$30.61
-1.9%BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Strong net margins indicate efficient operations and favorable tax/interest management.
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
BCML โข NASDAQ
| BayCom Corp Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
141.8M | 137.7M | 132.9M | 111.2M | 92.8M | 95.6M | 85.5M | 64M | 48.8M | 31M | 27.1M | 20.4M | 15.4M | 11.6M | 18.6M | 8.5M | 6.6M | 6.6M | 4.5M | 2.4M | |
GROSS PROFIT | ||||||||||||||||||||
(44.8M) | (41.8M) | (30.5M) | (14.8M) | (9.3M) | (19.2M) | (11M) | (6.8M) | (4.8M) | (3.7M) | (4.6M) | (3.7M) | (2.4M) | (0.0) | (18.6M) | (8.5M) | (2.3M) | (2.7M) | (1.9M) | (934K) | |
97.1M | 95.9M | 102.4M | 96.5M | 83.5M | 76.4M | 74.6M | 57.2M | 44M | 27.4M | 22.6M | 16.7M | 13M | 11.6M | 0.0 | 0.0 | 4.2M | 3.9M | 2.6M | 1.5M | |
OPERATING INCOME | ||||||||||||||||||||
(64.2M) | (63.8M) | (64.3M) | (64M) | (55M) | (58.2M) | (50.9M) | (36.7M) | (29.9M) | (17M) | (13.4M) | (9.8M) | (8.4M) | (7.8M) | (1.8M) | (1.1M) | (3.6M) | (2.9M) | (2.2M) | (1.5M) | |
(46.3M) | (41.5M) | (43.6M) | (42.8M) | (35.6M) | (35.6M) | (32.4M) | (24.3M) | (19.4M) | (12M) | (12.8M) | (8.8M) | (5.9M) | (6.6M) | (3.5M) | (2.1M) | (2.2M) | (1.9M) | (1.5M) | (0.0) | |
32.9M | 32.1M | 38.2M | 32.4M | 28.5M | 18.2M | 23.7M | 20.5M | 14.1M | 10.3M | 9.2M | 6.9M | 4.6M | 3.8M | 8.9M | 1M | 601.6K | 1M | 382K | 0.0 | |
PRE-TAX INCOME | ||||||||||||||||||||
(40.9M) | (40.6M) | (28.5M) | (10.4M) | (8.8M) | (8.9M) | (8.7M) | (4.9M) | (4.3M) | (3.1M) | (3.1M) | (2.6M) | (2.1M) | (0.0) | (19.8K) | (6.6K) | (2.1M) | (2.5M) | (1.6M) | (639K) | |
93.7M | 89.6M | 96.4M | 95.5M | 71.9M | 77.5M | 67M | 51.2M | 39.5M | 26.2M | 22.3M | 16.9M | 12.7M | 0.0 | -19.8K | -6.6K | 3.7M | 3.8M | 2.8M | 1.7M | |
(17.9M) | (22.3M) | (20.7M) | (21.3M) | (19.5M) | (22.6M) | (18.4M) | (12.4M) | (10.5M) | (5M) | (575K) | (993.3K) | (2.5M) | (0.0) | -1.8M | -1.1M | (1.5M) | (922.4K) | (716K) | (1.5M) | |
-250K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -1.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
32.6M | 32.1M | 38.2M | 32.4M | 28.5M | 18.2M | 23.7M | 20.5M | 14.1M | 10.3M | 9.2M | 6.9M | 4.6M | 3.8M | 7.3M | 1M | 601.6K | 1M | 382K | 0.0 | |
NET INCOME | ||||||||||||||||||||
(8.7M) | (8.5M) | (10.7M) | (8.7M) | (7.8M) | (4.5M) | (6.4M) | (6M) | (8.9M) | (4.4M) | (1.7M) | (1.7M) | (1.9M) | (1.7M) | (18.5K) | (380.3K) | (281.7K) | -173.7K | -44K | (0.0) | |
23.9M | 23.6M | 27.4M | 23.7M | 20.7M | 13.7M | 17.3M | 14.5M | 5.3M | 5.9M | 7.5M | 5.2M | 2.7M | 2.2M | 7.3M | 620.5K | 319.9K | 1.2M | 426K | -526K |
BCML - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 22, 2026 | May 22, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 29, 2026 | June 16, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 09, 2026 | April 07, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 19, 2026 | February 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 20, 2025 | November 20, 2025 | 2025 |
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