Enact Holdings, Inc.

Enact Holdings, Inc.

ACTยทNASDAQ

$40.57

+0.36%
Financial ServicesInsurance - Specialty

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.

At a Glance

Live Snapshot
Market Cap$5.66B
EPS4.5400
P/E Ratio8.94
Earnings Date07/29/2026
Enact Holdings, Inc.

Enact Holdings, Inc. Fair Value Envelope

ACT ยท NASDAQ

Our analysis suggests that ACT has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $40.57, this represents a potential HIDDEN relative to our calculated worth for Enact Holdings, Inc..

Intrinsic Value
Current Price: $40.57

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$16.2B
+ Cash & Equivalents$582.5M
Firm Value$16.8B
- Debt$744.5M
Equity Value$16.1B
/ Shares Outstanding144,409,478B
DCF Value$111
UNDERVALUED BY 174%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$764.9M
$807.6M
$852.6M
$900.1M
$950.3M
$1.0B
$1.1B
$1.1B
$1.2B
$1.2B
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
$764.9M
$807.6M
$852.6M
$900.1M
$950.3M
$1.0B
$1.1B
$1.1B
$1.2B
$1.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$708.2M
$692.3M
$676.8M
$661.6M
$646.7M
$632.2M
$618.0M
$604.1M
$590.6M
$577.3M
Terminal Value represents 60.5% of Enterprise Value