Commercial Bancgroup, Inc. Common Stock

Commercial Bancgroup, Inc. Common Stock

CBK·NASDAQ

$29.69

-3.3%
Financial ServicesBanks

Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offers real estate, commercial, and consumer loans. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. The company was incorporated in 1975 and is based in Harrogate, Tennessee.

At a Glance

Live Snapshot
Market Cap$406.79M
EPS2.9300
P/E Ratio9.14
Earnings Date07/27/2026
3Y+17.0%
5Y+17.0%
10Y+17.0%
3Y+21.0%
5Y+21.0%
10Y+21.0%
3Y-5.0%
5Y-5.0%
10Y-5.0%
Commercial Bancgroup, Inc. Common Stock

Commercial Bancgroup, Inc. Common Stock Profit Bridge

CBK · NASDAQ
Revenue131.53M
Cost of Goods Sold (41.32M)
Gross Profit90.21M
Operating Expenses (42.48M)
Operating Income47.42M
Interest Expense (41.17M)
Other Income/Expense0.00
Pretax Income47.42M
Income Tax (10.22M)
Net Income37.20M
Net Income
37.20M

Profitability Analysis

Gross Margin

68.6%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

36.0%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

28.3%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

21.6%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Commercial Bancgroup, Inc. Common Stock Income Statement

CBK • NASDAQ

Commercial Bancgroup, Inc. Common Stock Income StatementDec 2025Dec 2024Dec 2023
REVENUE
131.5M
133.3M
112.2M
GROSS PROFIT
(41.3M)
(47.5M)
(33.8M)
90.2M
85.9M
78.4M
OPERATING INCOME
(42.5M)
(45.3M)
(38.7M)
(26M)
(26M)
(21.8M)
47.4M
40.6M
39.7M
PRE-TAX INCOME
(41.2M)
(45.6M)
(30.5M)
80.4M
77.6M
72.1M
(16.5M)
(19.3M)
(16.9M)
47.4M
40.6M
39.7M
NET INCOME
(10.2M)
(8.9M)
(8.5M)
37.2M
31.4M
30.7M

SEC Filings

CBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 13, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 31, 2026
April 27, 2026
2026
10-K

10-K 2025 FY

FY

March 24, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 26, 2026
2026
8-K

8-K 2026

N/A

January 26, 2026
January 26, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 14, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 28, 2025
October 27, 2025
2025
8-K

8-K 2025

N/A

October 03, 2025
October 03, 2025
2025
S-1/A

S-1/A (Amended)

N/A

September 22, 2025
September 22, 2025
 
Showing 1 to 10 of 11 filings