BH

Better Home & Finance Holding Company

BETR·NASDAQ

$26.41

-6.8%
Financial ServicesFinancial - Mortgages

Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, U.S. Federal Housing Administration insured loans, U.S. Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It also offers real estate agent services, title insurance and settlement services, and homeowners insurance services. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$413.82M
EPS-10.8200
P/E Ratio-2.44
Earnings Date08/06/2026
b

Better Home & Finance Holding Company Street Expectations Map

BETR · NASDAQ

Wall Street analysts project that BETR stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 46.50, with estimates ranging from a low of 40.00 to a high of 53.00.

Lowest Target
40.00
51.46%
Consensus Target
46.50
76.07%
Highest Target
53.00
100.68%

The consensus 1-year price target stands at 46.50, with estimates ranging from a low of 40.00 to a high of 53.00.

Analyst Consensus Analysis

Upside Potential

+76.1%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

28.0% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

b

Better Home & Finance Holding Company Forward Estimates of Revenue

BETR · NASDAQ
Latest Revenue
191.37M
FY 2025
Avg Estimate
273.11M
FY 2026
Estimate Range
261.49M - 284.73M
Analyst Spread

Forward Growth Analysis

Projected Growth+42.7%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

b

Better Home & Finance Holding Company Forward Estimates of Net Income

BETR · NASDAQ
Latest Net Income
-165.87M
FY 2025
Avg Estimate
-22.21M
FY 2026
Estimate Range
-23.24M - -21.19M
Analyst Spread

Forward Growth Analysis

Projected Growth+86.6%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

b

Better Home & Finance Holding Company Forward Estimates of EPS

BETR · NASDAQ
Latest EPS
-10.82
FY 2025
Avg Estimate
$-1.47
FY 2026
Estimate Range
$-1.54 - $-1.40
Analyst Spread

Forward Growth Analysis

Projected Growth+86.4%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

b

Better Home & Finance Holding Company Forward Estimates of EBIT

BETR · NASDAQ
Latest EBIT
-122.97M
FY 2025
Avg Estimate
-117.68M
FY 2026
Estimate Range
-122.69M - -112.67M
Analyst Spread

Forward Growth Analysis

Projected Growth+4.3%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

b

Better Home & Finance Holding Company Forward Estimates of EBITDA

BETR · NASDAQ
Latest EBITDA
-108.91M
FY 2025
Avg Estimate
-116.55M
FY 2026
Estimate Range
-121.50M - -111.59M
Analyst Spread

Forward Growth Analysis

Projected Growth-7.0%

Declining expectations indicate headwinds—investigate whether temporary or structural issues.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

b

Better Home & Finance Holding Company Forward Estimates of SG&A Expense

BETR · NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
202.64M
FY 2026
Estimate Range
194.02M - 211.26M
Analyst Spread

Forward Growth Analysis

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signals—some positive indicators offset by concerns about growth or uncertainty.

b

Better Home & Finance Holding Company Insider Positioning

BETR · NASDAQ

During the last 12 months, insiders have purchased $9.73M and sold $1.72M worth of BETR shares, resulting in $8.01M of net buying activity.

3 Months

Bought

311.7K

9.68M

Sold

6.3K

184.92K

Net Activity

+9.5M

+$9.49M

3-6 Months

Bought

1.5K

50.91K

Sold

38.3K

1.34M

Net Activity

-1.3M

-$1.29M

6-9 Months

Bought

0

0.00

Sold

3.4K

196.42K

Net Activity

-196K

-$196K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
FVIL

Framework Ventures Iv L.P.

10 Percent Owner

233.5K shares7 transactions

$7.44M

2
GV

Garg Vishal

Director, 10 Percent Owner, Officer: Chief Executive Officer

58.7K shares7 transactions

$1.62M

3
TH

Talwar Harit

Director

18.0K shares4 transactions

$559K

4
MB

Menon Bhaskar

Director

1.5K shares1 transactions

$51K

5
OJS

Orn Jonsson Sigurgeir

Officer: Chief Technology Officer

979 shares1 transactions

$35K

Top Sellers

1
SCM

Smith Chad M.

Officer: Pres & Coo, Better Mortgage

32.0K shares10 transactions

$1.09M

2
TP

Tuffin Paula

Officer: General Counsel And Cco

12.7K shares2 transactions

$438K

3
NJC

Nicholas J. Calamari

Officer: Cao And Senior Counsel

3.4K shares1 transactions

$196K

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $8.01M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

5.66:1

Exceptional buy/sell ratio. Buying dramatically outweighs selling—one of the strongest possible insider signals.

Recent Trend (3 Months)

$9.49M

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Buying

5 insider buyers vs. 3 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Strong confluence of bullish signals: High buy/sell ratio, multiple insiders participating, and recent buying momentum all point to significant insider confidence. This level of coordinated buying often precedes positive developments.