CBK - NASDAQ
Commercial Bancgroup, Inc. Common Stock
$28.70
-3.3%Commercial Bancgroup, Inc. operates as the bank holding company for Commercial Bank that provides a range of banking and financial services to individual and corporate customers in Kentucky, North Carolina, and Tennessee. It accepts various deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificates of deposit products. The company also offers real estate, commercial, and consumer loans. The company was formerly known as Harrogate Corporation and changed its name to Commercial Bancgroup, Inc. in April 1989. The company was incorporated in 1975 and is based in Harrogate, Tennessee.
At a Glance
Live SnapshotCommercial Bancgroup, Inc. Common Stock Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Flat FCF growth. Stable but not expanding—monitor for signs of business maturity or temporary headwinds.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Commercial Bancgroup, Inc. Common Stock Cash Flow Statement
CBK • NASDAQ
| Commercial Bancgroup, Inc. Common Stock Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 |
|---|---|---|---|
OPERATING ACTIVITIES | |||
37.2M | 31.7M | 31.2M | |
0.0 | 4.6M | 3.5M | |
0.0 | 2.1M | 458.6K | |
935.4K | 957.6K | 3.3M | |
(0.0) | (9.8M) | (6.8M) | |
-1M | -704.7K | 336.4K | |
37.1M | 38.7M | 38.9M | |
INVESTING ACTIVITIES | |||
-1.9M | -3M | -3.2M | |
(288.2K) | (0.0) | (8M) | |
-135M | -47.3M | -16.6M | |
174.1M | 81.3M | 35.4M | |
-70.2M | -115.9M | -151.5M | |
-32.7M | -84.9M | -128M | |
FINANCING ACTIVITIES | |||
28.9M | -1.8M | 1.8M | |
57.7M | -40.7M | 6.7M | |
-2M | -2M | -1.5M | |
-980.8K | -1.8M | -2.1M | |
-122.9M | 113M | 176.1M | |
-38.3M | 68.5M | 183.1M | |
CASH FLOW SUMMARY | |||
33.9M | 0.0 | 0.0 | |
0.0 | 22.3M | 94M | |
0.0 | 155.9M | 61.9M | |
0.0 | 178.2M | 155.9M | |
35.2M | 35.6M | 35.7M |
SEC Filings
CBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 13, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 27, 2026 | April 27, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 31, 2026 | April 27, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 24, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 26, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 14, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 28, 2025 | October 27, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 03, 2025 | October 03, 2025 | 2025 | |
S-1/A S-1/A (Amended) N/A | September 22, 2025 | September 22, 2025 |
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