Enact Holdings, Inc.

Enact Holdings, Inc.

ACTยทNASDAQ

$40.57

+0.36%
Financial ServicesInsurance - Specialty

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.

At a Glance

Live Snapshot
Market Cap$5.66B
EPS4.5400
P/E Ratio8.94
Earnings Date07/29/2026
3Y+29.0%
5Y+3.0%
10Y+42.0%
3Y+3.0%
5Y-80.0%
10Y-55.0%
3Y+104.0%
5Y-272.0%
10Y+930.0%
ACT

Enact Holdings, Inc. Cash Conversion Engine

ACT ยท NASDAQ
Net Income674.24M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital15.77M
Others34.50M
Capital Expenditures0.00
Free Cash Flow724.52M

Cash Flow Quality Analysis

FCF Conversion Rate

107.5%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

FCF Growth Trend

+5.6%

Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.

Working Capital Impact

+$15.77M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Enact Holdings, Inc. Cash Flow Statement

ACT โ€ข NASDAQ

Enact Holdings, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018
OPERATING ACTIVITIES
674.2M
688.1M
665.5M
704.2M
546.7M
370.4M
677.6M
483.9M
0.0
0.0
0.0
-749K
3.3M
0.0
-2.9M
0.0
0.0
4.5M
-1.8M
-2.3M
-1.4M
11.1M
56.7M
0.0
0.0
18.8M
15.3M
9.9M
1.5M
0.0
2.9M
4.1M
34.5M
28M
14.6M
7.7M
907K
12.9M
-78.1M
179.5M
(0.0)
(188.5M)
(182M)
(186.2M)
(146M)
(57M)
(166.5M)
(0.0)
15.8M
-53M
-61.5M
-158.2M
21.1M
309.9M
-156.2M
-152.3M
724.5M
686.3M
632M
560.5M
572.1M
704.4M
500M
511.1M
INVESTING ACTIVITIES
(0.0)
(0.0)
(0.0)
(6.6M)
-685.7M
(0.0)
-176M
(0.0)
(0.0)
(0.0)
(0.0)
-6.5M
-27.3M
(0.0)
(510.2M)
(0.0)
-1.9B
-1.6B
-1B
-1.2B
-1.6B
-1.9B
-951.3M
-1.3B
1.7B
1.3B
819.6M
1B
1.2B
805.6M
617M
760.6M
-8.3M
-21.1M
-13.9M
-6.6M
685.7M
0.0
176M
-498.2M
-226.4M
-320.5M
-229.4M
-220.3M
-398.8M
-1.1B
(176M)
-498.2M
FINANCING ACTIVITIES
-382.4M
-244M
-87.8M
-1.5M
0.0
0.0
0.0
0.0
0.0
-7.9M
0.0
0.0
0.0
737.7M
0.0
0.0
-120.8M
-111.7M
-213M
-250.8M
-200.3M
-437.4M
-250M
-50M
-382.4M
-244M
-87.8M
-1.5M
(0.0)
(0.0)
(0.0)
(0.0)
-11.8M
-18.5M
0.0
0.0
0.0
0.0
0.0
0.0
-515.1M
-382M
-300.7M
-252.3M
-200.3M
300.3M
-250M
-50M
CASH FLOW SUMMARY
0.0
0.0
0.0
0.0
-7K
0.0
0.0
0.0
-16.9M
-16.3M
101.9M
87.9M
-27M
-132.3M
426M
-37.1M
599.4M
615.7M
513.8M
425.8M
452.8M
585.1M
159.1M
196.1M
582.5M
599.4M
615.7M
513.8M
425.8M
452.8M
585.1M
159.1M
724.5M
686.3M
632M
567.1M
-113.5M
704.4M
324M
511.1M

SEC Filings

ACT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 25, 2026
May 13, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 03, 2026
February 03, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
November 05, 2025
2025
8-K

8-K 2025

N/A

October 01, 2025
September 30, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 01, 2025
June 30, 2025
2025
Showing 1 to 10 of 66 filings