BYFC - NASDAQ
Broadway Financial Corporation
$9.52
-0.73%Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.
At a Glance
Live SnapshotBroadway Financial Corporation Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.
Net Profit Margin
Net losses indicate the company is burning cash. Sustainability depends on path to profitability.
Profitability Insight
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
Broadway Financial Corporation Income Statement
BYFC • NASDAQ
| Broadway Financial Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
63M | 65.5M | 52.6M | 37.5M | 28M | 18.7M | 17.7M | 15.9M | 17.4M | 16.1M | 18.1M | 16.4M | 16.3M | 20.5M | 25.8M | 32.5M | 30.6M | 26.9M | 22.5M | 18.6M | |
GROSS PROFIT | ||||||||||||||||||||
(30.3M) | (32.8M) | (18.7M) | (4.4M) | (3.9M) | (5.5M) | (6.4M) | (3.7M) | (3.2M) | (3.3M) | (164K) | (936K) | (5.4M) | (7.5M) | (21.8M) | (13.7M) | (29.6M) | (12.5M) | (10.5M) | (7.9M) | |
32.7M | 32.7M | 33.9M | 33.1M | 24M | 13.2M | 11.4M | 12.3M | 14.2M | 12.8M | 17.9M | 15.5M | 10.8M | 13M | 4M | 18.8M | 1M | 14.3M | 12M | 10.7M | |
OPERATING INCOME | ||||||||||||||||||||
(57.2M) | (29.9M) | (27.4M) | (24.9M) | (28.9M) | (14.2M) | (11.9M) | (11.4M) | (10.4M) | (11.5M) | (13.4M) | (13M) | (11.1M) | (11.6M) | (16.4M) | (15.5M) | (12.1M) | (10.6M) | (9.9M) | (8.1M) | |
(19.1M) | (17.8M) | (16.1M) | (14.7M) | (16.4M) | (10M) | (8.7M) | (8.3M) | (8.4M) | (8.3M) | (10M) | (9.2M) | (8.4M) | (8.4M) | (9M) | (9.1M) | (8.3M) | (7.6M) | (6M) | (4.6M) | |
-24.5M | 2.8M | 6.5M | 8.1M | -4.9M | -1M | -551K | 871K | 3.7M | 1.3M | 4.5M | 2.5M | -297K | 1.4M | -12.4M | 3.3M | -11.1M | 3.7M | 2.1M | 2.5M | |
PRE-TAX INCOME | ||||||||||||||||||||
(28.1M) | (32.2M) | (17.8M) | (3.4M) | (3.7M) | (5.5M) | (6.4M) | (4.9M) | (4.3M) | (3.9M) | (3.9M) | (3.9M) | (4.9M) | (6.4M) | (8.1M) | (9.3M) | (10M) | (11.2M) | (10.1M) | (7.6M) | |
33.1M | 31.8M | 29.5M | 32.9M | 21M | 12.2M | 10.5M | 10.3M | 11.9M | 11.4M | 11.3M | 11.9M | 11.1M | 13.5M | 17.1M | 20.8M | 18.7M | 14.3M | 11.1M | 9.8M | |
(38.1M) | (12.1M) | (11.3M) | (10.3M) | (12.6M) | (4.2M) | (3.3M) | (3.1M) | (2M) | (3.2M) | (3.4M) | (3.8M) | (2.8M) | (3.1M) | (7.5M) | (6.4M) | (3.8M) | (3.1M) | (3.9M) | (3.5M) | |
-24.5M | 2.8M | 6.5M | 8.1M | -4.9M | -1M | -551K | 871K | 3.7M | 1.3M | 4.5M | 2.5M | -297K | 1.4M | -12.4M | 3.3M | -11.1M | 3.7M | 2.1M | 2.5M | |
NET INCOME | ||||||||||||||||||||
(338K) | (815K) | (2M) | (2.4M) | -937K | -407K | -345K | (56K) | (1.9M) | -2.2M | -4.6M | (3K) | (4K) | (829K) | (1.8M) | (1.3M) | -4.6M | (1.4M) | (690K) | (875K) | |
-24.8M | 1.9M | 4.5M | 5.6M | -4.1M | -642K | -206K | 815K | 1.9M | 3.5M | 9.1M | 2.5M | -301K | 588K | -14.3M | 1.9M | -6.5M | 2.3M | 1.5M | 1.7M |
SEC Filings
BYFC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 03, 2026 | June 03, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 15, 2026 | March 31, 2026 | 2026 | |
8-K/A 8-K/A 2026 (Amended) N/A | May 15, 2026 | April 28, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | June 17, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 26, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 18, 2026 | February 17, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | February 13, 2026 | September 30, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | December 31, 2025 | June 30, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
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Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
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