$66.27
-6.7%Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.
Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.
AFRM โข NASDAQ
| Affirm Holdings, Inc. Income Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 |
|---|---|---|---|---|---|---|---|
REVENUE | |||||||
3.2B | 2.3B | 1.6B | 1.3B | 870.5M | 509.5M | 264.4M | |
GROSS PROFIT | |||||||
(1B) | (845.1M) | (873.2M) | (576.5M) | (322.9M) | (172.2M) | (108.7M) | |
2.2B | 1.5B | 714.8M | 772.8M | 547.6M | 337.3M | 155.6M | |
OPERATING INCOME | |||||||
(2.3B) | (2.1B) | (1.9B) | (1.6B) | (931.2M) | (445.1M) | (257.2M) | |
(979.9M) | (1.1B) | (1.2B) | (1.1B) | (565.9M) | (146.3M) | (105.8M) | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (70.8M) | |
-87.3M | -615.8M | -1.2B | -866M | -383.7M | -107.8M | -101.5M | |
PRE-TAX INCOME | |||||||
(425.5M) | (344.3M) | (183M) | (69.7M) | (52.7M) | (32.3M) | (3.7M) | |
-425.5M | -344.3M | -183M | -69.7M | -52.7M | -32.3M | -25.9M | |
(1.3B) | (992M) | (691M) | (529M) | (365.3M) | (298.8M) | (151.4M) | |
148.7M | 100.3M | 211.6M | 141.2M | -59.7M | -4.4M | 7M | |
61.5M | -515.5M | -989.2M | -724.8M | -443.4M | -112.2M | -120.4M | |
NET INCOME | |||||||
(9.3M) | (2.2M) | -3.9M | -17.4M | -2.3M | (376K) | (36K) | |
52.2M | -517.8M | -985.3M | -707.4M | -441M | -112.6M | -120.5M |
AFRM - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 07, 2026 | May 07, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 05, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | February 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 16, 2026 | January 13, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 15, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 02, 2025 | 2025 | |
DEF 14A DEF 14A 2025 N/A | October 24, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | September 22, 2025 | September 18, 2025 | 2025 |
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