ACNB Corporation

ACNB Corporation

ACNBยทNASDAQ

$52.62

-2.0%
Financial ServicesBanks - Regional

ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. As of December 31, 2021, it operated through a network of 19 community banking offices located in Pennsylvania, including 12 offices in Adams county, five offices in York county, one office in Cumberland County, and one office in Franklin County; five community banking offices located in Frederick County; six community banking offices located in Carroll county, Maryland; and loan offices located in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$537.36M
EPS3.6100
P/E Ratio14.58
Earnings Date07/23/2026
0.79%
Dividend Yield
1%
3Y-8.0%
5Y-7.0%
10Y-
28.70%
Dividend Payout Ratio
-21%
3Y+9.0%
5Y-2.0%
10Y-29.0%
3Y+65.0%
5Y+80.0%
10Y+225.0%
ACNB Corporation

ACNB Corporation Dividend History

ACNB ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

ACNB Dividend Payment History

ACNB ยท NASDAQ

Total Payments

50

Latest Dividend

$0.9200

Annual Amount

$2.0200

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 28, 2026
Jun 1, 2026Jun 15, 2026
$0.9200
$0.9200
Quarterly+142.11%
Jan 27, 2026
Feb 27, 2026Mar 13, 2026
$0.3800
$0.3800
Quarterly0.00%
Oct 21, 2025
Dec 1, 2025Dec 15, 2025
$0.3800
$0.3800
Quarterly+11.76%
Jul 22, 2025
Sep 1, 2025Sep 15, 2025
$0.3400
$0.3400
Quarterly0.00%
Apr 22, 2025
May 30, 2025Jun 13, 2025
$0.3400
$0.3400
Quarterly+6.25%
Jan 29, 2025
Feb 28, 2025Mar 14, 2025
$0.3200
$0.3200
Quarterly0.00%
Oct 15, 2024
Nov 29, 2024Dec 13, 2024
$0.3200
$0.3200
Quarterly0.00%
Jul 24, 2024
Aug 30, 2024Sep 13, 2024
$0.3200
$0.3200
Quarterly0.00%
Apr 23, 2024
May 31, 2024Jun 14, 2024
$0.3200
$0.3200
Quarterly+6.67%
Jan 23, 2024
Mar 1, 2024Mar 15, 2024
$0.3000
$0.3000
Quarterly0.00%
Oct 19, 2023
Dec 1, 2023Dec 15, 2023
$0.3000
$0.3000
Quarterly+7.14%
Jul 25, 2023
Sep 1, 2023Sep 15, 2023
$0.2800
$0.2800
Quarterly0.00%
Apr 18, 2023
Jun 1, 2023Jun 15, 2023
$0.2800
$0.2800
Quarterly0.00%
Jan 30, 2023
Mar 1, 2023Mar 15, 2023
$0.2800
$0.2800
Quarterly0.00%
Oct 24, 2022
Dec 1, 2022Dec 15, 2022
$0.2800
$0.2800
Quarterly+7.69%
Jul 21, 2022
Sep 1, 2022Sep 15, 2022
$0.2600
$0.2600
Quarterly0.00%
Apr 25, 2022
Jun 1, 2022Jun 15, 2022
$0.2600
$0.2600
Quarterly0.00%
Jan 26, 2022
Mar 1, 2022Mar 15, 2022
$0.2600
$0.2600
Quarterly0.00%
Oct 21, 2021
Dec 1, 2021Dec 15, 2021
$0.2600
$0.2600
Quarterly+4.00%
Jul 20, 2021
Aug 31, 2021Sep 15, 2021
$0.2500
$0.2500
Quarterly-7.41%
Apr 22, 2021
Jun 1, 2021Jun 15, 2021
$0.2500
$0.2700
Quarterly+8.00%
Feb 1, 2021
Mar 1, 2021Mar 15, 2021
$0.2500
$0.2500
Quarterly0.00%
Oct 22, 2020
Dec 1, 2020Dec 15, 2020
$0.2500
$0.2500
Quarterly0.00%
Jul 21, 2020
Aug 31, 2020Sep 15, 2020
$0.2500
$0.2500
Quarterly0.00%
Apr 21, 2020
Jun 1, 2020Jun 15, 2020
$0.2500
$0.2500
Quarterly0.00%
Jan 21, 2020
Feb 28, 2020Mar 13, 2020
$0.2500
$0.2500
Quarterly0.00%
Oct 22, 2019
Nov 29, 2019Dec 13, 2019
$0.2500
$0.2500
Quarterly0.00%
Jul 16, 2019
Aug 29, 2019Sep 13, 2019
$0.2500
$0.2500
Quarterly0.00%
Apr 22, 2019
May 31, 2019Jun 14, 2019
$0.2500
$0.2500
Quarterly+8.70%
Jan 22, 2019
Mar 1, 2019Mar 15, 2019
$0.2300
$0.2300
Quarterly0.00%
Oct 23, 2018
Nov 30, 2018Dec 14, 2018
$0.2300
$0.2300
Quarterly0.00%
Jul 24, 2018
Aug 30, 2018Sep 14, 2018
$0.2300
$0.2300
Quarterly0.00%
Mar 20, 2018
Jun 1, 2018Jun 15, 2018
$0.2300
$0.2300
Quarterly+15.00%
Jan 23, 2018
Mar 1, 2018Mar 15, 2018
$0.2000
$0.2000
Quarterly0.00%
Oct 17, 2017
Dec 1, 2017Dec 15, 2017
$0.2000
$0.2000
Quarterly0.00%
Jul 26, 2017
Sep 1, 2017Sep 15, 2017
$0.2000
$0.2000
Quarterly0.00%
Apr 21, 2017
Jun 1, 2017Jun 15, 2017
$0.2000
$0.2000
Quarterly0.00%
Jan 25, 2017
Mar 1, 2017Mar 15, 2017
$0.2000
$0.2000
Quarterly0.00%
Oct 21, 2016
Dec 1, 2016Dec 15, 2016
$0.2000
$0.2000
Quarterly0.00%
Jul 21, 2016
Sep 1, 2016Sep 15, 2016
$0.2000
$0.2000
Quarterly0.00%
Apr 22, 2016
Jun 1, 2016Jun 15, 2016
$0.2000
$0.2000
Quarterly0.00%
Jan 29, 2016
Mar 1, 2016Mar 15, 2016
$0.2000
$0.2000
Quarterly0.00%
Oct 26, 2015
Dec 1, 2015Dec 15, 2015
$0.2000
$0.2000
Quarterly0.00%
Jul 23, 2015
Sep 1, 2015Sep 15, 2015
$0.2000
$0.2000
Quarterly0.00%
Apr 24, 2015
Jun 1, 2015Jun 15, 2015
$0.2000
$0.2000
Quarterly0.00%
Jan 30, 2015
Feb 27, 2015Mar 13, 2015
$0.2000
$0.2000
Quarterly0.00%
Oct 24, 2014
Dec 1, 2014Dec 15, 2014
$0.2000
$0.2000
Quarterly+5.26%
Jul 25, 2014
Aug 29, 2014Sep 15, 2014
$0.1900
$0.1900
Quarterly0.00%
Apr 21, 2014
May 30, 2014Jun 13, 2014
$0.1900
$0.1900
Quarterly0.00%
Feb 4, 2014
Feb 28, 2014Mar 14, 2014
$0.1900
$0.1900
Quarterly-
acnb

ACNB Corporation Payout Ratio Analysis

ACNB ยท NASDAQ
Dividends Paid
-14.38M
2025
Net Income
37.05M
2025
Payout Ratio
38.82%
2025

Dividend Sustainability Analysis

Payout Ratio
38.82%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
27.4%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-34.2%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.