Business First Bancshares, Inc.

Business First Bancshares, Inc.

BFSTยทNASDAQ

$27.73

-1.5%
Financial ServicesBanks - Regional

Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as commercial lines of credit, letters of credit, working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary services and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. As of March 01, 2022, it operates approximately 48 full-service banking centers and three loan production offices across Louisiana, and in the Dallas and Houston markets. Business First Bancshares, Inc. was incorporated in 2006 and is headquartered in Baton Rouge, Louisiana.

At a Glance

Live Snapshot
Market Cap$906.16M
EPS2.7900
P/E Ratio9.94
Earnings Date07/27/2026
0.55%
Dividend Yield
-26%
3Y-46.0%
5Y+33.0%
10Y+180.0%
20.74%
Dividend Payout Ratio
-20%
3Y-29.0%
5Y+24.0%
10Y-50.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
Business First Bancshares, Inc.

Business First Bancshares, Inc. Dividend History

BFST ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

BFST Dividend Payment History

BFST ยท NASDAQ

Total Payments

34

Latest Dividend

$0.1500

Annual Amount

$0.7300

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 23, 2026
May 15, 2026May 29, 2026
$0.1500
$0.1500
Quarterly0.00%
Jan 22, 2026
Feb 15, 2026Feb 28, 2026
$0.1500
$0.1500
Quarterly0.00%
Oct 23, 2025
Nov 15, 2025Nov 30, 2025
$0.1500
$0.1500
Quarterly+7.14%
Jul 24, 2025
Aug 15, 2025Aug 31, 2025
$0.1400
$0.1400
Quarterly0.00%
Apr 24, 2025
May 15, 2025May 31, 2025
$0.1400
$0.1400
Quarterly0.00%
Jan 23, 2025
Feb 15, 2025Feb 28, 2025
$0.1400
$0.1400
Quarterly0.00%
Oct 24, 2024
Nov 15, 2024Nov 30, 2024
$0.1400
$0.1400
Quarterly0.00%
Jul 25, 2024
Aug 15, 2024Aug 31, 2024
$0.1400
$0.1400
Quarterly0.00%
Apr 25, 2024
May 15, 2024May 31, 2024
$0.1400
$0.1400
Quarterly0.00%
Jan 23, 2024
Feb 15, 2024Feb 28, 2024
$0.1400
$0.1400
Quarterly0.00%
Oct 26, 2023
Nov 15, 2023Nov 30, 2023
$0.1400
$0.1400
Quarterly+16.67%
Jul 27, 2023
Aug 15, 2023Aug 31, 2023
$0.1200
$0.1200
Quarterly0.00%
Apr 27, 2023
May 15, 2023May 31, 2023
$0.1200
$0.1200
Quarterly0.00%
Jan 25, 2023
Feb 15, 2023Feb 28, 2023
$0.1200
$0.1200
Quarterly0.00%
Oct 26, 2022
Nov 15, 2022Nov 30, 2022
$0.1200
$0.1200
Quarterly0.00%
Jul 26, 2022
Aug 15, 2022Aug 31, 2022
$0.1200
$0.1200
Quarterly0.00%
Apr 26, 2022
May 15, 2022May 31, 2022
$0.1200
$0.1200
Quarterly0.00%
Jan 24, 2022
Feb 15, 2022Feb 28, 2022
$0.1200
$0.1200
Quarterly0.00%
Oct 20, 2021
Nov 15, 2021Nov 30, 2021
$0.1200
$0.1200
Quarterly0.00%
Jul 26, 2021
Aug 15, 2021Aug 31, 2021
$0.1200
$0.1200
Quarterly0.00%
Apr 22, 2021
May 15, 2021May 31, 2021
$0.1200
$0.1200
Quarterly+20.00%
Jan 25, 2021
Feb 15, 2021Feb 28, 2021
$0.1000
$0.1000
Quarterly0.00%
Oct 22, 2020
Nov 15, 2020Nov 30, 2020
$0.1000
$0.1000
Quarterly0.00%
Jul 23, 2020
Aug 15, 2020Aug 31, 2020
$0.1000
$0.1000
Quarterly0.00%
Apr 23, 2020
May 15, 2020May 31, 2020
$0.1000
$0.1000
Quarterly0.00%
Jan 22, 2020
Feb 15, 2020Feb 28, 2020
$0.1000
$0.1000
Quarterly0.00%
Oct 17, 2019
Nov 15, 2019Nov 30, 2019
$0.1000
$0.1000
Quarterly0.00%
Jul 23, 2019
Aug 15, 2019Aug 31, 2019
$0.1000
$0.1000
Quarterly0.00%
Apr 23, 2019
May 15, 2019May 31, 2019
$0.1000
$0.1000
Quarterly+25.00%
Jan 24, 2019
Feb 15, 2019Feb 28, 2019
$0.0800
$0.0800
Quarterly0.00%
Oct 18, 2018
Nov 15, 2018Nov 30, 2018
$0.0800
$0.0800
Quarterly0.00%
Jul 19, 2018
Aug 15, 2018Aug 31, 2018
$0.0800
$0.0800
Quarterly0.00%
Apr 19, 2018
May 15, 2018May 31, 2018
$0.0800
$0.0800
Quarterly+60.00%
Apr 19, 2016
Apr 29, 2016May 16, 2016
$0.0500
$0.0500
Quarterly-
bfst

Business First Bancshares, Inc. Payout Ratio Analysis

BFST ยท NASDAQ
Dividends Paid
-22.25M
2025
Net Income
87.86M
2025
Payout Ratio
25.32%
2025

Dividend Sustainability Analysis

Payout Ratio
25.32%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
24.2%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-9.8%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.