$52.62
-2.0%ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. As of December 31, 2021, it operated through a network of 19 community banking offices located in Pennsylvania, including 12 offices in Adams county, five offices in York county, one office in Cumberland County, and one office in Franklin County; five community banking offices located in Frederick County; six community banking offices located in Carroll county, Maryland; and loan offices located in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Outstanding operational efficiency. The company generates substantial profit from core operations.
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
ACNB โข NASDAQ
| ACNB Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
170.4M | 132.2M | 114.7M | 108.4M | 100.9M | 105.4M | 87.7M | 80.4M | 65.9M | 53.3M | 51.9M | 49.4M | 49.3M | 52.3M | 53.6M | 56.8M | 57M | 57.3M | 61.9M | 58.2M | |
GROSS PROFIT | ||||||||||||||||||||
(44.9M) | (21.1M) | (9.2M) | (3.6M) | (7M) | (21.4M) | (10.7M) | (9M) | (5.4M) | (3.9M) | (3.9M) | (3.8M) | (5.4M) | (10.8M) | (12.9M) | (16M) | (18.3M) | (24.5M) | (27.1M) | (24.3M) | |
125.5M | 111.1M | 105.6M | 104.8M | 94M | 84M | 77M | 71.4M | 60.5M | 49.3M | 48M | 45.6M | 43.9M | 41.5M | 40.7M | 40.8M | 38.7M | 32.9M | 34.9M | 33.9M | |
OPERATING INCOME | ||||||||||||||||||||
(79.1M) | (70.7M) | (65.7M) | (59.9M) | (59M) | (61.3M) | (47.6M) | (44.7M) | (44.1M) | (34.7M) | (33.2M) | (32.3M) | (32M) | (30.3M) | (30M) | (30.3M) | (30.1M) | (25M) | (25M) | (24.7M) | |
(67.4M) | (44.4M) | (42.3M) | (37.1M) | (38.1M) | (37.2M) | (30.5M) | (28.8M) | (26.5M) | (24M) | (22.7M) | (21.5M) | (20.7M) | (20.4M) | (19.3M) | (19.9M) | (18.8M) | (16.1M) | (14.4M) | (13.6M) | |
46.5M | 40.4M | 39.8M | 45M | 35M | 22.7M | 29.4M | 26.7M | 16.4M | 14.7M | 14.8M | 13.4M | 11.9M | 11.2M | 10.7M | 10.5M | 8.6M | 7.8M | 9.9M | 9.2M | |
PRE-TAX INCOME | ||||||||||||||||||||
(40.1M) | (23.9M) | (8.3M) | (3.6M) | (6.9M) | (12.2M) | (10.1M) | (7.4M) | (5.4M) | (3.9M) | (3.9M) | (3.6M) | (4M) | (6.1M) | (7.5M) | (9.6M) | (13.6M) | (18.9M) | (26.6M) | (23.4M) | |
123.1M | 82.6M | 88M | 83.3M | 71M | 72.8M | 59.1M | 56.8M | 46.1M | 36.4M | 35.3M | 33.7M | 33.6M | 34.3M | 34.4M | 35M | 32.2M | 28.8M | 25M | 24.8M | |
(11.6M) | (26.3M) | (23.4M) | (22.8M) | (20.9M) | (24.1M) | (17.1M) | (16M) | (17.6M) | (10.7M) | (10.5M) | (10.8M) | (11.3M) | (9.9M) | (10.7M) | (10.4M) | (11.3M) | (8.9M) | (10.6M) | (11.1M) | |
46.5M | 40.4M | 39.8M | 45M | 35M | 22.7M | 29.4M | 26.7M | 16.4M | 14.6M | 14.8M | 13.4M | 11.9M | 11.2M | 10.7M | 10.5M | 8.6M | 7.8M | 9.9M | 9.2M | |
NET INCOME | ||||||||||||||||||||
(9.4M) | (8.6M) | (8.2M) | (9.2M) | (7.2M) | (4.3M) | (5.6M) | (5M) | (6.6M) | (3.8M) | (3.8M) | (3.1M) | (2.5M) | (2.3M) | (2.2M) | (2.1M) | (1.4M) | (1.1M) | (1.9M) | (1.9M) | |
37.1M | 31.8M | 31.7M | 35.8M | 27.8M | 18.4M | 23.7M | 21.7M | 9.8M | 10.9M | 11M | 10.3M | 9.3M | 8.9M | 8.5M | 8.4M | 7.2M | 6.7M | 7.9M | 7.3M |
ACNB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 30, 2026 | May 05, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 18, 2026 | March 13, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 12, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 12, 2026 | March 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 02, 2026 | February 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 20, 2026 | February 19, 2026 | 2026 |
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