First Busey Corporation

First Busey Corporation

BUSEยทNASDAQ

$26.85

-0.96%
Financial ServicesBanks - Regional

First Busey Corporation operates as the bank holding company for Busey Bank that provides retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company operates through three segments: Banking, FirsTech, and Wealth Management. It offers customary types of demand and savings deposits; and commercial, agricultural, real estate construction, commercial and residential real estate, and consumer loans, as well as home equity lines of credit. The company also provides money transfer, safe deposit, IRA, and other fiduciary services through banking center, ATM and technology-based networks. In addition, it offers investment management, trust, estate advisory, and financial planning services, as well as business succession and employee retirement planning services; investment strategy consulting and fiduciary services; and security brokerage services. Further, the company provides asset management, philanthropic advisory, tax preparation, and professional farm management services; and commercial depository services, such as cash management services. Additionally, it offers payment technology solutions through its payment platform, such as walk-in payment processing for customers at retail pay agents; online bill payment solutions; customer service payments accepted over the telephone; mobile bill pay; direct debit services; electronic concentration of payments delivered to automated clearing house network; money management and credit card networks; and lockbox remittance processing to make payments by mail, as well as provides tools related to billing, reconciliation, bill reminders, and treasury services. The company has 46 banking centers in Illinois; 8 in Missouri; 3 in southwest Florida; and 1 in Indianapolis, Indiana. First Busey Corporation was founded in 1868 and is headquartered in Champaign, Illinois.

At a Glance

Live Snapshot
Market Cap$2.27B
EPS1.4900
P/E Ratio18.02
Earnings Date07/28/2026
3Y+115.0%
5Y+135.0%
10Y+335.0%
3Y+5.0%
5Y+35.0%
10Y+172.0%
3Y+16.0%
5Y+18.0%
10Y-1022.0%
First Busey Corporation

First Busey Corporation Profit Bridge

BUSE ยท NASDAQ
Revenue1.04B
Cost of Goods Sold (376.99M)
Gross Profit666.84M
Operating Expenses (480.20M)
Operating Income186.64M
Interest Expense (324.25M)
Other Income/Expense0.00
Pretax Income186.64M
Income Tax (51.38M)
Net Income135.26M
Net Income
135.26M

Profitability Analysis

Gross Margin

63.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

17.9%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

13.0%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

27.5%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

First Busey Corporation Income Statement

BUSE โ€ข NASDAQ

First Busey Corporation Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1B
662.5M
600.6M
486.6M
431.6M
444.9M
472.6M
376M
308.8M
240.1M
182.8M
167M
171.3M
183.8M
191.8M
218.9M
250.5M
276.9M
243.6M
174.8M
GROSS PROFIT
(377M)
(209.7M)
(162.3M)
(41.2M)
(13M)
(82.5M)
(79.4M)
(49.1M)
(26.2M)
(15.8M)
(7.8M)
(8.5M)
(16.1M)
(31.3M)
(42.4M)
(81M)
(321.6M)
(195.4M)
(114.9M)
(71.2M)
666.8M
452.9M
438.3M
445.4M
418.6M
362.4M
393.2M
327M
282.5M
224.3M
176.6M
158.5M
155.1M
152.5M
149.4M
137.9M
-71.1M
81.5M
128.7M
103.7M
OPERATING INCOME
(480.2M)
(299.6M)
(284.4M)
(283.9M)
(261.8M)
(234.2M)
(258.8M)
(193M)
(174.4M)
(147.9M)
(115.3M)
(108.2M)
(112.3M)
(119.6M)
(104.6M)
(105.2M)
(327.7M)
(135M)
(84.3M)
(60.1M)
(327M)
(181.2M)
(168.2M)
(163.1M)
(148.4M)
(126.7M)
(140.5M)
(107.8M)
(95.6M)
(78.4M)
(65.9M)
(63.4M)
(66.1M)
(67.3M)
(57.3M)
(57.9M)
(70.1M)
(66M)
(45.7M)
(34.6M)
186.6M
153.3M
153.9M
161.7M
156.8M
128.2M
134.4M
133.9M
108.1M
76.4M
59.7M
50.3M
42.8M
32.9M
44.8M
32.7M
-398.8M
-53.5M
44.4M
43.6M
PRE-TAX INCOME
(324.3M)
(201.1M)
(159.9M)
(36.5M)
(28.1M)
(43.7M)
(69M)
(44.6M)
(20.9M)
(10.2M)
(6.2M)
(6.5M)
(8.6M)
(14.8M)
(22.4M)
(39M)
(70.1M)
(97.1M)
(100.4M)
(69.9M)
569.6M
321.8M
319.5M
323.4M
270.7M
282.9M
287.2M
241.4M
203.4M
154.7M
111.8M
101.6M
100.1M
102.1M
110.4M
117.2M
114.4M
123.3M
101.5M
76.5M
(153.2M)
(118.3M)
(116.1M)
(120.6M)
(113.4M)
(107.5M)
(118.3M)
(85.2M)
(78.8M)
(69.5M)
(49.4M)
(44.8M)
(46.2M)
(52.3M)
(47.2M)
(47.3M)
(257.6M)
(69M)
(38.6M)
(25.5M)
186.6M
153.3M
153.9M
161.7M
156.8M
128.2M
134.4M
133.9M
108.1M
76.4M
59.7M
50.3M
42.8M
32.9M
44.8M
32.7M
-398.8M
-53.5M
44.4M
43.6M
NET INCOME
(51.4M)
(39.6M)
(31.3M)
(33.4M)
(33.4M)
(27.9M)
(31.5M)
(35M)
(45.4M)
(26.7M)
(20.7M)
(17.5M)
(14.1M)
(10.5M)
(15M)
(9.5M)
-75.7M
-15.6M
(12.9M)
(14.7M)
135.3M
113.7M
122.6M
128.3M
123.4M
100.3M
103M
98.9M
62.7M
49.7M
39M
32.8M
28.7M
22.4M
29.9M
23.2M
-323.1M
-37.9M
31.5M
28.9M

SEC Filings

BUSE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 20, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 13, 2026
January 13, 2026
2026
Showing 1 to 10 of 519 filings