BH

Better Home & Finance Holding Company

BETR·NASDAQ

$26.41

-6.8%
Financial ServicesFinancial - Mortgages

Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, U.S. Federal Housing Administration insured loans, U.S. Department of Veterans Affairs guaranteed loans, and jumbo loans to GSEs, banks, insurance companies, asset managers, and mortgage real estate investment trusts. It also offers real estate agent services, title insurance and settlement services, and homeowners insurance services. The company formerly known as Better Mortgage Corporation and changed its name to Better Home & Finance Holding Company in August 2023. Better Home & Finance Holding Company is headquartered in New York, New York.

At a Glance

Live Snapshot
Market Cap$413.82M
EPS-10.8200
P/E Ratio-2.44
Earnings Date08/06/2026
3Y-52.0%
5Y-
10Y+4.0%
3Y-81.0%
5Y+829255.0%
10Y-1778.0%
3Y-125.0%
5Y+1160670.0%
10Y-594.0%
BH

Better Home & Finance Holding Company Profit Bridge

BETR · NASDAQ
Revenue191.37M
Cost of Goods Sold (42.64M)
Gross Profit148.73M
Operating Expenses (271.71M)
Operating Income-122.97M
Interest Expense (42.84M)
Other Income/Expense-42.84M
Pretax Income-165.82M
Income Tax (53.00K)
Net Income-165.87M
Net Income
-165.87M

Profitability Analysis

Gross Margin

77.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

-64.3%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-86.7%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Better Home & Finance Holding Company Income Statement

BETR • NASDAQ

Better Home & Finance Holding Company Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2016Dec 2015
REVENUE
191.4M
120.1M
88.5M
395.1M
1.3B
0.0
270.8M
183.9M
GROSS PROFIT
(42.6M)
(162.6M)
(149.8M)
(693.6M)
(969.3M)
(0.0)
(140.7M)
(81M)
148.7M
-42.5M
-61.3M
-298.5M
342.3M
0.0
130.1M
102.9M
OPERATING INCOME
(271.7M)
(145.5M)
(230M)
(560.4M)
(582M)
-54.7M
(70.3M)
(66.3M)
(0.0)
(86.2M)
(114.9M)
(168.6M)
(349.6M)
(20K)
(38.2M)
(46.3M)
(0.0)
(0.0)
(83.8M)
(124.3M)
(144.5M)
(0.0)
(0.0)
(0.0)
-123M
-188M
-291.3M
-858.9M
-239.7M
-20K
60.4M
36.6M
PRE-TAX INCOME
(42.8M)
(0.0)
(31.6M)
(303.2M)
(101M)
(0.0)
(22.9M)
(12.4M)
17.4M
0.0
-31.6M
-303.2M
-101M
20K
0.0
0.0
(271.7M)
(59.3M)
(31.2M)
(267.6M)
(87.9M)
-54.8M
(32M)
(20M)
-42.8M
-17.4M
-243.1M
-17.1M
-63.8M
0.0
-17.7M
-12.4M
-165.8M
-205.4M
-534.4M
-876M
-303.5M
-20K
42.7M
24.2M
NET INCOME
(53K)
(850K)
(2M)
(1.1M)
-2.4M
(0.0)
(15.4M)
(14.3M)
-165.9M
-206.3M
-536.4M
-877.1M
-301.1M
-20K
27.3M
9.9M

SEC Filings

BETR - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 11, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 30, 2026
June 10, 2026
2026
S-3

S-3

N/A

April 17, 2026
April 17, 2026
 
8-K

8-K 2026

N/A

April 09, 2026
April 08, 2026
2026
8-K

8-K 2026

N/A

March 25, 2026
March 23, 2026
2026
8-K

8-K 2026

N/A

March 19, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 13, 2026
March 13, 2026
2026
8-K

8-K 2026

N/A

February 23, 2026
February 17, 2026
2026
Showing 1 to 10 of 114 filings