BV Financial, Inc.

BV Financial, Inc.

BVFLยทNASDAQ

$19.37

+0.21%
Financial ServicesBanks - Regional

BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in Maryland. The company offers checking and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. The company also offers ATM, overdraft, safe deposit, bill pay, remote deposit capture, ACH origination, merchant, and online banking services. The company was founded in 1873 and is headquartered in Baltimore, Maryland. BV Financial, Inc. operates as a subsidiary of Bay-Vanguard, MHC.

At a Glance

Live Snapshot
Market Cap$167.72M
EPS1.4400
P/E Ratio13.45
Earnings Date07/16/2026
0.00%
Dividend Yield
3Y-
5Y-
10Y-100.0%
0.00%
Dividend Payout Ratio
3Y-
5Y-
10Y-100.0%
3Y-
5Y-100.0%
10Y-
BV Financial, Inc.

BV Financial, Inc. Dividend History

BVFL ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

BVFL Dividend Payment History

BVFL ยท NASDAQ

Total Payments

1

Latest Dividend

$0.0330

Annual Amount

$0.0327

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
N/A
Dec 28, 2018Jan 7, 2019
$0.0330
$0.0330
Quarterly-
bvfl

BV Financial, Inc. Payout Ratio Analysis

BVFL ยท NASDAQ
Dividends Paid
0.00
2025
Net Income
13.49M
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Sustainability
Fair

Dividend sustainability questionable. Monitor closely for signs of stress. Consider whether yield justifies the risk.