ALKT - NASDAQ

Alkami Technology, Inc.

ALKT·NASDAQ

$16.62

-12%

TechnologySoftware - Application

Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.78B

EPS-0.4600

P/E Ratio-36.13

Earnings Date07/29/2026

847.23M

Assets

94%

3Y+73.0%

5Y+240.0%

10Y+1507.0%

485.18M

Total Liabilities

505%

3Y+213.0%

5Y+599.0%

10Y+1174.0%

362.05M

Total Equity

3Y+8.0%

5Y+101.0%

10Y+2373.0%

Alkami Technology, Inc. Funding & Solvency Profile

ALKT · NASDAQ

Current Assets

Cash & Cash Equivalents63.46M

Net Receivables51.49M

Inventory0.00

Other Current Assets36.63M

Total Current Assets187 M

Non-Current Assets

Property, Plant & Equipment40.11M

Goodwill & Intangible Assets562.35M

Long-Term Investments0.00

Other Non-Current Assets57.55M

Total Non-Current Assets98 M

Total Assets

847.23M

Financial Health Analysis

Current Ratio

2.09x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

1.34x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

98 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

22% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Alkami Technology, Inc. Balance Sheet

ALKT • NASDAQ

Alkami Technology, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	63.5M	94.4M	40.9M	108.7M	308.6M	166.8M	12M
Short-Term Investments	35.6M	21.4M	51.2M	87.6M	0.0	0.0	0.0
Cash & Short-Term Investments	99.1M	115.7M	92.1M	196.4M	308.6M	166.8M	12M
Net Receivables	51.5M	38.7M	35.5M	26.2M	20.8M	14.1M	9.8M
Accounts Receivables	51.5M	38.7M	29.5M	25.5M	15.8M	14.1M	9.8M
Other Receivables	0.0	0.0	6M	747K	5M	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	3.8M
Prepaids	0.0	0.0	0.0	0.0	9.5M	0.0	0.0
Other Current Assets	36.6M	26.9M	21M	19.6M	6.3M	7.6M	2.7M
Total Current Assets	187.2M	181.4M	148.6M	242.2M	345.2M	188.5M	28.3M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	40.1M	36.6M	32.7M	28.2M	11.8M	10.5M	11.3M
Goodwill	403.4M	148.1M	148.1M	148M	48.1M	16.2M	0.0
Intangible Assets	158.9M	29M	35.8M	42.6M	11.2M	8.3M	25K
Goodwill & Intangible Assets	562.3M	177.1M	183.9M	190.6M	59.3M	24.5M	25K
Long-Term Investments	0.0	0.0	0.0	500K	-85K	0.0	0.0
Tax Assets	0.0	0.0	0.0	15.3M	85K	0.0	0.0
Other Non-Current Assets	57.6M	42.2M	34.7M	12.1M	20.3M	25.7M	13.1M
Total Non-Current Assets	660M	255.9M	251.2M	246.7M	91.3M	60.7M	24.4M
Total Assets	847.2M	437.3M	399.8M	488.9M	436.5M	249.2M	52.7M
LIABILITIES
CURRENT LIABILITIES
Total Payables	5.8M	6.8M	8.6M	5.4M	7.4M	360K	354K
Accounts Payable	5.8M	6.1M	7.5M	4.3M	3.6M	360K	354K
Other Payables	0.0	634K	1.2M	1.1M	3.7M	0.0	0.0
Accrued Expenses	0.0	22.7M	17.3M	15.9M	11.9M	0.0	0.0
Short Term Debt	1.6M	0.0	0.0	3.2M	1.6M	313K	11K
Capital Lease Obligations (Current)	0.0	1.3M	1.2M	3.7M	0.0	0.0	0.0
Tax Payables	0.0	634K	1.2M	1.1M	3.7M	0.0	460K
Deferred Revenue	34.8M	13.6M	11M	8.8M	8.2M	6.1M	5.8M
Other Current Liabilities	47.4M	1.2M	1.3M	4.6M	4.2M	13.7M	12.3M
Total Current Liabilities	89.5M	45.6M	39.4M	41.6M	33.2M	20.5M	18.4M
NON-CURRENT LIABILITIES
Long Term Debt	352M	0.0	0.0	81.4M	23.1M	24.6M	0.0
Deferred Revenue (Non-Current)	0.0	15.5M	15.4M	13.9M	13.9M	14.4M	13.5M
Deferred Tax Liabilities (Non-Current)	2.6M	1.8M	1.7M	1.7M	85K	0.0	0.0
Other Non-Current Liabilities	41M	220K	305K	400K	21.7M	10M	6.1M
Total Non-Current Liabilities	395.6M	34.7M	35.5M	113.2M	58.7M	48.9M	19.6M
Capital Lease Obligations	0.0	18.5M	19.3M	19.5M	0.0	0.0	11K
Total Liabilities	485.2M	80.2M	74.9M	154.8M	91.9M	69.4M	38.1M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	436.5M	443.3M	210M
Common Stock	106K	102K	97K	92K	90K	5K	5K
Additional Paid-In Capital	0.0	833.1M	760.2M	706.4M	658.4M	0.0	335K
Retained Earnings	-523.9M	-476.2M	-435.4M	-372.5M	-313.9M	-263.5M	-195.7M
Accumulated Other Comprehensive Income/Loss	0.0	0.0	0.0	0.0	-436.5M	0.0	0.0
Other Total Stockholders' Equity	885.8M	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	362M	357M	324.9M	334M	344.6M	179.7M	14.6M
Total Equity	362M	357M	324.9M	334M	344.6M	179.7M	14.6M
SUMMARY
Total Liabilities & Equity	847.2M	437.3M	399.8M	488.9M	436.5M	249.2M	52.7M
Total Investments	35.6M	21.4M	51.2M	88.1M	-85K	0.0	0.0
Total Debt	353.5M	18.5M	19.3M	104.1M	24.6M	24.9M	11K
Net Debt	290.1M	-75.9M	-21.7M	-4.7M	-284M	-141.9M	-12M
Shares Outstanding	104,979,214	104,979,214	104,979,214	104,979,214	104,979,214	104,979,214	104,979,214

SEC Filings

ALKT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 20, 2026	May 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 01, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	April 30, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 07, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	April 01, 2026	March 31, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 25, 2026	February 25, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	October 31, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 30, 2025	October 29, 2025	2025	View Filing

Showing 1 to 10 of 80 filings

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