Business First Bancshares, Inc.

Business First Bancshares, Inc.

BFSTยทNASDAQ

$27.73

-1.5%
Financial ServicesBanks - Regional

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. As of March 01, 2022, it operates approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.

At a Glance

Live Snapshot
Market Cap$906.16M
EPS2.7900
P/E Ratio9.94
Earnings Date07/27/2026
3Y+37.0%
5Y+97.0%
10Y+643.0%
3Y+35.0%
5Y+95.0%
10Y+637.0%
3Y+55.0%
5Y+119.0%
10Y+690.0%
bfst

Business First Bancshares, Inc. Funding & Solvency Profile

BFST ยท NASDAQ
Cash & Cash Equivalents411.18M
Net Receivables38.49M
Inventory0.00
Other Current Assets0.00
Total Current Assets1 B
Property, Plant & Equipment73.98M
Goodwill & Intangible Assets135.64M
Long-Term Investments6.19B
Other Non-Current Assets758.07M
Total Non-Current Assets7 B
Total Assets
8.21B

Financial Health Analysis

Current Ratio

0.15x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.16x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-5940980000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

13% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Business First Bancshares, Inc. Balance Sheet

BFST โ€ข NASDAQ

Business First Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
411.2M
319.1M
226.1M
152.7M
68.4M
149.1M
89.4M
96.1M
107.6M
42.2M
43.4M
26.8M
19.3M
22.6M
590.9M
28.7M
879.6M
890.8M
1B
640.6M
278.2M
309.5M
179.1M
198.3M
0.0
0.0
0.0
0.0
1B
347.8M
1.1B
1B
1.1B
789.7M
367.6M
405.6M
286.7M
240.5M
43.4M
26.8M
19.3M
22.6M
38.5M
35.9M
29.9M
25.7M
19.6M
23.9M
8M
8.2M
4.1M
3.4M
0.0
0.0
0.0
0.0
38.5M
35.9M
29.9M
25.7M
19.6M
23.9M
8M
8.2M
4.1M
3.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-768M
0.0
0.0
0.0
1B
383.6M
1.1B
1.1B
1.1B
813.6M
375.6M
413.8M
290.8M
243.9M
43.4M
26.8M
19.3M
22.6M
NON-CURRENT ASSETS
74M
82M
69.5M
63.2M
58.2M
58.6M
29.3M
15.1M
8.8M
9.3M
9.2M
2.2M
2.8M
3.3M
121.1M
121.6M
88.4M
88.5M
59.9M
53.9M
48.5M
49.5M
6.8M
6.8M
3.4M
0.0
0.0
0.0
14.5M
17.3M
11.9M
14M
12.2M
9.7M
6.7M
7.9M
2M
2.3M
2.6M
0.0
0.0
0.0
135.6M
138.8M
100.3M
102.6M
72.1M
63.6M
55.2M
57.4M
8.8M
9.1M
5.9M
0.0
0.0
0.0
6.2B
6.8B
5B
4.6B
3.2B
3B
1.7B
1.5B
975.3M
809.1M
216M
0.0
0.0
0.0
20.5M
29.6M
27.3M
31.2M
8.8M
5.9M
2.1M
3.8M
3M
0.0
-216M
0.0
0.0
0.0
758.1M
389.8M
264.7M
118.6M
300M
235.7M
100.7M
78.2M
34.4M
34.5M
1B
655.5M
662.1M
0.0
7.2B
7.5B
5.4B
4.9B
3.6B
3.3B
1.9B
1.7B
1B
861.9M
1B
657.7M
664.9M
3.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
655.2M
8.2B
7.9B
6.6B
6B
4.7B
4.2B
2.3B
2.1B
1.3B
1.1B
1.1B
684.5M
684.2M
681.1M
LIABILITIES
CURRENT LIABILITIES
4.2M
6M
14.8M
2.1M
1.4M
2.5M
1.5M
1.4M
890K
920K
566K
0.0
0.0
0.0
4.2M
6M
14.8M
2.1M
1.4M
2.5M
1.5M
1.4M
890K
920K
566K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
566K
416K
453K
0.0
278.8M
22.6M
18.9M
34.3M
19.1M
26.8M
68M
12.2M
2.8M
3.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-2.4M
0.0
0.0
0.0
6.7B
6.5B
5.2B
4.8B
4.1B
3.6B
1.8B
1.7B
1.1B
932.8M
0.0
0.0
0.0
0.0
7B
6.5B
5.3B
4.9B
4.1B
3.6B
1.9B
1.7B
1.1B
937.3M
566K
416K
453K
1M
NON-CURRENT LIABILITIES
272.5M
460.6M
616.2M
525.8M
168.4M
79.1M
118M
80M
77.7M
50.1M
47.1M
15M
15M
40M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-6.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.8M
0.0
0.0
0.0
63.7M
57.1M
41.6M
27.4M
26.8M
25.2M
19.2M
7.3M
4.4M
4.9M
916.6M
481.3M
597.3M
0.0
336.3M
517.7M
657.8M
553.3M
195.2M
104.4M
137.2M
87.3M
82.1M
55M
963.1M
605.2M
611.8M
40M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
569M
7.3B
7.1B
5.9B
5.4B
4.3B
3.8B
2B
1.8B
1.1B
992.3M
963.6M
605.7M
612.3M
610M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-121K
71.9M
71.9M
71.9M
71.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
29.5M
29.6M
25.4M
25.1M
20.4M
20.6M
13.3M
13.2M
10.2M
6.9M
7M
5.3M
5.3M
5.3M
502.2M
500M
397.4M
393.7M
292.3M
299.5M
212.5M
212.3M
144.2M
85.1M
85.9M
57.2M
56.7M
56.4M
326.6M
261M
216.1M
164M
121.9M
79.2M
56.7M
38M
27.2M
23.8M
20.3M
16.9M
12.9M
8.1M
-33.3M
-63M
-66.6M
-74.2M
-1.2M
10.6M
2.6M
-3.5M
-1.6M
-2.3M
-789K
-643K
-3M
0.0
896.9M
799.5M
644.3M
580.5M
433.4M
410M
285.1M
260.1M
179.9M
113.6M
112.4M
78.8M
71.9M
71.2M
896.9M
799.5M
644.3M
580.5M
433.4M
410M
285.1M
260.1M
179.9M
113.6M
112.4M
78.8M
71.9M
71M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-140K
SUMMARY
8.2B
7.9B
6.6B
6B
4.7B
4.2B
2.3B
2.1B
1.3B
1.1B
1.1B
684.5M
684.2M
0.0
6.8B
6.9B
5.9B
5.5B
4.2B
3.6B
2B
1.8B
1.2B
1B
216M
0.0
0.0
0.0
551.4M
483.3M
635.1M
560.1M
187.6M
106M
186M
92.2M
80.5M
53.6M
47.1M
15M
15M
0.0
140.2M
164.2M
409M
407.4M
119.2M
-43.1M
96.6M
-3.8M
-27.1M
11.5M
3.7M
-11.8M
-4.3M
-22.6M
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400
29,615,400

SEC Filings

BFST - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 01, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 21, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
April 02, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 19, 2026
2026
8-K/A

8-K/A 2026 (Amended)

N/A

January 23, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2026

N/A

January 05, 2026
January 01, 2026
2026
Showing 1 to 10 of 212 filings