AUB - NASDAQ
Atlantic Union Bankshares Corporation
$36.66
+0.082%Atlantic Union Bankshares Corporation operates as the holding company for Atlantic Union Bank that provides banking and related financial services to consumers and businesses. The company accepts various deposit products, including checking, savings, NOW, time deposit, and money market accounts; certificates of deposit; and other depository services. It also provides loans for commercial, industrial, residential mortgage, and consumer purposes. In addition, the company offers credit cards, automated teller machine (ATM) services, mobile and internet banking services, and online bill payment services, as well as financial planning, trust, and wealth management services. Further, it provides securities, brokerage, and investment advisory products and services; and originates and sells residential loan products in the secondary market. As of February 25, 2022, it operated 130 branches and approximately 150 ATMs in Virginia, Maryland, and North Carolina. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Richmond, Virginia.
At a Glance
Live SnapshotAtlantic Union Bankshares Corporation Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
Atlantic Union Bankshares Corporation Income Statement
AUB • NASDAQ
| Atlantic Union Bankshares Corporation Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
1.3B | 1B | 779M | 711.2M | 784.9M | 832.1M | 613.1M | 391.5M | 353.6M | 341.8M | 336.2M | 210.9M | 222.9M | 223M | 223.6M | 161.6M | 165.7M | 166.1M | 82.1M | 127.8M | |
GROSS PROFIT | ||||||||||||||||||||
(579.1M) | (375.1M) | (95.2M) | -19.8M | (185.3M) | (182.6M) | (115.8M) | (60.8M) | (38.7M) | (34.5M) | (27.7M) | (26.6M) | (39.7M) | (49.5M) | (62.6M) | (67M) | (67.2M) | (66.3M) | (53.9M) | (34.1M) | |
767.3M | 670.3M | 683.8M | 731M | 599.6M | 649.6M | 497.2M | 330.6M | 314.9M | 307.3M | 308.5M | 184.3M | 183.2M | 173.5M | 161M | 94.5M | 98.4M | 99.8M | 28.2M | 93.7M | |
OPERATING INCOME | ||||||||||||||||||||
(507.5M) | (430.4M) | (403.8M) | (412.2M) | (413.3M) | (418.3M) | (317.8M) | (225.7M) | (213.1M) | (216.9M) | (238.2M) | (137M) | (133.5M) | (131.8M) | (129.5M) | (85.3M) | (79.6M) | (73.6M) | -7.7M | (58.3M) | |
(303.5M) | (266.9M) | (248.4M) | (234.3M) | (226.5M) | (237.5M) | (194.5M) | (152.7M) | (150.4M) | (143.9M) | (145.5M) | (93.3M) | (89.7M) | (62.9M) | (87.7M) | (43.3M) | (43.1M) | (41.3M) | (37.6M) | (33.6M) | |
259.8M | 239.9M | 280M | 318.8M | 186.3M | 231.3M | 179.4M | 105M | 101.8M | 90.4M | 70.3M | 47.3M | 49.7M | 41.7M | 31.5M | 9.3M | 18.8M | 26.2M | 35.9M | 35.4M | |
PRE-TAX INCOME | ||||||||||||||||||||
(529M) | (343.4M) | (76.2M) | (41.1M) | (98.2M) | (161.5M) | (102.1M) | (50M) | (29.8M) | (24.9M) | (19.9M) | (20.5M) | (27.5M) | (32.7M) | (38.2M) | (48.8M) | (57.2M) | (65.3M) | (52.4M) | (33M) | |
698.5M | 611M | 584.3M | 551.3M | 555.3M | 537.9M | 426.7M | 279M | 264M | 251.8M | 255M | 151.6M | 154.4M | 156.4M | 151.6M | 79.8M | 77.9M | 75.7M | 76.7M | 69.4M | |
(204M) | (163.4M) | (155.4M) | (177.9M) | (186.8M) | (180.9M) | (123.3M) | (73M) | (62.7M) | (73M) | (92.7M) | (43.8M) | (43.8M) | (68.9M) | (41.8M) | (42M) | (36.5M) | (32.3M) | -45.3M | (24.7M) | |
259.8M | 239.9M | 280M | 318.8M | 186.3M | 231.3M | 179.4M | 105M | 101.8M | 90.4M | 70.3M | 47.3M | 49.7M | 41.7M | 31.5M | 9.3M | 18.8M | 26.2M | 35.9M | 35.4M | |
NET INCOME | ||||||||||||||||||||
(50.7M) | (38.1M) | (45.4M) | (54.8M) | (28.1M) | (37.6M) | (30M) | (32.8M) | (25.9M) | (23.3M) | (18.1M) | (12.9M) | (14.3M) | (11.3M) | (8.6M) | (890K) | (4.3M) | (6.5M) | (10M) | (10.6M) | |
209.1M | 201.8M | 234.5M | 263.9M | 158.2M | 193.5M | 146.2M | 72.9M | 77.5M | 67.1M | 52.2M | 34.4M | 35.4M | 30.4M | 22.9M | 8.4M | 14.5M | 19.8M | 26M | 24.8M |
SEC Filings
AUB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 03, 2026 | June 03, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 21, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 31, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 25, 2026 | May 05, 2026 | 2026 |
Related Guides
Continue your AUB research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.