Bogota Financial Corp.

Bogota Financial Corp.

BSBKยทNASDAQ

$8.99

-0.66%
Financial ServicesBanks - Regional

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans, and construction loans; and buys, sells, and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, as well as through a loan production office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

At a Glance

Live Snapshot
Market Cap$115.56M
EPS0.1700
P/E Ratio52.88
Earnings Date08/05/2026
Bogota Financial Corp.

Bogota Financial Corp. Fair Value Envelope

BSBK ยท NASDAQ

Our analysis suggests that BSBK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $8.99, this represents a potential HIDDEN relative to our calculated worth for Bogota Financial Corp..

Intrinsic Value
Current Price: $8.99

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$29,125.2B
+ Cash & Equivalents$35.6M
Firm Value$29,125.2B
- Debt$103.8M
Equity Value$29,125.1B
/ Shares Outstanding12,669,514B
DCF Value$2.3M
UNDERVALUED BY 25570935%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$6.4B
$12.8B
$25.6B
$51.3B
$102.5B
$205.0B
$410.0B
$820.1B
$1,640.1B
$3,280.2B
Maintenance CapEx
-$28.1K
-$56.3K
-$112.6K
-$225.2K
-$450.4K
-$900.7K
-$1.8M
-$3.6M
-$7.2M
-$14.4M
Owner Earnings
$6.4B
$12.8B
$25.6B
$51.3B
$102.5B
$205.0B
$410.0B
$820.0B
$1,640.1B
$3,280.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$5.9B
$11.0B
$20.3B
$37.7B
$69.8B
$129.2B
$239.2B
$443.0B
$820.5B
$1,519.4B
Terminal Value represents 88.7% of Enterprise Value