First Busey Corporation

First Busey Corporation

BUSEยทNASDAQ

$26.85

-0.96%
Financial ServicesBanks - Regional

First Busey Corporation operates as the bank holding company for Busey Bank that provides retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States. The company operates through three segments: Banking, FirsTech, and Wealth Management. It offers customary types of demand and savings deposits; and commercial, agricultural, real estate construction, commercial and residential real estate, and consumer loans, as well as home equity lines of credit. The company also provides money transfer, safe deposit, IRA, and other fiduciary services through banking center, ATM and technology-based networks. In addition, it offers investment management, trust, estate advisory, and financial planning services, as well as business succession and employee retirement planning services; investment strategy consulting and fiduciary services; and security brokerage services. Further, the company provides asset management, philanthropic advisory, tax preparation, and professional farm management services; and commercial depository services, such as cash management services. Additionally, it offers payment technology solutions through its payment platform, such as walk-in payment processing for customers at retail pay agents; online bill payment solutions; customer service payments accepted over the telephone; mobile bill pay; direct debit services; electronic concentration of payments delivered to automated clearing house network; money management and credit card networks; and lockbox remittance processing to make payments by mail, as well as provides tools related to billing, reconciliation, bill reminders, and treasury services. The company has 46 banking centers in Illinois; 8 in Missouri; 3 in southwest Florida; and 1 in Indianapolis, Indiana. First Busey Corporation was founded in 1868 and is headquartered in Champaign, Illinois.

At a Glance

Live Snapshot
Market Cap$2.27B
EPS1.4900
P/E Ratio18.02
Earnings Date07/28/2026
3Y+16.0%
5Y+18.0%
10Y-1022.0%
3Y-477.0%
5Y-250.0%
10Y+633.0%
3Y+250.0%
5Y-333.0%
10Y+502.0%
BUSE

First Busey Corporation Cash Conversion Engine

BUSE ยท NASDAQ
Net Income135.26M
Depreciation & Amortization30.20M
Stock-Based Compensation17.12M
Change in Working Capital-43.61M
Others45.52M
Capital Expenditures-19.62M
Free Cash Flow173.76M

Cash Flow Quality Analysis

FCF Conversion Rate

128.5%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

10.2%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+1.1%

Flat FCF growth. Stable but not expandingโ€”monitor for signs of business maturity or temporary headwinds.

Working Capital Impact

-$43.61M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

First Busey Corporation Cash Flow Statement

BUSE โ€ข NASDAQ

First Busey Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
135.3M
113.7M
122.6M
128.3M
123.4M
100.3M
103M
98.9M
62.7M
49.7M
39M
32.8M
28.7M
22.4M
29.9M
23.2M
-323.1M
-37.9M
31.5M
28.9M
30.2M
20.6M
22.7M
25.7M
28.2M
27.9M
24.1M
16.9M
15.4M
11.7M
8.9M
8.5M
8.6M
8.8M
9.1M
10.3M
12.2M
11.9M
8M
5.5M
8.1M
1.4M
6.1M
5.1M
10.2M
-3M
1.3M
7.1M
14.1M
3M
3M
12.7M
10.1M
8.6M
12.8M
2.1M
-46.5M
-23.7M
-2.2M
-2M
17.1M
7.7M
6.6M
9M
7.9M
7.1M
4M
3.7M
2.8M
1.8M
1.4M
1.2M
1.1M
991K
488K
194K
141K
89K
0.0
0.0
45.5M
29M
24.5M
55.1M
17.1M
49.6M
-36.7M
67.1M
157.6M
-78.9M
12.1M
12.3M
41M
634K
60M
24.4M
447.9M
130.1M
1.6M
-5.4M
(20.9M)
(12.9M)
(25.4M)
(30.7M)
(22.5M)
(22.2M)
(24.7M)
(23.2M)
(26.4M)
(20.2M)
(17.2M)
(6.4M)
(4.7M)
(1M)
(2.8M)
(1.3M)
(0.0)
(0.0)
(0.0)
(0.0)
-43.6M
5.9M
-9M
-57.3M
-24.8M
-18.9M
-7.4M
8.7M
2.4M
-8.2M
-2.9M
666K
8.4M
7.8M
3.3M
27.6M
-39.2M
929K
-3.4M
2.4M
192.6M
178.3M
173.4M
165.8M
162M
163.2M
88.3M
202.5M
253.4M
-20.9M
61.5M
68.1M
98.2M
49.1M
115.9M
87.8M
51.4M
81.4M
35.6M
29.3M
INVESTING ACTIVITIES
-19.6M
-6.4M
-9.5M
-5M
-5M
-4.2M
-13.2M
-11.6M
-15M
-9M
-4.1M
-3.8M
-2.5M
-8.6M
-2.7M
-2M
-4.8M
-10.4M
-14.5M
-6.6M
(385.8M)
(18.4M)
(0.0)
(0.0)
(228.3M)
(0.0)
-61.5M
(0.0)
(27M)
(25.6M)
(12.1M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-547.2M
-213M
-17.1M
-294.9M
-2.3B
-1.3B
-409.5M
-342M
-494.4M
-182.6M
-251.6M
-183.1M
-84.6M
-454.5M
-374.3M
-252.5M
-205.1M
-355.9M
-466.5M
-166.6M
1.1B
546.3M
491.9M
555.7M
1.2B
680.3M
785M
337.6M
344.3M
298.1M
226.3M
259.5M
220.3M
277.4M
140.5M
219.3M
263.7M
320M
606.9M
137.4M
192.8M
312.7M
85.7M
-546.6M
90.4M
-108.9M
-243.4M
-39.4M
-155.8M
17.6M
-117M
-123.8M
-251.9M
-18.7M
249.8M
387.2M
224M
-267.1M
-126.7M
-205.3M
(1.1B)
(657.9M)
(551M)
-290.9M
-829.2M
-729.5M
(57.4M)
-55.4M
-293.9M
(149.7M)
-134.2M
-51.3M
-118.7M
-204.4M
(13.2M)
(352M)
(278.9M)
-313.3M
-720K
-241.1M
FINANCING ACTIVITIES
-68.5M
0.0
-4.5M
-9.9M
-33M
-12.3M
-24.3M
392K
0.0
4K
-6.3M
50M
0.0
0.0
0.0
52.5M
116.9M
-10.3M
-10.6M
-1.2M
-100.3M
-67.5M
-351.1M
315.4M
54.3M
39.9M
29.3M
-225.5M
118.8M
-108.9M
30M
0.0
-7M
-12M
-23.3M
-38.5M
-135M
56.5M
16.3M
23.5M
-91M
-54.2M
-53.1M
-50.9M
-50.8M
-48M
-45.2M
-39M
-30.7M
-22.7M
-18.6M
-17.2M
-14M
-24.4M
-18.3M
-15.6M
-19M
-28.7M
-19.2M
-13.7M
-69.9M
(0.0)
-4.5M
-9.9M
-33M
-12.3M
-24.3M
(0.0)
(290.8M)
(0.0)
-79M
(0.0)
-237K
(0.0)
-164M
(0.0)
(0.0)
-10.6M
-11.2M
-2M
-1.6B
-736.5M
176.7M
-738.5M
844.2M
746M
183.7M
4M
139M
-149.8M
120.2M
58.2M
-78.1M
228M
-164M
-258.1M
-376.3M
279.4M
40.6M
205.4M
-1.7B
-858.1M
-232M
-483.9M
814.7M
725.6M
143.6M
-260.5M
227.1M
-281.4M
52.6M
91M
-99.1M
191.6M
-233M
-227.9M
-313.4M
296.9M
27.1M
214.1M
CASH FLOW SUMMARY
-403.6M
-21.9M
492.4M
-608.9M
147.6M
159.2M
289.3M
-113.3M
186.6M
-152.6M
-20.2M
107.8M
-119.7M
36.2M
-103.9M
211.9M
17M
64.9M
61.9M
2.4M
697.7M
719.6M
227.2M
836.1M
688.5M
529.3M
240M
353.3M
166.7M
319.3M
339.4M
231.6M
351.3M
315.1M
419M
207.1M
190.1M
125.2M
63.3M
61M
294.1M
697.7M
719.6M
227.2M
836.1M
688.5M
529.3M
240M
353.3M
166.7M
319.3M
339.4M
231.6M
351.3M
315.1M
419M
207.1M
190.1M
125.2M
63.3M
173.8M
171.8M
163.9M
160.8M
157M
159M
75.1M
190.9M
238.4M
-29.9M
57.4M
64.3M
95.6M
40.5M
113.1M
85.7M
46.6M
71M
21.1M
22.7M

SEC Filings

BUSE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 22, 2026
May 20, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 20, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 27, 2026
2026
8-K

8-K 2026

N/A

January 13, 2026
January 13, 2026
2026
Showing 1 to 10 of 519 filings