ALKT - NASDAQ

Alkami Technology, Inc.

ALKT·NASDAQ

$16.62

-12%

TechnologySoftware - Application

Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.78B

EPS-0.4600

P/E Ratio-36.13

Earnings Date07/29/2026

42.91M

Operating Cash Flow

131%

3Y-214.0%

5Y-212.0%

10Y-210.0%

-397.59M

Investing Cash Flow

-1826%

3Y+77.0%

5Y+1361.0%

10Y+10678.0%

323.79M

Financing Cash Flow

2645%

3Y+429.0%

5Y+44.0%

10Y+972.0%

Alkami Technology, Inc. Cash Conversion Engine

ALKT · NASDAQ

FCF Components

Net Income-47.65M

Depreciation & Amortization26.91M

Stock-Based Compensation76.19M

Change in Working Capital-3.50M

Others2.75M

Capital Expenditures-1.54M

Free Cash Flow41.36M

Cash Flow Quality Analysis

FCF Conversion Rate

-86.8%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

3.6%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+137.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$3.50M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Alkami Technology, Inc. Cash Flow Statement

ALKT • NASDAQ

Alkami Technology, Inc. Cash Flow Statement	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
OPERATING ACTIVITIES
Net Income	-47.7M	-40.8M	-62.9M	-58.6M	-46.8M	-51.4M	-41.9M
Depreciation & Amortization	26.9M	10.5M	10.6M	8.1M	3.4M	2.8M	2.2M
Change in Deferred Taxes	-11.8M	109K	-32K	-690K	85K	15.8M	-509K
Stock-Based Compensation	76.2M	59.4M	51.2M	0.0	14.5M	2M	1.3M
Other Non-Cash Items	2.8M	-865K	-3.6M	29.9M	3.1M	61K	43K
Cash Taxes Paid	(0.0)	(375K)	(332K)	(249K)	(32K)	(67K)	(0.0)
Change in Working Capital	-3.5M	-9.8M	-12.8M	-16.5M	-3.3M	-7.4M	-226K
Cash from Operating Activities	42.9M	18.6M	-17.5M	-37.8M	-29M	-38.1M	-39.1M
INVESTING ACTIVITIES
Investments in Property, Plant, and Equipment	-1.5M	-1.2M	-1.1M	-4.7M	-1.1M	-2.1M	-3.7M
Acquisitions, Net	-375.5M	(0.0)	(0.0)	-131.8M	-18.3M	-25.1M	(0.0)
Purchase of Investments	-45.2M	-40.4M	-140.8M	-187.2M	(0.0)	(0.0)	(0.0)
Sale/Maturity of Investments	31.8M	71.3M	181M	99.8M	0.0	0.0	0.0
Other Investing Items	-7.1M	-6.7M	-5.2M	0.0	-2.6M	0.0	0.0
Cash from Investing Activities	-397.6M	(23M)	(33.9M)	-224M	-22M	-27.2M	-3.7M
FINANCING ACTIVITIES
Net Issuance of Common Stock	9.1M	25M	17.1M	5.3M	189.3M	-14.5M	314K
Net Issuance of Debt	348.6M	0.0	-85M	59.5M	-313K	25M	0.0
Cash Paid for Dividends	(0.0)	(0.0)	(0.0)	(0.0)	-5M	(0.0)	(0.0)
Share Repurchases	(0.0)	(0.0)	(0.0)	(0.0)	-3.5M	-14.5M	(0.0)
Other Financing Items	-33.9M	-13.2M	-19.9M	-3.7M	8.2M	697K	-112K
Cash from Financing Activities	323.8M	11.8M	-87.8M	61.2M	192.3M	225M	30.2M
CASH FLOW SUMMARY
Effect of Foreign Exchange Rates	0.0	0.0	0.0	4.4M	0.0	0.0	0.0
Net Change in Cash	-30.9M	53.4M	-71.4M	-196.2M	141.3M	159.7M	-12.6M
Cash at Beginning of Period	94.4M	40.9M	112.3M	308.6M	171.7M	12M	24.6M
Cash at End of Period	63.5M	94.4M	40.9M	112.3M	313M	171.7M	12M
Free Cash Flow	41.4M	17.4M	-23.8M	-38.8M	-32.7M	-40.3M	-42.8M

SEC Filings

ALKT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 20, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 01, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 30, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 07, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	April 01, 2026	March 31, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	October 31, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 30, 2025	October 29, 2025	2025	View Filing

Showing 1 to 10 of 80 filings

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