BH

Better Home & Finance Holding Company

BETRยทNASDAQ

$26.41

-6.8%
Financial ServicesFinancial - Mortgages

Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, U.S. Federal Housing Administration insured loans, U.S. Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It also offers real estate agent services, title insurance and settlement services, and homeowners insurance services. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$413.82M
EPS-10.8200
P/E Ratio-2.44
Earnings Date08/06/2026
3Y+39.0%
5Y+80.0%
10Y+317.0%
3Y+17.0%
5Y+87.0%
10Y+325.0%
3Y-122.0%
5Y-28.0%
10Y+141.0%
b

Better Home & Finance Holding Company Funding & Solvency Profile

BETR ยท NASDAQ
Cash & Cash Equivalents116.61M
Net Receivables21.05M
Inventory0.00
Other Current Assets0.00
Total Current Assets241 M
Property, Plant & Equipment6.62M
Goodwill & Intangible Assets32.98M
Long-Term Investments727.89M
Other Non-Current Assets496.67M
Total Non-Current Assets1 B
Total Assets
1.51B

Financial Health Analysis

Current Ratio

0.58x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

39.49x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-175219000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

16% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Better Home & Finance Holding Company Balance Sheet

BETR โ€ข NASDAQ

Better Home & Finance Holding Company Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2016Dec 2015
ASSETS
CURRENT ASSETS
116.6M
211.1M
503.6M
318M
938.3M
10.3M
18.8M
103.6M
53.8M
25.6M
0.0
0.0
0.0
0.0
220.2M
264.9M
529.2M
318M
938.3M
10.3M
18.8M
21.1M
32.2M
35.3M
300.6M
503K
42.9M
12M
0.0
0.0
0.0
283.1M
0.0
0.0
0.0
14.8M
32.2M
35.3M
17.5M
503K
0.0
0.0
0.0
501.6M
0.0
1.1M
1.1M
18.3M
6.8M
0.0
28.4M
43M
46.4M
32.2M
0.0
0.0
0.0
34.8M
184.5M
28.1M
2.1B
7.8M
1.3M
241.3M
861.9M
792.1M
694.2M
3.1B
79.2M
38.9M
NON-CURRENT ASSETS
6.6M
4.1M
36.4M
70.2M
97.9M
45.9M
2.2M
11M
23.6M
32.4M
17.4M
19.8M
152M
47.4M
22M
20.9M
38.1M
62M
72.5M
560M
269.5M
33M
44.6M
70.5M
79.4M
92.3M
711.9M
316.9M
727.9M
0.0
0.0
0.0
-279.1M
0.0
0.0
0.0
0.0
0.0
0.0
279.1M
9.8M
0.0
496.7M
2.5M
1.7M
239.7M
23.6M
-8.6M
2.9M
1.3B
51.2M
108.7M
389.2M
213.8M
759M
321.9M
0.0
0.0
4.8M
0.0
-1K
0.0
0.0
1.5B
913.1M
905.6M
1.1B
3.3B
838.2M
360.8M
LIABILITIES
CURRENT LIABILITIES
74.7M
48.2M
69.9M
90.4M
144.8M
32.6M
9.3M
74.6M
48.1M
66.6M
82.4M
133.3M
32.6M
9.3M
172K
74K
3.4M
8M
11.6M
-32.6M
-9.3M
411.9M
244.1M
126.2M
144M
1.7B
991K
12.8M
0.0
0.0
0.0
0.0
0.0
0.0
437K
763M
137.2M
12.1M
30.2M
50M
0.0
437K
-833.1M
6.1M
0.0
0.0
477.3M
26.5M
36.8M
416.5M
435.6M
208.3M
264.7M
2.3B
60M
59.3M
NON-CURRENT LIABILITIES
198.8M
519.7M
514.6M
894.4M
626.4M
6.7M
3.8M
0.0
0.0
0.0
0.0
28.9M
0.0
0.0
0.0
0.0
0.0
0.0
-28.9M
54.9M
5.1M
853M
11.8M
28.8M
34.7M
-416.8M
664.9M
277.2M
1.1B
535.7M
574.7M
986.6M
283.2M
726.5M
286M
4.6M
4.1M
31.2M
57.5M
73.7M
0.0
0.0
1.5B
971.2M
783M
1.3B
2.6B
786.5M
345.4M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
436.3M
436.3M
0.0
0.0
2K
2K
74K
10K
10K
8K
0.0
2.1B
1.9B
1.8B
618.1M
13.7M
0.0
0.0
-2.1B
-1.9B
-1.7B
-1.2B
-292.6M
41.9M
14.6M
3.7M
-1.9M
-1.7M
-1.4M
-105K
-31.5M
0.0
0.0
-9.2M
-10.1M
-53.2M
519.2M
41.3M
800K
37.2M
-58.2M
122.6M
-167.9M
676.4M
51.7M
15.4M
37.2M
-58.2M
122.6M
-167.9M
677.8M
51.7M
15.4M
0.0
0.0
0.0
0.0
1.4M
0.0
0.0
SUMMARY
1.5B
913.1M
905.6M
1.1B
3.3B
838.2M
360.8M
831.5M
53.8M
25.6M
0.0
-279.1M
0.0
0.0
615.3M
767.9M
672.1M
1.1B
2.4B
7.7M
16.5M
498.7M
556.8M
168.5M
778M
1.4B
-2.7M
-2.2M
15,160,923
15,160,923
15,160,923
15,160,923
15,160,923
15,160,923
15,160,923

SEC Filings

BETR - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 30, 2026
June 10, 2026
2026
S-3

S-3

N/A

April 17, 2026
April 17, 2026
ย 
8-K

8-K 2026

N/A

April 09, 2026
April 08, 2026
2026
8-K

8-K 2026

N/A

March 25, 2026
March 23, 2026
2026
8-K

8-K 2026

N/A

March 19, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 13, 2026
March 13, 2026
2026
8-K

8-K 2026

N/A

February 23, 2026
February 17, 2026
2026
Showing 1 to 10 of 114 filings