Atlantic Union Bankshares Corporation

Atlantic Union Bankshares Corporation

AUBยทNASDAQ

$36.66

+0.082%
Financial ServicesBanks - Regional

Atlantic Union Bankshares Corporation operates as the holding company for Atlantic Union Bank that provides banking and related financial services to consumers and businesses. The company accepts various deposit products, including checking, savings, NOW, time deposit, and money market accounts; certificates of deposit; and other depository services. It also provides loans for commercial, industrial, residential mortgage, and consumer purposes. In addition, the company offers credit cards, automated teller machine (ATM) services, mobile and internet banking services, and online bill payment services, as well as financial planning, trust, and wealth management services. Further, it provides securities, brokerage, and investment advisory products and services; and originates and sells residential loan products in the secondary market. As of February 25, 2022, it operated 130 branches and approximately 150 ATMs in Virginia, Maryland, and North Carolina. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Richmond, Virginia.

At a Glance

Live Snapshot
Market Cap$5.22B
EPS2.2900
P/E Ratio16.01
Earnings Date01/22/2026
Atlantic Union Bankshares Corporation

Atlantic Union Bankshares Corporation Fair Value Envelope

AUB ยท NASDAQ

Our analysis suggests that AUB has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $36.655, this represents a potential HIDDEN relative to our calculated worth for Atlantic Union Bankshares Corporation.

Intrinsic Value
Current Price: $36.655

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$9.9B
+ Cash & Equivalents$350.1M
Firm Value$10.2B
- Debt$534.6M
Equity Value$9.7B
/ Shares Outstanding142,518,152B
DCF Value$68
UNDERVALUED BY 86%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$340.2M
$375.3M
$413.9M
$456.6M
$503.6M
$555.5M
$612.7M
$675.9M
$745.5M
$822.3M
Maintenance CapEx
-$1.6M
-$1.8M
-$2.0M
-$2.2M
-$2.4M
-$2.7M
-$2.9M
-$3.2M
-$3.6M
-$3.9M
Owner Earnings
$338.6M
$373.5M
$412.0M
$454.4M
$501.2M
$552.9M
$609.8M
$672.6M
$741.9M
$818.4M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$313.5M
$320.2M
$327.0M
$334.0M
$341.1M
$348.4M
$355.8M
$363.4M
$371.1M
$379.1M
Terminal Value represents 65.1% of Enterprise Value