Broadway Financial Corporation

Broadway Financial Corporation

BYFCยทNASDAQ

$9.52

-0.73%
Financial ServicesBanks - Regional

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.

At a Glance

Live Snapshot
Market Cap$88.33M
EPS-3.2300
P/E Ratio-2.95
Earnings Date04/28/2026
Broadway Financial Corporation

Broadway Financial Corporation Fair Value Envelope

BYFC ยท NASDAQ

Our analysis suggests that BYFC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $9.52, this represents a potential HIDDEN relative to our calculated worth for Broadway Financial Corporation.

Intrinsic Value
Current Price: $9.52

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$157.7K
+ Cash & Equivalents$10.5M
Firm Value$10.7M
- Debt$152.8M
Equity Value-$142.1M
/ Shares Outstanding9,197,257B
DCF Value-$15
OVERVALUED BY 262%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$115.0K
$57.5K
$28.8K
$14.4K
$7.2K
$3.6K
$1.8K
$898
$449
$225
Maintenance CapEx
-$24.3K
-$12.2K
-$6.1K
-$3.0K
-$1.5K
-$759
-$380
-$190
-$95
-$47
Owner Earnings
$90.7K
$45.4K
$22.7K
$11.3K
$5.7K
$2.8K
$1.4K
$709
$354
$177
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$84.0K
$38.9K
$18.0K
$8.3K
$3.9K
$1.8K
$827
$383
$177
$82
Terminal Value represents 0.9% of Enterprise Value