$26.41
-6.8%Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, U.S. Federal Housing Administration insured loans, U.S. Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It also offers real estate agent services, title insurance and settlement services, and homeowners insurance services. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
BETR • NASDAQ
| Better Home & Finance Holding Company Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2016 | Dec 2015 |
|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||
-165.9M | -206.3M | -536.4M | -262.9M | -301.1M | -20K | 27.3M | 9.9M | |
14.1M | 33.2M | 42.9M | 49.4M | 27.2M | 0.0 | 9.5M | 5.4M | |
0.0 | 0.0 | 0.0 | 0.0 | 118.3M | 0.0 | -1.7M | -8.2M | |
0.0 | 26.8M | 54.2M | 30.5M | 55.2M | 0.0 | 0.0 | 0.0 | |
-106.7M | -223.4M | 332.6M | 11.7B | 51.8B | 5K | -81.3M | 56.8M | |
(0.0) | (0.0) | (0.0) | (1.8M) | (0.0) | (0.0) | (0.0) | (0.0) | |
26.3M | -10.3M | -52.9M | -10.6B | -51.4B | -5K | 39.7M | -20.1M | |
-232.2M | -380M | -159.7M | 938.2M | 361.2M | -20K | -803K | 47M | |
INVESTING ACTIVITIES | ||||||||
-11.2M | -10.1M | -9.8M | -35.3M | -68.6M | (0.0) | -5.9M | -777K | |
(0.0) | (0.0) | -11.9M | -3.8M | -5.1M | (0.0) | -365.6M | -7.8M | |
-5.2B | -211.9M | -48.2M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
5.1B | 183.3M | 31.3M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-472.8M | -105.2M | 0.0 | 4.5M | 5M | 0.0 | -16.5M | 0.0 | |
-595.9M | -143.8M | -38.6M | -34.7M | -68.7M | (0.0) | -388.1M | -8.6M | |
FINANCING ACTIVITIES | ||||||||
29.3M | 91K | 16.4M | -7.9M | -5.6M | 0.0 | 0.0 | 0.0 | |
685M | 116.7M | 363.2M | -1.5B | 289M | 0.0 | 0.0 | 0.0 | |
(0.0) | (0.0) | (0.0) | -7.9M | -5.6M | (0.0) | -10.3M | -18.8M | |
0.0 | 122.3M | 1.8M | 838K | 21.2M | 20K | 381M | -25.3M | |
714.3M | 239.1M | 381.4M | -1.5B | 304.5M | 20K | 381M | -25.3M | |
CASH FLOW SUMMARY | ||||||||
-5.2M | -7.9M | -1.1M | 725K | 35K | 0.0 | -520K | 0.0 | |
-118.9M | -292.5M | 182M | -632.8M | 597.1M | 0.0 | -8.4M | 13.1M | |
235.5M | 528.1M | 346.1M | 978.9M | 381.8M | 0.0 | 18.8M | 5.6M | |
116.6M | 235.5M | 528.1M | 346.1M | 978.9M | 0.0 | 10.3M | 18.8M | |
-233.3M | -390.1M | -169.5M | 902.9M | 292.6M | -20K | -6.7M | 46.2M |
BETR - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 07, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | June 10, 2026 | 2026 | |
S-3 S-3 N/A | April 17, 2026 | April 17, 2026 | ||
8-K 8-K 2026 N/A | April 09, 2026 | April 08, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 25, 2026 | March 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 19, 2026 | March 16, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 13, 2026 | March 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 17, 2026 | 2026 |
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