (8.1M) | (7.7M) | (8M) | (904K) | |
(3.6M) | (17.2M) | (17.9M) | (17.5M) | (22M) | (29M) | (15.2M) | (10.6M) | (6.9M) | (5.6M) | (5.6M) | (5.2M) | (4.4M) | (4.8M) | (5.1M) | (5.1M) | (5.7M) | (5.3M) | (4.8M) | (3.8M) | |
21.5M | 16.1M | 21M | 22.6M | 22.8M | 36.3M | 12M | 5.3M | 3.5M | 2.4M | 1.3M | 479K | -918K | -3.8M | -5.4M | -6.7M | -8.3M | 984K | -80K | -81K | |
PRE-TAX INCOME | ||||||||||||||||||||
(65M) | (71.7M) | (60.6M) | (19M) | (10.3M) | (14.6M) | (13.4M) | (7M) | (3.5M) | (3.1M) | (2.6M) | (1.9M) | (2.1M) | (2.6M) | (3.5M) | (4.2M) | (5.9M) | (7.9M) | (9.8M) | (6.9M) | |
55M | 46M | 47M | 48.4M | 41.8M | 27.6M | 21.5M | 17.7M | 13.5M | 11.2M | 9.7M | 8.6M | 5.3M | 4.5M | 6.1M | 8.3M | 8.4M | 8.6M | 7.7M | 6.8M | |
(27.6M) | (10.4M) | (9.8M) | (10.4M) | (10.1M) | (11.3M) | (6M) | (4.6M) | (3.9M) | (4M) | (3.8M) | (4.2M) | (2.1M) | (3.4M) | (4.2M) | (3.3M) | (2.3M) | (2.5M) | (3.2M) | -2.9M | |
21.5M | 16.1M | 21M | 22.6M | 22.8M | 36.3M | 12M | 5.3M | 3.5M | 2.4M | 1.3M | 479K | -918K | -3.8M | -5.4M | -6.7M | -8.3M | 984K | -80K | -81K | |
NET INCOME | ||||||||||||||||||||
(4M) | (2.8M) | (4M) | (4.4M) | (4.4M) | (6.7M) | (2.4M) | (1.1M) | (2.1M) | (810K) | -3.2M | (0.0) | (0.0) | (0.0) | (0.0) | (198K) | (1.6M) | (261K) | -63K | -44K | |
17M | 13.4M | 16.9M | 18.2M | 18.5M | 29.6M | 9.6M | 4.3M | 1.3M | 1.6M | 4.5M | 479K | -918K | -3.8M | -5.4M | -6.9M | -9.9M | 723K | -17K | -37K |
SEC Filings
CFBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 28, 2026 | May 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 27, 2026 | May 27, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 24, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 26, 2026 | March 25, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | February 05, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 17, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
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Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
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