Affirm Holdings, Inc.

Affirm Holdings, Inc.

AFRM·NASDAQ

$66.27

-6.7%
TechnologySoftware - Infrastructure

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

At a Glance

Live Snapshot
Market Cap$22.19B
EPS0.1600
P/E Ratio414.19
Earnings Date08/27/2026
-0.68%
Return on Invested Capital
-90%
3Y-95.0%
5Y-91.0%
10Y-92.0%
1.70%
Return on Equity
-109%
3Y-106.0%
5Y-94.0%
10Y-96.0%
0.47%
Return on Assets
-109%
3Y-105.0%
5Y-106.0%
10Y-104.0%
Affirm Holdings, Inc.

Affirm Holdings, Inc. Management Team

AFRM · NASDAQ
MS

Ms. Siphelele Jiyane

Chief Accounting Officer

female
MB

Ms. Brooke E. Major-Reid

Chief Capital Officer

Born 1975(Age 51)
female
MR

Mr. Robert W. O'Hare

Chief Financial Officer

Compensation

$915,439

Born 1981(Age 45)
male
MK

Ms. Katherine Adkins Esq.

Chief Legal & Compliance Officer and Secretary

Compensation

$837,431

Born 1962(Age 64)
female
MM

Mr. Michael A. Linford

Chief Operating Officer

Compensation

$1,070,360

Born 1983(Age 43)
male
DW

Dr. Wayne Pommen Ph.D.

Chief Revenue Officer

Born 1979(Age 47)
MM

Mr. Max Roth Levchin

Founder, Chief Executive Officer & Chairman

Compensation

$538,307

Born 1976(Age 50)
male
MZ

Mr. Zane Keller C.F.A., CFA

Head of Investor Relations

male
ML

Mr. Libor Michalek

President & Director

Compensation

$1,070,360

Born 1974(Age 52)
male
PS

Pat Suh

Senior Vice President of Revenue

afrm

Affirm Holdings, Inc. Insider Positioning

AFRM · NASDAQ

During the last 12 months, insiders have sold $143.82M worth of AFRM shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

4.0K

240.00K

Net Activity

-240K

-$240K

3-6 Months

Bought

0

0.00

Sold

553.6K

44.57M

Net Activity

-44.6M

-$44.57M

6-9 Months

Bought

0

0.00

Sold

24.3K

1.97M

Net Activity

-2.0M

-$1.97M

9-12 Months

Bought

0

0.00

Sold

1.2M

97.04M

Net Activity

-97.0M

-$97.04M

Top Buyers

No buying activity

Top Sellers

1
LMR

Levchin Max R

Director, 10 Percent Owner, Officer: Chief Executive Officer

1.2M shares5 transactions

$99.53M

2
LM

Linford Michael

Officer: Chief Operating Officer

195.0K shares2 transactions

$15.62M

3
AK

Adkins Katherine

Officer: Chief Legal Officer

161.1K shares5 transactions

$12.55M

4
OR

O'Hare Robert

Officer: Chief Financial Officer

121.1K shares5 transactions

$9.44M

5
JS

Jiyane Siphelele

Officer: Chief Accounting Officer

66.6K shares4 transactions

$5.84M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $143.82M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$240K

Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.

Insider Participation

High Selling

5 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.

SEC Filings

AFRM - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2025

N/A

October 24, 2025
June 30, 2025
2025
DEF 14A

DEF 14A 2025

N/A

May 12, 2025
May 12, 2025
2025
DEF 14A

DEF 14A 2024

N/A

October 25, 2024
June 30, 2024
2024
DEF 14A

DEF 14A 2023

N/A

October 20, 2023
June 30, 2023
2023
DEF 14A

DEF 14A 2022

N/A

October 21, 2022
June 30, 2022
2022
DEF 14A

DEF 14A 2021

N/A

October 20, 2021
December 03, 2021
2021
Showing 1 to 6 of 6 filings