CF Bankshares Inc.

CF Bankshares Inc.

CFBKยทNASDAQ

$28.37

-0.70%
Financial ServicesBanks - Regional

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.

At a Glance

Live Snapshot
Market Cap$182.53M
EPS2.7000
P/E Ratio10.51
Earnings Date08/03/2026
0.32%
Dividend Yield
-3%
3Y+26.0%
5Y+115.0%
10Y-63.0%
11.62%
Dividend Payout Ratio
24%
3Y+62.0%
5Y+281.0%
10Y-74.0%
3Y+64.0%
5Y-
10Y+178.0%
CF Bankshares Inc.

CF Bankshares Inc. Dividend History

CFBK ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

CFBK Dividend Payment History

CFBK ยท NASDAQ

Total Payments

50

Latest Dividend

$0.0900

Annual Amount

$0.4100

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 1, 2026
Apr 13, 2026Apr 21, 2026
$0.0900
$0.0900
Quarterly0.00%
Jan 5, 2026
Jan 15, 2026Jan 26, 2026
$0.0900
$0.0900
Quarterly+12.50%
Oct 1, 2025
Oct 13, 2025Oct 21, 2025
$0.0800
$0.0800
Quarterly0.00%
Jul 1, 2025
Jul 11, 2025Jul 21, 2025
$0.0800
$0.0800
Quarterly+14.29%
Apr 2, 2025
Apr 14, 2025Apr 22, 2025
$0.0700
$0.0700
Quarterly0.00%
Jan 6, 2025
Jan 16, 2025Jan 27, 2025
$0.0700
$0.0700
Quarterly0.00%
Oct 1, 2024
Oct 11, 2024Oct 19, 2024
$0.0700
$0.0700
Quarterly+16.67%
Jul 1, 2024
Jul 11, 2024Jul 19, 2024
$0.0600
$0.0600
Quarterly0.00%
Apr 8, 2024
Apr 18, 2024Apr 29, 2024
$0.0600
$0.0600
Quarterly0.00%
Jan 3, 2024
Jan 16, 2024Jan 29, 2024
$0.0600
$0.0600
Quarterly0.00%
Oct 3, 2023
Oct 16, 2023Oct 27, 2023
$0.0600
$0.0600
Quarterly0.00%
Jul 10, 2023
Jul 21, 2023Aug 1, 2023
$0.0600
$0.0600
Quarterly0.00%
Apr 6, 2023
Apr 17, 2023Apr 28, 2023
$0.0600
$0.0600
Quarterly+20.00%
Jan 4, 2023
Jan 17, 2023Jan 31, 2023
$0.0500
$0.0500
Quarterly0.00%
Oct 4, 2022
Oct 14, 2022Oct 25, 2022
$0.0500
$0.0500
Quarterly0.00%
Jul 5, 2022
Jul 15, 2022Jul 26, 2022
$0.0500
$0.0500
Quarterly+25.00%
Apr 4, 2022
Apr 14, 2022Apr 25, 2022
$0.0400
$0.0400
Quarterly0.00%
Jan 10, 2022
Jan 21, 2022Feb 1, 2022
$0.0400
$0.0400
Quarterly0.00%
Oct 5, 2021
Oct 22, 2021Nov 2, 2021
$0.0400
$0.0400
Quarterly+33.33%
Jul 12, 2021
Jul 22, 2021Aug 2, 2021
$0.0300
$0.0300
Quarterly0.00%
Apr 12, 2021
Apr 22, 2021May 3, 2021
$0.0300
$0.0300
Quarterly0.00%
Jan 11, 2021
Jan 21, 2021Feb 1, 2021
$0.0300
$0.0300
Quarterly0.00%
Oct 26, 2020
Nov 5, 2020Nov 16, 2020
$0.0300
$0.0300
Quarterly-97.83%
Dec 19, 2008
Jan 5, 2009Jan 16, 2009
$0.0500
$1.3810
Quarterly0.00%
Sep 19, 2008
Oct 6, 2008Oct 17, 2008
$0.0500
$1.3810
Quarterly0.00%
Jun 20, 2008
Jul 7, 2008Jul 18, 2008
$0.0500
$1.3810
Quarterly0.00%
Mar 21, 2008
Apr 7, 2008Apr 18, 2008
$0.0500
$1.3810
Quarterly0.00%
Dec 21, 2007
Jan 7, 2008Jan 18, 2008
$0.0500
$1.3810
Quarterly0.00%
Sep 21, 2007
Oct 1, 2007Oct 12, 2007
$0.0500
$1.3810
Quarterly-44.45%
Jun 25, 2007
Jul 2, 2007Jul 13, 2007
$0.0900
$2.4860
Quarterly0.00%
Mar 16, 2007
Apr 2, 2007Apr 13, 2007
$0.0900
$2.4860
Quarterly0.00%
Dec 22, 2006
Jan 2, 2007Jan 12, 2007
$0.0900
$2.4860
Quarterly0.00%
Sep 21, 2006
Oct 2, 2006Oct 13, 2006
$0.0900
$2.4860
Quarterly0.00%
Jun 20, 2006
Jul 3, 2006Jul 14, 2006
$0.0900
$2.4860
Quarterly0.00%
Mar 17, 2006
Apr 3, 2006Apr 14, 2006
$0.0900
$2.4860
Quarterly0.00%
Dec 15, 2005
Jan 3, 2006Jan 16, 2006
$0.0900
$2.4860
Quarterly0.00%
Sep 16, 2005
Oct 3, 2005Oct 14, 2005
$0.0900
$2.4860
Quarterly0.00%
Jun 24, 2005
Jul 5, 2005Jul 18, 2005
$0.0900
$2.4860
Quarterly0.00%
Mar 17, 2005
Apr 4, 2005Apr 15, 2005
$0.0900
$2.4860
Quarterly0.00%
Dec 17, 2004
Jan 3, 2005Jan 14, 2005
$0.0900
$2.4860
Quarterly0.00%
Sep 17, 2004
Oct 4, 2004Oct 15, 2004
$0.0900
$2.4860
Quarterly0.00%
Jun 21, 2004
Jul 6, 2004Jul 19, 2004
$0.0900
$2.4860
Quarterly0.00%
Mar 19, 2004
Apr 5, 2004Apr 16, 2004
$0.0900
$2.4860
Quarterly0.00%
Dec 24, 2003
Jan 8, 2004Jan 19, 2004
$0.0900
$2.4860
Quarterly0.00%
Sep 29, 2003
Oct 6, 2003Oct 17, 2003
$0.0900
$2.4860
Quarterly0.00%
Jun 23, 2003
Jul 7, 2003Jul 18, 2003
$0.0900
$2.4860
Quarterly0.00%
Mar 21, 2003
Apr 4, 2003Apr 21, 2003
$0.0900
$2.4860
Quarterly0.00%
Dec 23, 2002
Jan 3, 2003Jan 15, 2003
$0.0900
$2.4860
Quarterly0.00%
Sep 23, 2002
Oct 7, 2002Oct 21, 2002
$0.0900
$2.4860
Quarterly0.00%
Jun 27, 2002
Jul 8, 2002Jul 22, 2002
$0.0900
$2.4860
Quarterly-
cfbk

CF Bankshares Inc. Payout Ratio Analysis

CFBK ยท NASDAQ
Dividends Paid
-1.95M
2025
Net Income
17.00M
2025
Payout Ratio
11.46%
2025

Dividend Sustainability Analysis

Payout Ratio
11.46%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
10.7%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-20.7%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.