Bogota Financial Corp.

Bogota Financial Corp.

BSBKยทNASDAQ

$8.99

-0.66%
Financial ServicesBanks - Regional

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans, and construction loans; and buys, sells, and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, as well as through a loan production office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

At a Glance

Live Snapshot
Market Cap$115.56M
EPS0.1700
P/E Ratio52.88
Earnings Date08/05/2026
3Y+42.0%
5Y+84.0%
10Y+128.0%
3Y-70.0%
5Y+1.0%
10Y-45.0%
3Y+29407.0%
5Y+55091.0%
10Y+55725.0%
Bogota Financial Corp.

Bogota Financial Corp. Profit Bridge

BSBK ยท NASDAQ
Revenue44.78M
Cost of Goods Sold (27.41M)
Gross Profit17.37M
Operating Expenses (15.30M)
Operating Income2.07M
Interest Expense (27.54M)
Other Income/Expense0.00
Pretax Income2.07M
Income Tax (-18.28K)
Net Income2.09M
Net Income
2.09M

Profitability Analysis

Gross Margin

38.8%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

4.6%

Minimal operating profit suggests high operating costs or pricing challenges. Scalability is concerning.

Net Profit Margin

4.7%

Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.

Effective Tax Rate

-0.9%

Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Bogota Financial Corp. Income Statement

BSBK โ€ข NASDAQ

Bogota Financial Corp. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014
REVENUE
44.8M
43.1M
38.4M
31.5M
27.6M
24.4M
23.7M
22.6M
21.1M
19.7M
18.7M
18M
GROSS PROFIT
(27.4M)
(31.1M)
(22.2M)
(7.7M)
(5.7M)
(9.9M)
(12M)
(8.8M)
(6.6M)
(0.0)
(0.0)
(18M)
17.4M
12M
16.2M
23.8M
21.9M
14.5M
11.7M
13.8M
14.4M
19.7M
18.7M
0.0
OPERATING INCOME
(15.3M)
(14.6M)
(15.8M)
(14.3M)
(12.5M)
(12M)
(8.4M)
(8.3M)
(7.9M)
(0.0)
-12.1M
(0.0)
(1.2B)
(10.2M)
(11.3M)
(10.2M)
(9.1M)
(6.2M)
(5.8M)
(5.6M)
(5.3M)
(0.0)
(0.0)
(0.0)
2.1M
-2.5M
480.4K
9.5M
9.4M
2.5M
3.3M
5.5M
6.5M
6M
6.7M
7M
PRE-TAX INCOME
(27.5M)
(31.2M)
(22.3M)
(7.3M)
(5.8M)
(9.7M)
(12M)
(8.8M)
(6.5M)
(0.0)
(0.0)
(0.0)
15.5M
10.6M
15M
23.1M
19.3M
13.6M
11.2M
13.2M
13.9M
0.0
0.0
0.0
-1.2B
(4.4M)
(4.4M)
(4.1M)
(3.4M)
(5.8M)
(2.6M)
(2.7M)
(2.6M)
(0.0)
-12.1M
(0.0)
2.1M
-2.5M
480.4K
9.5M
9.4M
2.5M
3.3M
5.5M
6.5M
6M
6.7M
7M
NET INCOME
-18.3K
-371.6K
-162.2K
(2.6M)
(1.9M)
(437.3K)
(850.6K)
(1.4M)
(2.6M)
(2.2M)
(2.5M)
(2.8M)
2.1M
-2.2M
642.5K
6.9M
7.5M
2.1M
2.4M
4.1M
3.9M
3.8M
4.1M
4.2M

SEC Filings

BSBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

June 01, 2026
May 31, 2026
2026
8-K

8-K 2026

N/A

May 15, 2026
May 14, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 13, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 06, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 09, 2026
May 14, 2026
2026
8-K

8-K 2026

N/A

March 31, 2026
March 25, 2026
2026
10-K

10-K 2025 FY

FY

March 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 13, 2026
February 13, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 12, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
Showing 1 to 10 of 102 filings