Camden National Corporation

Camden National Corporation

CACยทNASDAQ

$50.36

-3.8%
Financial ServicesBanks - Regional

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. It also offers non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the U.S. small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2021, the company had 57 branches within Maine; one residential mortgage lending office in Braintree, Massachusetts; two locations in New Hampshire, including a branch in Portsmouth and a commercial loan production office in Manchester; and an online residential mortgage and small commercial digital loan platform, as well as 66 ATMs. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

At a Glance

Live Snapshot
Market Cap$851.82M
EPS3.8500
P/E Ratio11.21
Earnings Date07/28/2026
3Y+76.0%
5Y+80.0%
10Y+122.0%
3Y+6.0%
5Y+10.0%
10Y+63.0%
3Y-38.0%
5Y+258.0%
10Y+14.0%
Camden National Corporation

Camden National Corporation Profit Bridge

CAC ยท NASDAQ
Revenue367.34M
Cost of Goods Sold (136.72M)
Gross Profit230.62M
Operating Expenses (149.00M)
Operating Income81.62M
Interest Expense (117.40M)
Other Income/Expense-2.97M
Pretax Income78.66M
Income Tax (13.49M)
Net Income65.16M
Net Income
65.16M

Profitability Analysis

Gross Margin

62.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.2%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

17.7%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

17.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Camden National Corporation Income Statement

CAC โ€ข NASDAQ

Camden National Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
367.3M
289.7M
250.3M
208.9M
193.9M
203.9M
207M
186.4M
171.9M
165.5M
124.7M
111M
111.2M
112.6M
119.7M
124.1M
132.8M
143.8M
120.4M
118.9M
GROSS PROFIT
(136.7M)
(117.6M)
(94.2M)
(29.6M)
(7.9M)
(33.3M)
(43.7M)
(31.8M)
(23.8M)
(21.8M)
(14.6M)
(14.3M)
(14.8M)
(21M)
(27.9M)
(36.5M)
(48.5M)
(61.3M)
(58M)
(55.3M)
230.6M
172.1M
156.1M
179.3M
186M
170.6M
163.3M
154.5M
148.1M
143.7M
110.1M
96.7M
96.4M
91.5M
91.8M
87.5M
84.3M
82.5M
62.4M
63.6M
OPERATING INCOME
(149M)
(106.6M)
(102.2M)
(102.2M)
(99.4M)
(96.2M)
(91.7M)
(88.8M)
(85.8M)
(86.1M)
(79.2M)
(60.7M)
(61.5M)
(57.2M)
(53.9M)
(51.7M)
(51M)
(61.8M)
(33.7M)
(34.2M)
(59.7M)
(64.1M)
(60M)
(62M)
(61M)
(57.9M)
(54.5M)
(51.5M)
(49.1M)
(47.3M)
(40.5M)
(35.5M)
(36.4M)
(33.8M)
(31.7M)
(30.9M)
(31.1M)
(28.3M)
(18.5M)
(18M)
81.6M
65.5M
53.8M
77M
86.6M
74.4M
71.6M
65.8M
62.4M
57.5M
30.9M
36M
34.9M
34.3M
38M
35.9M
33.2M
20.7M
28.7M
29.4M
PRE-TAX INCOME
(117.4M)
(117.1M)
(94M)
(25.1M)
(11M)
(20.9M)
(40.9M)
(31M)
(20.8M)
(16.6M)
(12.7M)
(12.1M)
(12.7M)
(17.2M)
(23.2M)
(30.2M)
(40.3M)
(56.9M)
(57.9M)
(53M)
203.3M
132.5M
132.3M
147.7M
137.4M
136.3M
127.6M
120.4M
115.3M
113.1M
86.5M
76.3M
75.4M
73.7M
75.2M
74.3M
73M
70.2M
49.9M
54.2M
(89.3M)
(42.6M)
(42.2M)
(40.2M)
(38.4M)
(38.3M)
(37.2M)
(37.3M)
(36.6M)
(38.9M)
(38.7M)
(25.1M)
(25.1M)
(23.4M)
(22.1M)
(20.7M)
(20M)
(33.5M)
(15.2M)
(16.2M)
-3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
78.7M
65.5M
53.8M
77M
86.6M
74.4M
71.6M
65.8M
62.4M
57.5M
30.9M
36M
34.9M
34.3M
38M
35.9M
33.2M
20.7M
28.7M
29.4M
NET INCOME
(13.5M)
(12.5M)
(10.5M)
(15.6M)
(17.6M)
(14.9M)
(14.4M)
(12.7M)
(33.9M)
(17.5M)
(9.9M)
(11.4M)
(12.1M)
(10.9M)
(11.8M)
(11.1M)
(10.4M)
(5.4M)
(8.5M)
(9.1M)
65.2M
53M
43.4M
61.4M
69M
59.5M
57.2M
53.1M
28.5M
40.1M
21M
24.6M
22.8M
23.4M
26.2M
24.8M
22.8M
15.3M
20.3M
20.3M

SEC Filings

CAC - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 19, 2026
2026
8-K

8-K 2026

N/A

May 11, 2026
May 11, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
May 19, 2026
2026
8-K

8-K 2026

N/A

March 31, 2026
March 31, 2026
2026
10-K

10-K 2025 FY

FY

March 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 08, 2026
January 07, 2026
2026
8-K

8-K 2025

N/A

December 16, 2025
December 16, 2025
2025
Showing 1 to 10 of 567 filings