Affirm Holdings, Inc.

Affirm Holdings, Inc.

AFRMยทNASDAQ

$66.27

-6.7%
TechnologySoftware - Infrastructure

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$22.19B
EPS0.1600
P/E Ratio414.19
Earnings Date08/27/2026
3Y+60.0%
5Y+696.0%
10Y+871.0%
3Y+86.0%
5Y+357.0%
10Y+473.0%
3Y+17.0%
5Y-936.0%
10Y-1265.0%
afrm

Affirm Holdings, Inc. Funding & Solvency Profile

AFRM ยท NASDAQ
Cash & Cash Equivalents1.35B
Net Receivables7.06B
Inventory0.00
Other Current Assets401.97M
Total Current Assets10 B
Property, Plant & Equipment591.76M
Goodwill & Intangible Assets547.09M
Long-Term Investments40.28M
Other Non-Current Assets203.25M
Total Non-Current Assets835 M
Total Assets
11.15B

Financial Health Analysis

Current Ratio

54.19x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

2.63x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

10 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

87% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Affirm Holdings, Inc. Balance Sheet

AFRM โ€ข NASDAQ

Affirm Holdings, Inc. Balance SheetJun 2025Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019
ASSETS
CURRENT ASSETS
1.4B
1B
892M
1.3B
1.5B
267.1M
320.4M
871.4M
1.1B
1.2B
1.6B
16.2M
0.0
0.0
2.2B
2.1B
2.1B
2.9B
1.5B
267.1M
320.4M
7.1B
5.7B
4.4B
2.5B
2B
59M
43.1M
426.2M
353M
199.1M
142.1M
91.6M
59M
43.1M
6.6B
5.4B
4.2B
2.3B
1.9B
0.0
0.0
72.2M
50.2M
50M
37.5M
132.3M
6.4M
4.6M
402M
282.3M
368M
298.3M
239.1M
1B
712.7M
9.8B
8.2B
6.9B
5.7B
3.9B
1.3B
1.1B
NON-CURRENT ASSETS
591.8M
449.5M
320.3M
222.2M
120.3M
48.1M
33.6M
534.2M
533.4M
542.6M
539.5M
516.5M
1.3M
0.0
12.9M
13.5M
34.4M
78.9M
67.9M
2.5M
0.0
547.1M
546.9M
577M
618.5M
584.4M
3.8M
0.0
40.3M
73M
43.2M
43.2M
11.3M
1.9M
669.2M
13.9M
21.2M
23.3M
0.0
0.0
0.0
0.0
203.3M
219.4M
292.5M
413.4M
274.2M
8.2M
-635.1M
1.4B
1.3B
1.3B
1.3B
990.2M
61.9M
67.7M
1K
0.0
0.0
0.0
0.0
0.0
0.0
11.2B
9.5B
8.2B
7B
4.9B
1.4B
1.1B
LIABILITIES
CURRENT LIABILITIES
82.8M
41M
28.6M
33.1M
57.8M
18.4M
10.8M
82.8M
41M
28.6M
33.1M
57.8M
18.4M
10.8M
97.3M
83.9M
64.2M
74M
50.4M
17.9M
8.9M
180.1M
125M
92.8M
107.1M
108.2M
36.3M
19.8M
NON-CURRENT LIABILITIES
7.8B
6.6B
5.4B
4.1B
1.9B
917.1M
586M
52.5M
48.3M
77.6M
104.5M
201M
815.9M
806.2M
7.9B
6.7B
5.5B
4.2B
2.2B
1.7B
1.4B
31.9M
39.5M
52.6M
65.7M
75M
0.0
0.0
8.1B
6.8B
5.6B
4.4B
2.3B
1.8B
1.4B
SHAREHOLDERS' EQUITY
3K
3K
3K
3K
3K
0.0
0.0
6.1B
5.9B
5.1B
4.2B
3.5B
80.4M
54.8M
-3.1B
-3.1B
-2.6B
-1.6B
-898.5M
-447.2M
-318.2M
-15.1M
-21.6M
-15.4M
-7.1M
6.8M
-302K
0.0
3.1B
2.7B
2.5B
2.6B
2.6B
-367.1M
-263.4M
3.1B
2.7B
2.5B
2.6B
2.6B
-367.1M
-263.4M
SUMMARY
11.2B
9.5B
8.2B
7B
4.9B
1.4B
1.1B
911.7M
1.2B
1.2B
1.6B
27.4M
1.9M
669.2M
7.9B
6.6B
5.5B
4.1B
2B
917.1M
586M
6.5B
5.6B
4.6B
2.9B
515.7M
650.1M
265.5M
325,854,360
325,854,360
325,854,360
325,854,360
325,854,360
325,854,360
325,854,360

SEC Filings

AFRM - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 05, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 05, 2026
February 05, 2026
2026
8-K

8-K 2026

N/A

January 16, 2026
January 13, 2026
2026
8-K

8-K 2025

N/A

December 18, 2025
December 15, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 06, 2025
November 02, 2025
2025
DEF 14A

DEF 14A 2025

N/A

October 24, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

September 22, 2025
September 18, 2025
2025
Showing 1 to 10 of 93 filings