BayCom Corp

BayCom Corp

BCMLยทNASDAQ

$30.61

-1.9%
Financial ServicesBanks - Regional

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.

At a Glance

Live Snapshot
Market Cap$333.93M
EPS2.1800
P/E Ratio14.04
Earnings Date07/16/2026
1.01%
Dividend Yield
18%
3Y+240.0%
5Y-
10Y-
40.01%
Dividend Payout Ratio
1%
3Y+347.0%
5Y-
10Y-
3Y+315.0%
5Y-
10Y-
BayCom Corp

BayCom Corp Dividend History

BCML ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

BCML Dividend Payment History

BCML ยท NASDAQ

Total Payments

19

Latest Dividend

$0.3000

Annual Amount

$1.3500

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 19, 2026
Jun 11, 2026Jul 9, 2026
$0.3000
$0.3000
Quarterly0.00%
Feb 17, 2026
Mar 12, 2026Apr 9, 2026
$0.3000
$0.3000
Quarterly0.00%
Nov 18, 2025
Dec 11, 2025Jan 9, 2026
$0.3000
$0.3000
Quarterly+20.00%
Aug 19, 2025
Sep 11, 2025Oct 9, 2025
$0.2500
$0.2500
Quarterly+25.00%
May 20, 2025
Jun 12, 2025Jul 10, 2025
$0.2000
$0.2000
Quarterly+33.33%
Feb 20, 2025
Mar 13, 2025Apr 10, 2025
$0.1500
$0.1500
Quarterly0.00%
Nov 20, 2024
Dec 12, 2024Jan 10, 2025
$0.1500
$0.1500
Quarterly+50.00%
Aug 20, 2024
Sep 19, 2024Oct 10, 2024
$0.1000
$0.1000
Quarterly0.00%
May 24, 2024
Jun 13, 2024Jul 11, 2024
$0.1000
$0.1000
Quarterly0.00%
Feb 20, 2024
Mar 16, 2024Apr 12, 2024
$0.1000
$0.1000
Quarterly0.00%
Feb 22, 2024
Mar 8, 2024Apr 12, 2024
$0.1000
$0.1000
Quarterly0.00%
Nov 28, 2023
Dec 14, 2023Jan 12, 2024
$0.1000
$0.1000
Quarterly0.00%
Aug 18, 2023
Sep 15, 2023Oct 13, 2023
$0.1000
$0.1000
Quarterly0.00%
May 18, 2023
Jun 16, 2023Jul 14, 2023
$0.1000
$0.1000
Quarterly0.00%
Feb 23, 2023
Mar 10, 2023Apr 14, 2023
$0.1000
$0.1000
Quarterly+100.00%
Nov 16, 2022
Dec 16, 2022Jan 13, 2023
$0.0500
$0.0500
Quarterly0.00%
Aug 18, 2022
Sep 16, 2022Oct 14, 2022
$0.0500
$0.0500
Quarterly0.00%
May 18, 2022
Jun 17, 2022Jul 15, 2022
$0.0500
$0.0500
Quarterly0.00%
Feb 16, 2022
Mar 11, 2022Apr 15, 2022
$0.0500
$0.0500
Quarterly-
bcml

BayCom Corp Payout Ratio Analysis

BCML ยท NASDAQ
Dividends Paid
-6.60M
2025
Net Income
23.93M
2025
Payout Ratio
27.58%
2025

Dividend Sustainability Analysis

Payout Ratio
27.58%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
21.9%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-95.6%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.