BVFL - NASDAQ
BV Financial, Inc.
$19.37
+0.21%BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company also offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. The company was founded in 1873 and is headquartered in Baltimore, Maryland. BV Financial, Inc. operates as a subsidiary of Bay-Vanguard, MHC.
At a Glance
Live SnapshotBV Financial, Inc. Street Expectations Map
No Target Data
No analyst price targets available for bvfl.
BV Financial, Inc. Forward Estimates of Revenue
Forward Growth Analysis
Analyst skepticism evident—carefully evaluate risks before investment decisions.
BV Financial, Inc. Forward Estimates of Net Income
Forward Growth Analysis
Analyst skepticism evident—carefully evaluate risks before investment decisions.
BV Financial, Inc. Forward Estimates of EPS
Forward Growth Analysis
Analyst skepticism evident—carefully evaluate risks before investment decisions.
BV Financial, Inc. Forward Estimates of EBIT
Forward Growth Analysis
Analyst skepticism evident—carefully evaluate risks before investment decisions.
BV Financial, Inc. Forward Estimates of EBITDA
Forward Growth Analysis
Analyst skepticism evident—carefully evaluate risks before investment decisions.
BV Financial, Inc. Forward Estimates of SG&A Expense
Forward Growth Analysis
Analyst skepticism evident—carefully evaluate risks before investment decisions.
BV Financial, Inc. Insider Positioning
During the last 12 months, insiders have sold $666K worth of BVFL shares, with no buying activity reported.
3 Months
0
0.00
20.8K
416.19K
-416K
-$416K
3-6 Months
0
0.00
72
1.41K
-1K
-$1K
6-9 Months
0
0.00
0
0.00
+0
+$0
9-12 Months
0
0.00
15.3K
248.17K
-248K
-$248K
Top Buyers
No buying activity
Top Sellers
Galli Joseph S
Director
$666K
Insider Activity Analysis
Net Insider Sentiment
Strong bearish signal with $666K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.
Buy/Sell Ratio
Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
1 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.
Insider Activity Insight
Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.
Related Guides
Continue your BVFL research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.