BSBK - NASDAQ

Bogota Financial Corp.

BSBK·NASDAQ

$8.99

-0.66%

Financial ServicesBanks - Regional

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans, and construction loans; and buys, sells, and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, as well as through a loan production office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$115.56M

EPS0.1700

P/E Ratio52.88

Earnings Date08/05/2026

904.95M

Assets

-7%

3Y-5.0%

5Y+22.0%

10Y+45.0%

764.04M

Total Liabilities

-8%

3Y-6.0%

5Y+25.0%

10Y+37.0%

140.91M

Total Equity

3Y+1.0%

5Y+10.0%

10Y+119.0%

Bogota Financial Corp. Funding & Solvency Profile

BSBK · NASDAQ

Current Assets

Cash & Cash Equivalents35.60M

Net Receivables4.26M

Inventory0.00

Other Current Assets-115.13M

Total Current Assets26 M

Non-Current Assets

Property, Plant & Equipment14.66M

Goodwill & Intangible Assets107.60K

Long-Term Investments706.65M

Other Non-Current Assets157.33M

Total Non-Current Assets879 M

Total Assets

904.95M

Financial Health Analysis

Current Ratio

1.31x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

5.42x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

6 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

3% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Bogota Financial Corp. Balance Sheet

BSBK • NASDAQ

Bogota Financial Corp. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	35.6M	52.2M	24.9M	16.8M	105.1M	80.4M	127.9M	24.5M	22.6M	-41.5M	-21M	0.0
Short-Term Investments	101.5M	99.2M	54.5M	85.1M	41.8M	11.9M	13.7M	13.6M	11.8M	0.0	0.0	0.0
Cash & Short-Term Investments	137.1M	151.4M	79.4M	101.9M	146.9M	92.3M	141.6M	38.1M	34.4M	-41.5M	-21M	0.0
Net Receivables	4.3M	4.2M	3.9M	4M	2.7M	2.9M	2M	1.9M	1.7M	0.0	0.0	0.0
Accounts Receivables	4.3M	4.2M	3.9M	4M	2.7M	2.9M	2M	1.9M	1.7M	0.0	0.0	0.0
Other Current Assets	-115.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	41.5M	0.0	17.4M
Total Current Assets	26.2M	155.6M	83.3M	105.9M	149.6M	95.1M	143.6M	40.1M	36.1M	41.5M	21M	17.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	14.7M	15.5M	7.7M	7.9M	8.1M	5.7M	4.2M	4.7M	4.4M	4.7M	4.7M	4.9M
Intangible Assets	107.6K	152.9K	206.1K	267.3K	336.4K	0.0	0.0	41.3K	81.6K	0.0	0.0	0.0
Goodwill & Intangible Assets	107.6K	152.9K	206.1K	267.3K	336.4K	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	706.6M	752.8M	801.8M	796.5M	645.4M	615.2M	593.3M	596.7M	577.4M	4.9M	6.8M	6.4M
Other Non-Current Assets	157.3M	47.3M	46.3M	40.6M	33.9M	24.9M	25.5M	23.6M	23.3M	572.3M	531.3M	513.7M
Total Non-Current Assets	878.7M	815.8M	856M	845.2M	687.7M	645.8M	623M	624.9M	605.1M	581.8M	542.8M	524.9M
Total Assets	904.9M	971.5M	939.3M	951.1M	837.4M	740.9M	766.6M	665M	641.1M	623.3M	563.8M	542.4M
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	20M	29.5M	37.5M	59M	6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	0.0	642.2M	625.3M	701.4M	597.5M	502M	497.7M	510.3M	476.5M	0.0	0.0	0.0
Total Current Liabilities	20M	671.7M	662.8M	760.4M	603.5M	502M	497.7M	510.3M	476.5M	0.0	0.0	0.0
NON-CURRENT LIABILITIES
Long Term Debt	73.3M	142.7M	130.2M	43.3M	79.1M	104.3M	97.1M	74.6M	89.2M	74.6M	122.7M	117.3M
Other Non-Current Liabilities	660.3M	9.1M	9.1M	7.7M	7.3M	6.2M	96.8M	7.6M	7.1M	484.4M	380.6M	-117.3M
Total Non-Current Liabilities	744M	162.5M	139.3M	51M	86.3M	110.5M	193.9M	82.2M	96.4M	559M	503.3M	0.0
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	485.8M
Capital Lease Obligations	10.4M	10.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	764M	834.2M	802.2M	811.4M	689.8M	612.4M	691.6M	592.5M	572.8M	559M	503.3M	485.8M
SHAREHOLDERS' EQUITY
Common Stock	129.3K	130.6K	132.8K	137K	146.1K	131.6K	0.0	0.0	0.0	0.0	0.0	0.0
Additional Paid-In Capital	54.9M	55.3M	56.1M	59.1M	68.2M	57M	0.0	0.0	0.0	0.0	0.0	0.0
Retained Earnings	92.1M	90M	92.2M	91.8M	84.9M	77.4M	75.3M	72.8M	68.7M	0.0	0.0	0.0
Accumulated Other Comprehensive Income/Loss	-6.3M	-3.6M	-6.5M	-6.2M	-272.7K	-273K	-314K	-317K	-350K	0.0	0.0	0.0
Other Total Stockholders' Equity	0.0	-4.5M	-4.8M	-5.1M	-5.4M	-5.7M	0.0	0.0	0.0	0.0	0.0	56.6M
Total Stockholders' Equity	140.9M	137.3M	137.2M	139.7M	147.6M	128.5M	75M	72.5M	68.3M	64.3M	60.6M	56.6M
Total Equity	140.9M	137.3M	137.2M	139.7M	147.6M	128.5M	75M	72.5M	68.3M	64.3M	60.6M	56.6M
SUMMARY
Total Liabilities & Equity	904.9M	971.5M	939.3M	951.1M	837.4M	740.9M	766.6M	665M	641.1M	623.3M	563.8M	542.4M
Total Investments	808.1M	852M	856.2M	881.6M	687.3M	627.1M	607M	610.3M	589.2M	4.9M	6.8M	6.4M
Total Debt	103.8M	183M	167.7M	102.3M	85.1M	104.3M	97.1M	74.6M	89.2M	74.6M	122.7M	117.3M
Net Debt	68.2M	130.7M	142.8M	85.5M	-20M	23.9M	-30.8M	50.1M	66.7M	116.1M	143.7M	117.3M
Shares Outstanding	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514	12,669,514

SEC Filings

BSBK - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 01, 2026	May 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 15, 2026	May 14, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 13, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 09, 2026	May 14, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 31, 2026	March 25, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 13, 2026	February 13, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 12, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 03, 2025	November 03, 2025	2025	View Filing

Showing 1 to 10 of 102 filings

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