Camden National Corporation

Camden National Corporation

CACยทNASDAQ

$50.36

-3.8%
Financial ServicesBanks - Regional

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. It also offers non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the U.S. small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. In addition, the company provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. As of December 31, 2021, the company had 57 branches within Maine; one residential mortgage lending office in Braintree, Massachusetts; two locations in New Hampshire, including a branch in Portsmouth and a commercial loan production office in Manchester; and an online residential mortgage and small commercial digital loan platform, as well as 66 ATMs. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

At a Glance

Live Snapshot
Market Cap$851.82M
EPS3.8500
P/E Ratio11.21
Earnings Date07/28/2026
cac

Camden National Corporation Street Expectations Map

CAC ยท NASDAQ

Wall Street analysts project that CAC stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 53.00, with estimates ranging from a low of 50.00 to a high of 56.00.

Lowest Target
50.00
-0.71%
Consensus Target
53.00
5.24%
Highest Target
56.00
11.20%

The consensus 1-year price target stands at 53.00, with estimates ranging from a low of 50.00 to a high of 56.00.

Analyst Consensus Analysis

Upside Potential

+5.2%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

11.3% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

15.67x

Favorable risk-reward. Potential upside significantly exceeds downside risk, offering asymmetric return profile attractive for risk-tolerant investors.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

cac

Camden National Corporation Forward Estimates of Revenue

CAC ยท NASDAQ
Latest Revenue
367.34M
FY 2025
Avg Estimate
273.63M
FY 2026
Estimate Range
272.29M - 274.98M
Analyst Spread

Forward Growth Analysis

Projected Growth-25.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

cac

Camden National Corporation Forward Estimates of Net Income

CAC ยท NASDAQ
Latest Net Income
65.16M
FY 2025
Avg Estimate
79.94M
FY 2026
Estimate Range
79.50M - 80.38M
Analyst Spread

Forward Growth Analysis

Projected Growth+22.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

cac

Camden National Corporation Forward Estimates of EPS

CAC ยท NASDAQ
Latest EPS
3.85
FY 2025
Avg Estimate
$5.46
FY 2026
Estimate Range
$5.43 - $5.49
Analyst Spread

Forward Growth Analysis

Projected Growth+41.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

cac

Camden National Corporation Forward Estimates of EBIT

CAC ยท NASDAQ
Latest EBIT
81.62M
FY 2025
Avg Estimate
88.74M
FY 2026
Estimate Range
88.30M - 89.18M
Analyst Spread

Forward Growth Analysis

Projected Growth+8.7%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

cac

Camden National Corporation Forward Estimates of EBITDA

CAC ยท NASDAQ
Latest EBITDA
91.54M
FY 2025
Avg Estimate
93.85M
FY 2026
Estimate Range
93.39M - 94.32M
Analyst Spread

Forward Growth Analysis

Projected Growth+2.5%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

cac

Camden National Corporation Forward Estimates of SG&A Expense

CAC ยท NASDAQ
Latest SG&A Expense
59.72M
FY 2025
Avg Estimate
74.24M
FY 2026
Estimate Range
73.87M - 74.60M
Analyst Spread

Forward Growth Analysis

Projected Growth+24.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

cac

Camden National Corporation Insider Positioning

CAC ยท NASDAQ

During the last 12 months, insiders have purchased $174K and sold $1K worth of CAC shares, resulting in $173K of net buying activity.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

1.9K

77.22K

Sold

0

0.00

Net Activity

+77K

+$77K

9-12 Months

Bought

2.5K

97.16K

Sold

33

1.37K

Net Activity

+96K

+$96K

Top Buyers

1
SCJ

Soderberg Carl John

Director

805 sharesโ€ข2 transactions

$32K

2
MMJ

Mccarthy Marie J

Director

760 sharesโ€ข2 transactions

$30K

3
HLK

Haynes Larry K

Director

729 sharesโ€ข2 transactions

$29K

4
MR

Maxwell Raina

Director

664 sharesโ€ข2 transactions

$26K

5
HR

Hatfield Rebecca

Director

628 sharesโ€ข2 transactions

$25K

Top Sellers

1
AD

Ackley David

Officer: Evp

33 sharesโ€ข1 transactions

$1K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $173K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

127.09:1

Exceptional buy/sell ratio. Buying dramatically outweighs sellingโ€”one of the strongest possible insider signals.

Insider Participation

High Buying

5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.