$66.27
-6.7%Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.
High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.
Strong working capital position provides significant operational flexibility and financial cushion.
Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.
Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.
AFRM โข NASDAQ
| Affirm Holdings, Inc. Balance Sheet | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 |
|---|---|---|---|---|---|---|---|
ASSETS | |||||||
CURRENT ASSETS | |||||||
1.4B | 1B | 892M | 1.3B | 1.5B | 267.1M | 320.4M | |
871.4M | 1.1B | 1.2B | 1.6B | 16.2M | 0.0 | 0.0 | |
2.2B | 2.1B | 2.1B | 2.9B | 1.5B | 267.1M | 320.4M | |
7.1B | 5.7B | 4.4B | 2.5B | 2B | 59M | 43.1M | |
426.2M | 353M | 199.1M | 142.1M | 91.6M | 59M | 43.1M | |
6.6B | 5.4B | 4.2B | 2.3B | 1.9B | 0.0 | 0.0 | |
72.2M | 50.2M | 50M | 37.5M | 132.3M | 6.4M | 4.6M | |
402M | 282.3M | 368M | 298.3M | 239.1M | 1B | 712.7M | |
9.8B | 8.2B | 6.9B | 5.7B | 3.9B | 1.3B | 1.1B | |
NON-CURRENT ASSETS | |||||||
591.8M | 449.5M | 320.3M | 222.2M | 120.3M | 48.1M | 33.6M | |
534.2M | 533.4M | 542.6M | 539.5M | 516.5M | 1.3M | 0.0 | |
12.9M | 13.5M | 34.4M | 78.9M | 67.9M | 2.5M | 0.0 | |
547.1M | 546.9M | 577M | 618.5M | 584.4M | 3.8M | 0.0 | |
40.3M | 73M | 43.2M | 43.2M | 11.3M | 1.9M | 669.2M | |
13.9M | 21.2M | 23.3M | 0.0 | 0.0 | 0.0 | 0.0 | |
203.3M | 219.4M | 292.5M | 413.4M | 274.2M | 8.2M | -635.1M | |
1.4B | 1.3B | 1.3B | 1.3B | 990.2M | 61.9M | 67.7M | |
1K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
11.2B | 9.5B | 8.2B | 7B | 4.9B | 1.4B | 1.1B | |
LIABILITIES | |||||||
CURRENT LIABILITIES | |||||||
82.8M | 41M | 28.6M | 33.1M | 57.8M | 18.4M | 10.8M | |
82.8M | 41M | 28.6M | 33.1M | 57.8M | 18.4M | 10.8M | |
97.3M | 83.9M | 64.2M | 74M | 50.4M | 17.9M | 8.9M | |
180.1M | 125M | 92.8M | 107.1M | 108.2M | 36.3M | 19.8M | |
NON-CURRENT LIABILITIES | |||||||
7.8B | 6.6B | 5.4B | 4.1B | 1.9B | 917.1M | 586M | |
52.5M | 48.3M | 77.6M | 104.5M | 201M | 815.9M | 806.2M | |
7.9B | 6.7B | 5.5B | 4.2B | 2.2B | 1.7B | 1.4B | |
31.9M | 39.5M | 52.6M | 65.7M | 75M | 0.0 | 0.0 | |
8.1B | 6.8B | 5.6B | 4.4B | 2.3B | 1.8B | 1.4B | |
SHAREHOLDERS' EQUITY | |||||||
3K | 3K | 3K | 3K | 3K | 0.0 | 0.0 | |
6.1B | 5.9B | 5.1B | 4.2B | 3.5B | 80.4M | 54.8M | |
-3.1B | -3.1B | -2.6B | -1.6B | -898.5M | -447.2M | -318.2M | |
-15.1M | -21.6M | -15.4M | -7.1M | 6.8M | -302K | 0.0 | |
3.1B | 2.7B | 2.5B | 2.6B | 2.6B | -367.1M | -263.4M | |
3.1B | 2.7B | 2.5B | 2.6B | 2.6B | -367.1M | -263.4M | |
SUMMARY | |||||||
11.2B | 9.5B | 8.2B | 7B | 4.9B | 1.4B | 1.1B | |
911.7M | 1.2B | 1.2B | 1.6B | 27.4M | 1.9M | 669.2M | |
7.9B | 6.6B | 5.5B | 4.1B | 2B | 917.1M | 586M | |
6.5B | 5.6B | 4.6B | 2.9B | 515.7M | 650.1M | 265.5M | |
325,854,360 | 325,854,360 | 325,854,360 | 325,854,360 | 325,854,360 | 325,854,360 | 325,854,360 |
AFRM - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 07, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 05, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | February 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 16, 2026 | January 13, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 15, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 02, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | October 24, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 22, 2025 | September 18, 2025 | 2025 |
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