CFBK - NASDAQ
CF Bankshares Inc.
$28.37
-0.70%CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
At a Glance
Live SnapshotCF Bankshares Inc. Fair Value Envelope
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DCF Valuation Summary
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Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $24.4M | $31.9M | $41.7M | $54.6M | $71.3M | $93.3M | $121.9M | $159.4M | $208.4M | $272.4M |
| Maintenance CapEx | -$127.3K | -$166.5K | -$217.6K | -$284.5K | -$371.9K | -$486.1K | -$635.5K | -$830.7K | -$1.1M | -$1.4M |
| Owner Earnings | $24.3M | $31.8M | $41.5M | $54.3M | $71.0M | $92.8M | $121.3M | $158.6M | $207.3M | $271.0M |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $22.5M | $27.2M | $33.0M | $39.9M | $48.3M | $58.5M | $70.8M | $85.7M | $103.7M | $125.5M |
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