CAC - NASDAQ

Camden National Corporation

CAC·NASDAQ

$48.46

-3.8%

Financial ServicesBanks - Regional

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. It also offers non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the U.S. small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2021, the company had 57 branches within Maine; one residential mortgage lending office in Braintree, Massachusetts; two locations in New Hampshire, including a branch in Portsmouth and a commercial loan production office in Manchester; and an online residential mortgage and small commercial digital loan platform, as well as 66 ATMs. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$819.69M

EPS3.8500

P/E Ratio12.59

Earnings Date07/28/2026

6.97B

Assets

20%

3Y+23.0%

5Y+42.0%

10Y+80.0%

6.28B

Total Liabilities

19%

3Y+20.0%

5Y+44.0%

10Y+81.0%

696.56M

Total Equity

31%

3Y+54.0%

5Y+32.0%

10Y+78.0%

Camden National Corporation Funding & Solvency Profile

CAC · NASDAQ

Current Assets

Cash & Cash Equivalents97.49M

Net Receivables18.40M

Inventory0.00

Other Current Assets-18.40M

Total Current Assets1 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets194.09M

Long-Term Investments5.44B

Other Non-Current Assets-5.44B

Total Non-Current Assets0

Total Assets

6.97B

Financial Health Analysis

Current Ratio

1.77x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

9.01x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

446 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

15% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Camden National Corporation Balance Sheet

CAC • NASDAQ

Camden National Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	97.5M	215M	99.8M	75.4M	220.6M	145.8M	75.6M	67M	103M	87.7M	79.5M	60.8M	51.4M	58.3M	39.3M	31M	29.8M	35.2M	28.8M	33.4M
Short-Term Investments	930.4M	577.8M	625.8M	695.9M	1.5B	1.1B	918.1M	910.7M	789.9M	779.9M	750.3M	763.1M	808.5M	781.1M	590M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1B	792.8M	725.6M	771.3M	1.7B	1.3B	993.8M	977.7M	892.9M	867.6M	829.8M	823.9M	859.8M	839.3M	629.4M	31M	29.8M	35.2M	28.8M	33.4M
Net Receivables	18.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.7M	8M	6M	5.8M	6.2M	6.4M	6.9M	7.2M	8.3M	7.1M	7.5M
Accounts Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.7M	8M	6M	5.8M	6.2M	6.4M	6.9M	7.2M	8.3M	7.1M	7.5M
Other Receivables	18.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	3.6M	4.8M	6.2M	8.2M	0.0	0.0	0.0
Other Current Assets	-18.4M	-5.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	1B	787.5M	725.6M	771.3M	1.7B	1.3B	993.8M	977.7M	892.9M	876.2M	837.8M	829.9M	865.6M	849.2M	640.6M	44M	45.2M	43.5M	35.9M	40.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	37.1M	35M	36M	37.8M	39.9M	41.8M	42.5M	41.9M	42.9M	46M	23.9M	25.7M	28.1M	24.1M	25M	26.1M	25.9M	19.7M	17.6M
Goodwill	151.5M	94.7M	94.7M	94.7M	94.7M	94.7M	94.7M	94.7M	94.7M	94.7M	95.7M	44.8M	44.8M	47.6M	41.7M	0.0	41.8M	41.9M	4M	4M
Intangible Assets	42.6M	415K	971K	1.6M	2.2M	2.8M	3.5M	4.2M	5M	6.8M	8.7M	3.4M	4.5M	5.7M	3.5M	6.9M	4M	4.5M	320K	1.2M
Goodwill & Intangible Assets	194.1M	95.1M	95.7M	96.3M	96.9M	97.5M	98.2M	98.9M	99.7M	101.5M	104.3M	48.2M	49.3M	53.3M	45.2M	45.8M	46.4M	46.4M	4.3M	5.2M
Long-Term Investments	5.4B	4.6B	4.6B	4.5B	3.4B	3.2B	3.1B	3B	2.9B	2.7B	2.6B	1.8B	1.6B	1.5B	1.5B	2.1B	2B	2.1B	1.6B	1.6B
Tax Assets	0.0	40M	42.2M	50.2M	19.2M	12M	16.8M	23.1M	22.8M	39.3M	39.7M	14.4M	16M	7.7M	13.5M	12.3M	10.3M	0.0	0.0	0.0
Other Non-Current Assets	-5.4B	215.9M	199.5M	192.8M	213.1M	263M	194.2M	147.3M	147.8M	123.5M	117.4M	104.3M	88.3M	85.8M	82.3M	81.2M	83.3M	94.4M	61.1M	59M
Total Non-Current Assets	194.1M	5B	5B	4.9B	3.8B	3.6B	3.4B	3.3B	3.2B	3B	2.9B	2B	1.7B	1.7B	1.7B	2.3B	2.2B	2.3B	1.7B	1.7B
Other Assets	5.8B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	7B	5.8B	5.7B	5.7B	5.5B	4.9B	4.4B	4.3B	4.1B	3.9B	3.7B	2.8B	2.6B	2.6B	2.3B	2.3B	2.2B	2.3B	1.7B	1.8B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	92.1M	84.1M	94.2M	117.4M	80.5M	55.6M	50M	44.5M	47.4M	35.6M	28.8M	41.3M	36.2M	0.0	0.0	23.8M	18.4M	15.3M
Accounts Payable	0.0	0.0	92.1M	84.1M	94.2M	117.4M	80.5M	55.6M	50M	44.5M	47.4M	35.6M	28.8M	41.3M	36.2M	0.0	0.0	23.8M	18.4M	15.3M
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	36.2M	24.3M	21.7M	23.8M	0.0	0.0
Short Term Debt	581.8M	500.6M	485.6M	265.2M	211.6M	162.4M	268.8M	271M	542M	530.1M	482.8M	476M	429M	258.8M	274.2M	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations (Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	71K	67K	63K	63K	60K	57K	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	0.0	0.0	77M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	0.0	4.6B	4.6B	4.8B	4.6B	4B	3.5B	3.5B	3B	2.8B	2.7B	1.9B	1.8B	1.9B	1.6B	1.5B	1.5B	1.5B	1.1B	1.2B
Total Current Liabilities	581.8M	5.1B	5.2B	5.2B	4.9B	4.3B	3.9B	3.8B	3.6B	3.4B	3.3B	2.4B	2.3B	2.2B	1.9B	1.5B	1.5B	1.5B	1.1B	1.2B
NON-CURRENT LIABILITIES
Long Term Debt	62.5M	44.3M	44.3M	44.3M	44.3M	84.3M	69.1M	69.1M	68.8M	68.8M	88.6M	100.1M	100M	100.3M	180.9M	559.9M	527.3M	661.8M	460.1M	461.7M
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	1.1B	95.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-36.2M	0.0	0.0	-23.8M	0.0	0.0
Total Non-Current Liabilities	1.1B	140.1M	44.3M	44.3M	44.3M	84.3M	69.1M	70.6M	69.6M	69.5M	89.5M	101M	101M	101.4M	145.8M	559.9M	526.1M	638M	460.1M	461.7M
Other Liabilities	4.6B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	13.1M	1.6M	791K	858K	922K	984K	1M	1.1M	1.1M	0.0	0.0	0.0	0.0	0.0
Total Liabilities	6.3B	5.3B	5.2B	5.2B	5B	4.4B	4B	3.9B	3.7B	3.5B	3.3B	2.5B	2.4B	2.3B	2.1B	2.1B	2B	2.2B	1.6B	1.7B
SHAREHOLDERS' EQUITY
Common Stock	215.8M	116.4M	115.6M	115.1M	123.1M	131.1M	139.1M	158.2M	156.9M	156M	153.1M	41.6M	47.8M	49.7M	51.4M	0.0	0.0	2.9M	0.0	0.0
Additional Paid-In Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	51.4M	50.9M	50.1M	49M	5.2M	5M
Retained Earnings	545.1M	509.5M	481M	462.2M	424.4M	377.5M	340.6M	302M	266.7M	249.4M	222.3M	212M	195.7M	181.2M	165.4M	150.7M	133.6M	118.6M	114.3M	106M
Accumulated Other Comprehensive Income/Loss	-64.4M	-94.6M	-101.6M	-126M	-6.2M	20.7M	-6.3M	-24.4M	-20.2M	-13.9M	-12.2M	-8.4M	-12.3M	3M	-49.4M	4.3M	6.9M	-1.1M	763K	-3.9M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-2.9M	0.0	0.0
Total Stockholders' Equity	696.6M	531.2M	495.1M	451.3M	541.3M	529.3M	473.4M	435.8M	403.4M	391.5M	363.2M	245.1M	231.1M	233.8M	218.9M	206M	190.6M	166.4M	120.2M	107.1M
Total Equity	696.6M	531.2M	495.1M	451.3M	541.3M	529.3M	473.4M	435.8M	403.4M	391.5M	363.2M	245.1M	231.1M	233.8M	218.9M	206M	190.6M	166.4M	120.2M	107.1M
SUMMARY
Total Liabilities & Equity	7B	5.8B	5.7B	5.7B	5.5B	4.9B	4.4B	4.3B	4.1B	3.9B	3.7B	2.8B	2.6B	2.6B	2.3B	2.3B	2.2B	2.3B	1.7B	1.8B
Total Investments	6.4B	5.2B	5.2B	5.2B	4.9B	4.3B	4B	3.9B	3.7B	3.5B	3.3B	2.5B	2.4B	2.3B	2.1B	2.1B	2B	2.1B	1.6B	1.6B
Total Debt	644.3M	545M	529.9M	309.5M	255.9M	246.8M	337.9M	341.5M	611.5M	599.7M	572.9M	577M	530.1M	360.2M	456.2M	559.9M	526.1M	661.8M	460.1M	461.7M
Net Debt	546.8M	330M	430.1M	234.1M	35.3M	101M	262.3M	274.5M	508.5M	512M	493.4M	516.2M	478.7M	301.9M	416.9M	528.9M	496.4M	626.6M	431.3M	428.4M
Shares Outstanding	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200	16,922,200

SEC Filings

CAC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 11, 2026	May 11, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 03, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 31, 2026	March 31, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 06, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 08, 2026	January 07, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 16, 2025	December 16, 2025	2025	View Filing

Showing 1 to 10 of 567 filings

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