Alkami Technology, Inc.

Alkami Technology, Inc.

ALKTยทNASDAQ

$16.62

-12%
TechnologySoftware - Application

Alkami Technology, Inc. offers a cloud-based digital banking platform in the United States. The company's platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, multi-tenant architecture. It offers an end- to- end set of software products, which include Alkami Platform, Retail Banking Solutions, Business Banking Solutions, and The Alkami Difference. It serves community, regional, credit unions, and retail and business banking. Alkami Technology, Inc. was founded in 2009 and is headquartered in Plano, Texas.

At a Glance

Live Snapshot
Market Cap$1.78B
EPS-0.4600
P/E Ratio-36.13
Earnings Date07/29/2026
Alkami Technology, Inc.

Alkami Technology, Inc. Fair Value Envelope

ALKT ยท NASDAQ

Our analysis suggests that ALKT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $16.62, this represents a potential HIDDEN relative to our calculated worth for Alkami Technology, Inc..

Intrinsic Value
Current Price: $16.62

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$387.3B
+ Cash & Equivalents$63.5M
Firm Value$387.4B
- Debt$353.5M
Equity Value$387.0B
/ Shares Outstanding104,979,214B
DCF Value$3.7K
UNDERVALUED BY 22082%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$85.8M
$171.6M
$343.2M
$686.5M
$1.4B
$2.7B
$5.5B
$11.0B
$22.0B
$43.9B
Maintenance CapEx
-$616.8K
-$1.2M
-$2.5M
-$4.9M
-$9.9M
-$19.7M
-$39.5M
-$79.0M
-$157.9M
-$315.8M
Owner Earnings
$85.2M
$170.4M
$340.8M
$681.6M
$1.4B
$2.7B
$5.5B
$10.9B
$21.8B
$43.6B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$78.9M
$146.1M
$270.5M
$501.0M
$927.7M
$1.7B
$3.2B
$5.9B
$10.9B
$20.2B
Terminal Value represents 88.7% of Enterprise Value