BYFC - NASDAQ

Broadway Financial Corporation

BYFC·NASDAQ

$9.52

-0.73%

Financial ServicesBanks - Regional

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$88.33M

EPS-3.2300

P/E Ratio-2.95

Earnings Date04/28/2026

1.35B

Assets

3Y+14.0%

5Y+178.0%

10Y+214.0%

1.08B

Total Liabilities

3Y+20.0%

5Y+149.0%

10Y+182.0%

262.96M

Total Equity

-8%

3Y-6.0%

5Y+438.0%

10Y+478.0%

Broadway Financial Corporation Funding & Solvency Profile

BYFC · NASDAQ

Current Assets

Cash & Cash Equivalents10.51M

Net Receivables6.00M

Inventory0.00

Other Current Assets0.00

Total Current Assets28 M

Non-Current Assets

Property, Plant & Equipment8.73M

Goodwill & Intangible Assets1.46M

Long-Term Investments1.26B

Other Non-Current Assets38.78M

Total Non-Current Assets1 B

Total Assets

1.35B

Financial Health Analysis

Current Ratio

0.03x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

4.12x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-970054000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Broadway Financial Corporation Balance Sheet

BYFC • NASDAQ

Broadway Financial Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	10.5M	61.4M	105.2M	16.1M	231.5M	96.1M	15.6M	16.7M	22.2M	18.4M	67.8M	5.7M	8.2M	13.4M	12.1M	8.2M	7.4M	7.5M	4.3M	5.3M
Short-Term Investments	11.8M	85M	317M	328.7M	156.4M	10.7M	11M	14.7M	17.5M	13.2M	14.1M	17.1M	9.4M	13.4M	19M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	22.3M	146.3M	422.1M	344.9M	387.9M	106.8M	26.6M	31.4M	39.7M	31.6M	82M	22.8M	17.6M	26.8M	31.1M	8.2M	7.4M	7.5M	4.3M	5.3M
Net Receivables	6M	5M	4.9M	4M	3.4M	1.2M	1.2M	1.1M	1.1M	1.2M	1.1M	1.2M	1.1M	1.3M	1.7M	2.2M	2.4M	2.3M	1.9M	1.5M
Accounts Receivables	6M	5M	4.9M	4M	3.4M	1.2M	1.2M	1.1M	1.1M	1.2M	1.1M	1.2M	1.1M	1.3M	1.7M	2.2M	2.4M	2.3M	1.9M	1.5M
Total Current Assets	28.3M	151.3M	427.1M	348.8M	391.3M	108M	27.8M	32.5M	40.8M	32.8M	83.1M	24M	18.7M	28M	32.8M	10.4M	9.9M	9.8M	6.2M	6.8M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	8.7M	8.9M	9.8M	10.3M	10.3M	2.5M	2.8M	2.2M	2.4M	2.5M	2.6M	2.7M	2.7M	2.6M	4.6M	5.1M	5.4M	5.5M	5.7M	5.3M
Goodwill	0.0	25.9M	25.9M	25.9M	26M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	1.5M	1.8M	2.1M	2.5M	2.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	1.5M	27.6M	28M	28.4M	28.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	1.3B	1.1B	886.6M	771.7M	648.5M	360.2M	398M	362.1M	357.8M	380.2M	305.1M	297.2M	249.2M	272.3M	337.4M	437.3M	484.8M	384.9M	337.5M	283.5M
Tax Assets	6.7M	8.9M	13.1M	11.9M	9.6M	5.6M	5.2M	5M	5.1M	6.9M	4.6M	0.0	0.0	0.0	850K	5.4M	5M	2.1M	926K	855K
Other Non-Current Assets	38.8M	19.3M	10.8M	13.3M	4.8M	7M	6.6M	7.5M	7.6M	6.7M	7.6M	26.9M	61.9M	70.7M	38M	25.8M	16M	7.8M	7.4M	5.5M
Total Non-Current Assets	1.3B	1.2B	948.3M	835.5M	702.2M	375.4M	412.6M	376.9M	372.9M	396.3M	319.9M	326.8M	313.7M	345.6M	380.9M	473.5M	511.2M	398.2M	350.6M	294.2M
Total Assets	1.3B	1.3B	1.4B	1.2B	1.1B	483.4M	440.4M	409.4M	413.7M	429.1M	402.9M	350.9M	332.5M	373.7M	413.7M	483.9M	521M	407.9M	356.8M	301M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	718K	4M	2.5M	0.0	0.0	0.0	0.0	0.0
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	718K	1.9M	1.3M	0.0	0.0	0.0	0.0	0.0
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.1M	1.2M	0.0	0.0	0.0	0.0	0.0
Accrued Expenses	0.0	0.0	0.0	11.9M	12.4M	4.3M	4.4M	3.4M	3.5M	5.2M	6.4M	3.6M	3.3M	1.9M	813K	272K	372K	509K	0.0	0.0
Short Term Debt	80.8M	66.6M	73.5M	63.5M	52M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5M	0.0	0.0	0.0	0.0	6M	6M
Other Current Liabilities	917.6M	745.4M	682.6M	686.9M	788.1M	315.6M	297.7M	281.4M	291.3M	287.4M	272.6M	217.9M	214.4M	257.1M	294.7M	348.4M	385.5M	289.9M	228.7M	221.5M
Total Current Liabilities	998.4M	812M	756.1M	762.3M	852.5M	319.9M	302.2M	284.8M	294.8M	292.6M	279M	221.4M	218.4M	268.1M	298M	348.7M	385.9M	290.4M	234.7M	227.5M
NON-CURRENT LIABILITIES
Long Term Debt	72M	226.9M	323.3M	142.3M	100M	113.8M	88.3M	75.1M	70.1M	90.1M	77.1M	91.1M	88.4M	90.5M	94M	98M	97.6M	80M	96.5M	50M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	-2.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	2.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	469K	0.0	0.0
Other Non-Current Liabilities	12.2M	10.8M	13.9M	0.0	0.0	787K	1M	1.1M	0.0	0.0	0.0	1.1M	58K	-2.9M	3.4M	4.4M	6.1M	4.4M	3.5M	3.5M
Total Non-Current Liabilities	84.2M	237.7M	337.2M	142.3M	100M	114.6M	89.4M	76.2M	71.2M	90.1M	77.1M	92.2M	88.4M	87.6M	97.4M	102.4M	103.7M	84.8M	100M	53.5M
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	180K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	1.1B	1B	1.1B	904.6M	952.4M	434.5M	391.5M	361M	366M	383.6M	356.7M	313.6M	306.9M	355.7M	395.5M	451.1M	489.5M	375.2M	334.8M	281M
SHAREHOLDERS' EQUITY
Treasury Stock	-5.3M	-5.3M	-5.3M	-5.3M	-5.3M	-5.3M	-5.3M	-5.3M	-5.3M	-5.3M	-1.3M	-1.3M	-1.3M	-1.2M	-3.4M	-3.5M	-3.5M	-3.5M	-3.3M	-5M
Preferred Stock	150M	150M	150M	150M	3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	16.8M	17.6M	17.2M	14.9M	9M	2K	2K
Common Stock	95K	94K	93K	95K	744K	306K	305K	300K	300K	299K	292K	292K	203K	20K	20K	20K	20K	20K	20K	20K
Additional Paid-In Capital	143.2M	142.9M	142.6M	144.2M	140.3M	46.9M	46.4M	46.1M	46.1M	45.8M	44.7M	44.7M	35.7M	10.1M	10.8M	10.7M	14.3M	12.2M	12.2M	12.8M
Retained Earnings	-15.2M	12.7M	12.6M	9.3M	3.7M	7.8M	8.4M	8.6M	7.8M	6M	2.5M	-6.5M	-9.1M	-8M	-7.3M	8.1M	7.3M	14.9M	13.2M	12.2M
Accumulated Other Comprehensive Income/Loss	-6.1M	-11.2M	-13.5M	-17.5M	-551K	164K	-23K	-283K	-81K	-103K	-2K	165K	80K	318K	571K	263K	176K	32K	6K	0.0
Other Total Stockholders' Equity	-3.9M	-4.2M	-4.5M	-1.3M	-829K	-893K	-959K	-1M	-1.1M	-1.2M	0.0	0.0	0.0	0.0	0.0	0.0	-1.8M	21K	0.0	2K
Total Stockholders' Equity	262.8M	285M	281.9M	279.5M	141M	48.9M	48.8M	48.4M	47.7M	45.5M	46.2M	37.3M	25.6M	18M	18.3M	32.9M	31.5M	32.7M	22M	20M
Total Equity	263M	285.2M	282.1M	279.7M	141.1M	48.9M	48.8M	48.4M	47.7M	45.5M	46.2M	37.3M	25.6M	18M	18.3M	32.9M	31.5M	32.7M	22M	20M
Minority Interest	206K	219K	194K	170K	100K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	1.3B	1.3B	1.4B	1.2B	1.1B	483.4M	440.4M	409.4M	413.7M	429.1M	402.9M	350.9M	332.5M	373.7M	413.7M	483.9M	521M	407.9M	356.8M	301M
Total Investments	1.3B	1.2B	1.2B	1.1B	804.9M	370.9M	409M	376.9M	375.3M	393.4M	319.2M	314.3M	258.6M	285.7M	356.4M	437.3M	484.8M	384.9M	337.5M	283.5M
Total Debt	152.8M	293.5M	396.8M	205.8M	151.9M	113.8M	88.3M	75.1M	70.1M	90.1M	77.1M	91.1M	88.4M	95.5M	94M	98M	97.6M	80M	102.5M	56M
Net Debt	142.3M	232.1M	291.6M	189.7M	-79.6M	17.7M	72.8M	58.4M	47.9M	71.7M	9.3M	85.4M	80.2M	82.1M	81.9M	89.8M	90.2M	72.5M	98.2M	50.7M
Shares Outstanding	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257	9,197,257

SEC Filings

BYFC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 03, 2026	June 03, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 15, 2026	March 31, 2026	2026	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	May 15, 2026	April 28, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 30, 2026	June 17, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 31, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 26, 2026	February 26, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 18, 2026	February 17, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	February 13, 2026	September 30, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	December 31, 2025	June 30, 2025	2025	View Filing

Showing 1 to 10 of 389 filings

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