BancFirst Corporation

BancFirst Corporation

BANFยทNASDAQ

$107.18

-0.50%
Financial ServicesBanks - Regional

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. It operates through Metropolitan Banks, Community Banks, Pegasus Bank, and Other Financial Services segments. The company offers checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, sweep accounts, club accounts, individual retirement accounts, and certificates of deposit, as well as overdraft protection and auto draft services. It also provides commercial, financial, and other loans for working capital, facilities acquisition or expansion, purchase of equipment, and other needs; lending services that include private banking, energy, commercial and residential real estate, and commercial and industrial loans; and loans to finance purchases of consumer goods, such as automobiles, boats, household goods, vacations, and education. In addition, the company engages in the investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services. Further, it is involved in real estate investment and insurance agency services; and providing funds transfer, collection, safe deposit box, cash management, and other services. The company serves customers in non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. It operates through 108 banking locations in Oklahoma and 3 banking locations in Dallas, Texas. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

At a Glance

Live Snapshot
Market Cap$3.60B
EPS7.2200
P/E Ratio14.84
Earnings Date07/16/2026
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BancFirst Corporation Street Expectations Map

BANF ยท NASDAQ

Wall Street analysts project that BANF stock may decline over the coming 12 months. The consensus 1-year price target stands at 95.00, with estimates ranging from a low of 95.00 to a high of 95.00.

Lowest Target
95.00
-11.36%
Consensus Target
95.00
-11.36%
Highest Target
95.00
-11.36%

The consensus 1-year price target stands at 95.00, with estimates ranging from a low of 95.00 to a high of 95.00.

Analyst Consensus Analysis

Upside Potential

-11.4%

Downside risk. Current price above analyst targets indicates potential overvaluation. Exercise caution and review catalysts.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Risk-Reward Profile

1.00x

Balanced risk-reward. Upside and downside potential relatively symmetric. Suitable for moderate risk tolerance with conviction in thesis.

Analyst Conviction

Low

Bearish or uncertain outlook. Limited upside or poor consensus suggests challenges ahead or fundamental concerns.

Market Sentiment Insight

Consensus overvaluation: Analysts agree the stock is richly valued with limited upside. Consider booking profits or defensive positioning unless you have contrarian conviction in unrecognized catalysts.

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BancFirst Corporation Forward Estimates of Revenue

BANF ยท NASDAQ
Latest Revenue
824.33M
FY 2025
Avg Estimate
721.75M
FY 2026
Estimate Range
718.42M - 725.08M
Analyst Spread

Forward Growth Analysis

Projected Growth-12.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BancFirst Corporation Forward Estimates of Net Income

BANF ยท NASDAQ
Latest Net Income
240.61M
FY 2025
Avg Estimate
249.27M
FY 2026
Estimate Range
247.63M - 249.46M
Analyst Spread

Forward Growth Analysis

Projected Growth+3.6%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BancFirst Corporation Forward Estimates of EPS

BANF ยท NASDAQ
Latest EPS
7.22
FY 2025
Avg Estimate
$7.31
FY 2026
Estimate Range
$7.30 - $7.36
Analyst Spread

Forward Growth Analysis

Projected Growth+1.3%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BancFirst Corporation Forward Estimates of EBIT

BANF ยท NASDAQ
Latest EBIT
303.38M
FY 2025
Avg Estimate
262.31M
FY 2026
Estimate Range
261.10M - 263.52M
Analyst Spread

Forward Growth Analysis

Projected Growth-13.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BancFirst Corporation Forward Estimates of EBITDA

BANF ยท NASDAQ
Latest EBITDA
325.92M
FY 2025
Avg Estimate
284.75M
FY 2026
Estimate Range
283.44M - 286.06M
Analyst Spread

Forward Growth Analysis

Projected Growth-12.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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BancFirst Corporation Forward Estimates of SG&A Expense

BANF ยท NASDAQ
Latest SG&A Expense
294.34M
FY 2025
Avg Estimate
224.93M
FY 2026
Estimate Range
223.89M - 225.96M
Analyst Spread

Forward Growth Analysis

Projected Growth-23.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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BancFirst Corporation Insider Positioning

BANF ยท NASDAQ

During the last 12 months, insiders have sold $7.71M worth of BANF shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

58.2K

6.72M

Net Activity

-6.7M

-$6.72M

3-6 Months

Bought

0

0.00

Sold

3.0K

359.73K

Net Activity

-360K

-$360K

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

5.0K

631.44K

Net Activity

-631K

-$631K

Top Buyers

No buying activity

Top Sellers

1
RDE

Rainbolt David E

Director, 10 Percent Owner:

58.2K sharesโ€ข7 transactions

$6.72M

2
DFF

Drummond F Ford

Director: Director

5.0K sharesโ€ข1 transactions

$631K

3
FR

Foraker Randy

Officer: Executive Vice President

3.0K sharesโ€ข1 transactions

$360K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $7.71M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$6.72M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.