BancFirst Corporation

BancFirst Corporation

BANFยทNASDAQ

$107.18

-0.50%
Financial ServicesBanks - Regional

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. It operates through Metropolitan Banks, Community Banks, Pegasus Bank, and Other Financial Services segments. The company offers checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, sweep accounts, club accounts, individual retirement accounts, and certificates of deposit, as well as overdraft protection and auto draft services. It also provides commercial, financial, and other loans for working capital, facilities acquisition or expansion, purchase of equipment, and other needs; lending services that include private banking, energy, commercial and residential real estate, and commercial and industrial loans; and loans to finance purchases of consumer goods, such as automobiles, boats, household goods, vacations, and education. In addition, the company engages in the investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services. Further, it is involved in real estate investment and insurance agency services; and providing funds transfer, collection, safe deposit box, cash management, and other services. The company serves customers in non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. It operates through 108 banking locations in Oklahoma and 3 banking locations in Dallas, Texas. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

At a Glance

Live Snapshot
Market Cap$3.60B
EPS7.2200
P/E Ratio14.84
Earnings Date07/16/2026
3Y+26.0%
5Y+84.0%
10Y+215.0%
3Y-101.0%
5Y-102.0%
10Y-116.0%
3Y-77.0%
5Y+12.0%
10Y+112.0%
BANF

BancFirst Corporation Cash Conversion Engine

BANF ยท NASDAQ
Net Income240.61M
Depreciation & Amortization22.54M
Stock-Based Compensation3.73M
Change in Working Capital2.05M
Others17.25M
Capital Expenditures-48.31M
Free Cash Flow236.97M

Cash Flow Quality Analysis

FCF Conversion Rate

98.5%

Strong cash conversion. Most reported earnings translate into actual cash flow, suggesting solid fundamentals.

CapEx Intensity

16.9%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+5.5%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

+$2.05M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

BancFirst Corporation Cash Flow Statement

BANF โ€ข NASDAQ

BancFirst Corporation Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
240.6M
216.4M
212.5M
193.1M
167.6M
99.6M
134.9M
125.8M
86.4M
70.7M
66.2M
63.9M
54.3M
51.9M
45.6M
42.3M
32.6M
44.4M
53.1M
49.4M
22.5M
21.7M
22.2M
22M
20M
18.4M
16M
13.5M
11.8M
12.4M
11.9M
11.3M
11.1M
10.8M
9.7M
8.5M
8.4M
8.5M
10.4M
10.4M
-904K
-2.2M
-2.8M
322K
7M
-9.5M
1.1M
3.2M
4.4M
-2M
-1.9M
-3.7M
-483K
-689K
-5.3M
-58K
467K
-825K
504K
-1.1M
3.7M
3.5M
3M
1.9M
2.1M
1.5M
1.3M
1.4M
1.2M
1.6M
1.7M
1.7M
1.4M
1.5M
3.1M
0.0
0.0
0.0
0.0
0.0
17.3M
16.1M
336K
22.6M
3.5M
46.8M
4.8M
-1.6M
8.9M
9.3M
1.4M
4.3M
11.9M
-5.4M
6M
79.6M
-41.6M
8.7M
-4.5M
-9.6M
(55.1M)
(46.6M)
(52.4M)
(34.6M)
(30.6M)
(26.5M)
(31M)
(28M)
(41.1M)
(32.7M)
(33.5M)
(26.2M)
(20.9M)
(26M)
(29.2M)
(23.4M)
(12.4M)
(24.4M)
(0.0)
(0.0)
2M
5.8M
-2.2M
-13.7M
3.6M
-2M
870K
-2.2M
-2.9M
-1.4M
-1.1M
-642K
-91K
2.1M
3.3M
514K
787K
-309K
2.3M
-4.9M
285.3M
261.2M
233M
226.3M
203.9M
154.9M
159M
140M
109.7M
90.5M
78.2M
76.9M
78.1M
60.3M
62.4M
130.9M
706K
60.5M
61.8M
44.1M
INVESTING ACTIVITIES
-48.3M
-36.7M
-22.5M
-19.8M
-27.3M
-66.4M
-27.1M
-51.9M
-18M
-10.8M
-11.3M
-11.5M
-13.9M
-13.4M
-16.4M
-7.5M
-6M
-13.4M
-14.9M
-22.4M
(13.7M)
(0.0)
(8M)
(121.1M)
(12.6M)
(18.4M)
(77.7M)
(6.2M)
(0.0)
(0.0)
-4M
(174.3M)
(0.0)
(0.0)
(27.7M)
-37.2M
-5.5M
-311K
-4M
(616K)
-371.7M
-391.2M
-454.3M
-1.9B
-478.2M
-607.8M
-179.1M
-469.1M
-86M
-225.5M
-92.9M
-224.9M
-158M
-109.3M
-292.6M
-297.3M
-93.7M
-247.8M
-191.7M
-385.5M
722.3M
742.7M
491M
781.5M
509M
548.7M
511M
160.8M
86.8M
306.1M
68.6M
234.4M
188.1M
160.4M
461.1M
81.8M
124.3M
276.9M
111.5M
164.3M
-300.5M
-386.2M
-691.9M
-515.9M
406.7M
-791.4M
-332.2M
60.1M
-332.5M
-167.8M
-225.8M
-355.6M
-147.2M
-223.5M
-39.5M
9.4M
38M
121.2M
-178.6M
2.8M
(15.5M)
-71.4M
-669.7M
-1.5B
(422.9M)
-898.5M
(50.3M)
-293.8M
-349.8M
-98M
-265.3M
-183.4M
-131.1M
-185.9M
(140.4M)
-250.8M
(57.1M)
(136.6M)
-277.6M
-240.2M
FINANCING ACTIVITIES
4.7M
9.2M
723K
7.6M
-9.4M
-1.3M
883K
-5.7M
4.8M
7.8M
2.8M
6.5M
2.5M
3.3M
-9.4M
1.6M
740K
1.3M
-24.6M
4.3M
-4M
-3.4M
3.1M
300K
58.1M
0.0
-575K
-4.4M
400K
0.0
-3.5M
-7.5M
-2.2M
-22.3M
-35.4M
20.7M
-12.8M
-18.1M
-20.5M
-16.7M
-62.2M
-57.8M
-53.6M
-48.5M
-45.1M
-42.5M
-39.8M
-30.3M
-24.8M
-22.8M
-21.4M
-19.5M
-13.6M
-21.1M
-15.6M
-14.7M
-13.8M
-12.8M
-11.7M
-10.7M
(0.0)
(0.0)
-1.8M
(0.0)
-11.7M
-3.1M
-1.6M
-7.9M
(0.0)
-5.5M
-1.7M
(0.0)
-2.7M
-256K
-10.8M
-605K
(0.0)
-1.6M
(0.0)
(0.0)
611.3M
1B
-284.9M
2.5B
-197.2M
536.1M
274.2M
-139.5M
167M
274.7M
-106.4M
183.4M
-21.3M
403.1M
361.2M
280M
551.4M
89.1M
314.2M
169.8M
549.8M
966.5M
-334.8M
2.4B
-193.7M
492.3M
234.7M
-179.8M
147.4M
259.8M
-128.6M
162.8M
-34.6M
363M
300.8M
287.5M
525.6M
59.5M
257.4M
146.7M
CASH FLOW SUMMARY
850.6M
1.2B
-771.4M
1.1B
433.1M
-251.4M
444M
-333.6M
-92.6M
252.3M
-315.7M
56.4M
-87.6M
237.4M
503.7M
167.6M
583.4M
256.6M
41.5M
-49.4M
3.6B
2.4B
3.2B
2.1B
1.6B
1.9B
1.4B
1.8B
1.9B
1.6B
1.9B
1.9B
1.9B
1.7B
1.2B
1B
453.1M
196.5M
155M
204.4M
4.4B
3.6B
2.4B
3.2B
2.1B
1.6B
1.9B
1.4B
1.8B
1.9B
1.6B
1.9B
1.9B
1.9B
1.7B
1.2B
1B
453.1M
196.5M
155M
237M
224.5M
210.5M
206.5M
176.7M
88.4M
131.9M
88.1M
91.7M
79.7M
66.9M
65.4M
64.2M
46.9M
46M
123.4M
-5.3M
47.1M
46.9M
21.7M

SEC Filings

BANF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 16, 2026
April 16, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 03, 2026
April 03, 2026
2026
8-K

8-K 2026

N/A

February 27, 2026
February 27, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 23, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

November 20, 2025
November 20, 2025
2025
8-K

8-K 2025

N/A

November 18, 2025
November 17, 2025
2025
8-K

8-K 2025

N/A

November 13, 2025
November 13, 2025
2025
Showing 1 to 10 of 463 filings