ACT - NASDAQ
Enact Holdings, Inc.
$40.57
+0.36%Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.
At a Glance
Live SnapshotEnact Holdings, Inc. Funding & Solvency Profile
Financial Health Analysis
Current Ratio
Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.
Debt-to-Equity Ratio
Conservative capital structure. The company relies primarily on equity financing, indicating low financial risk.
Working Capital
Strong working capital position provides significant operational flexibility and financial cushion.
Asset Composition
Capital-intensive business with significant long-term investments in property, equipment, or intangibles.
Financial Health Insight
Strong financial foundation: Excellent liquidity combined with conservative leverage suggests the company is well-positioned to weather economic uncertainties and fund growth opportunities.
Enact Holdings, Inc. Balance Sheet
ACT • NASDAQ
| Enact Holdings, Inc. Balance Sheet | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 |
|---|---|---|---|---|---|---|---|---|
ASSETS | ||||||||
CURRENT ASSETS | ||||||||
582.5M | 599.4M | 615.7M | 513.8M | 425.8M | 452.8M | 585.1M | 159.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5B | 3.8B | 0.0 | |
582.5M | 599.4M | 615.7M | 513.8M | 425.8M | 5.5B | 4.3B | 159.1M | |
46.1M | 53M | 45.1M | 41.7M | 42.3M | 46.5M | 41.2M | 0.0 | |
46.1M | 53M | 45.1M | 41.7M | 42.3M | 46.5M | 41.2M | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -650.4M | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -5.5B | 650.4M | 369.3M | |
628.6M | 652.5M | 660.8M | 555.5M | 468.1M | 0.0 | 4.4B | 369.3M | |
NON-CURRENT ASSETS | ||||||||
0.0 | 8.8M | 11.3M | 13.6M | 15.5M | 0.0 | 22.6M | 3.1B | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30.3M | 28.1M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 30.3M | 28.1M | |
6.1B | 5.6B | 5.3B | 4.9B | 5.3B | 5B | 3.8B | 424.8M | |
20M | 93.3M | 115.6M | 154.1M | 48.4M | 0.0 | 55.1M | 120.1M | |
194.3M | 167.1M | 143.6M | 124.8M | 88.8M | -5B | -108M | 80.4M | |
6.3B | 5.9B | 5.6B | 5.2B | 5.4B | 0.0 | 3.8B | 3.7B | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5.7B | -3.7B | 0.0 | |
6.9B | 6.5B | 6.2B | 5.7B | 5.9B | 5.7B | 4.5B | 4.1B | |
LIABILITIES | ||||||||
CURRENT LIABILITIES | ||||||||
0.0 | 3.9M | 3.8M | 3.4M | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 146M | 0.0 | 0.0 | 0.0 | |
91.6M | 114.7M | 149.3M | 202.7M | 246.3M | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 235.1M | 297.9M | |
91.6M | 118.6M | 153.1M | 206.2M | 246.3M | 0.0 | 235.1M | 297.9M | |
NON-CURRENT LIABILITIES | ||||||||
744.5M | 749.7M | 755.2M | 755.3M | 758.1M | 738.2M | 0.0 | 0.0 | |
0.0 | 28.3M | 27.1M | 26.7M | 50M | 36.8M | 52.1M | 28M | |
702.2M | 650.4M | 640.1M | 634.3M | 736.5M | -775M | 600.3M | 499.2M | |
1.4B | 1.4B | 1.4B | 1.4B | 1.6B | 0.0 | 492.9M | 527.2M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1.8B | 0.0 | 0.0 | |
0.0 | 6.7M | 9.7M | 12.5M | 17.7M | 0.0 | 23.4M | 0.0 | |
1.5B | 1.6B | 1.6B | 1.6B | 1.8B | 1.8B | 728M | 825.1M | |
SHAREHOLDERS' EQUITY | ||||||||
1.4M | 1.5M | 1.6M | 1.6M | 1.6M | 1.6M | 1.6M | 0.0 | |
1.7B | 2.1B | 2.3B | 2.4B | 2.4B | 2.4B | 2.4B | 2.4B | |
3.7B | 3.1B | 2.6B | 2.1B | 1.6B | 1.3B | 1.4B | 942.4M | |
-30.1M | -207.5M | -230.4M | -382.7M | 83.6M | 208.4M | 93.4M | -26.5M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -1.6M | 0.0 | |
5.4B | 5B | 4.6B | 4.1B | 4.1B | 3.9B | 3.8B | 3.3B | |
5.4B | 5B | 4.6B | 4.1B | 4.1B | 3.9B | 3.8B | 3.3B | |
SUMMARY | ||||||||
6.9B | 6.5B | 6.2B | 5.7B | 5.9B | 5.7B | 4.5B | 4.1B | |
6.1B | 5.6B | 5.3B | 4.9B | 5.3B | 5B | 7.5B | 424.8M | |
744.5M | 760.3M | 768.7M | 771.3M | 775.8M | 738.2M | 23.4M | 0.0 | |
162M | 160.9M | 153M | 257.5M | 350M | 285.4M | -561.7M | -159.1M | |
144,409,478 | 144,409,478 | 144,409,478 | 144,409,478 | 144,409,478 | 144,409,478 | 144,409,478 | 144,409,478 |
SEC Filings
ACT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 05, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 25, 2026 | May 13, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 03, 2026 | February 03, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 05, 2025 | November 05, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 01, 2025 | September 30, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 01, 2025 | June 30, 2025 | 2025 |
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