ACNB Corporation

ACNB Corporation

ACNBยทNASDAQ

$53.72

-2.0%
Financial ServicesBanks - Regional

ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. As of December 31, 2021, it operated through a network of 19 community banking offices located in Pennsylvania, including 12 offices in Adams county, five offices in York county, one office in Cumberland County, and one office in Franklin County; five community banking offices located in Frederick County; six community banking offices located in Carroll county, Maryland; and loan offices located in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$548.59M
EPS3.6100
P/E Ratio13.39
Earnings Date07/23/2026
3Y+28.0%
5Y+26.0%
10Y+168.0%
3Y+23.0%
5Y+22.0%
10Y+159.0%
3Y+71.0%
5Y+63.0%
10Y+250.0%
acnb

ACNB Corporation Funding & Solvency Profile

ACNB ยท NASDAQ
Cash & Cash Equivalents20.61M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets21 M
Property, Plant & Equipment34.80M
Goodwill & Intangible Assets86.88M
Long-Term Investments2.93B
Other Non-Current Assets159.64M
Total Non-Current Assets3 B
Total Assets
3.23B

Financial Health Analysis

Current Ratio

0.32x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.69x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-44128999

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

ACNB Corporation Balance Sheet

ACNB โ€ข NASDAQ

ACNB Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
20.6M
47.3M
66M
168.2M
710.1M
399.4M
114.4M
40.9M
34.4M
18.9M
18.8M
19.7M
18.1M
51.4M
22.6M
24.2M
24.1M
16.9M
19.2M
20.7M
0.0
17.6M
451.7M
553.6M
437.1M
337.7M
190.8M
161.7M
157.3M
143M
125.7M
118M
130M
165.8M
209.2M
0.0
0.0
0.0
0.0
0.0
20.6M
64.9M
517.7M
721.7M
1.1B
737.1M
305.2M
202.6M
193.5M
161.9M
144.5M
137.7M
148.1M
217.2M
231.9M
24.2M
24.1M
16.9M
19.2M
20.7M
20.6M
64.9M
517.7M
721.7M
1.1B
737.1M
305.2M
202.6M
193.5M
161.9M
144.5M
137.7M
148.1M
217.2M
231.9M
24.2M
24.1M
16.9M
19.2M
20.7M
NON-CURRENT ASSETS
34.8M
28.1M
28.9M
30.2M
34.3M
36.2M
29.2M
26.4M
26.8M
18.2M
18M
17.7M
16M
15.1M
14.5M
14.1M
14.8M
14.5M
14.5M
14.9M
64.4M
44.2M
44.2M
44.2M
42.1M
42.1M
19.6M
19.6M
19.6M
6.3M
6.3M
6.3M
6.3M
6.3M
6.3M
6M
6M
6M
0.0
0.0
22.4M
7.8M
9.1M
10.3M
6.1M
7.3M
4.4M
4.4M
2.6M
688K
1M
1.2M
1.8M
2.4M
3M
3.7M
4.4M
4.9M
0.0
0.0
86.9M
52M
53.3M
54.5M
48.2M
49.4M
24M
24M
22.1M
7M
7.3M
7.5M
8.2M
8.7M
9.4M
9.7M
10.3M
10.9M
0.0
0.0
2.9B
2.1B
1.7B
1.6B
1.5B
1.6B
1.3B
1.3B
1.3B
954.2M
915.5M
864.5M
813.9M
757.8M
697.6M
858M
857.2M
888.6M
834M
872.2M
159.6M
141M
144.2M
127M
94.3M
90.3M
77.4M
74.7M
73.4M
65M
62.6M
62.4M
59.9M
51.1M
51.6M
62.7M
55.5M
45.8M
58.9M
57M
3.2B
2.3B
1.9B
1.8B
1.6B
1.8B
1.4B
1.4B
1.4B
1B
1B
952.1M
897.9M
832.8M
773M
944.5M
937.8M
959.8M
907.5M
944.1M
3.2B
2.4B
2.4B
2.5B
2.8B
2.6B
1.7B
1.6B
1.6B
1.2B
1.1B
1.1B
1B
1B
1B
968.7M
961.9M
976.7M
926.7M
964.8M
LIABILITIES
CURRENT LIABILITIES
64.7M
15.8M
56.9M
42M
35.2M
38.5M
34.2M
34.6M
36.9M
34.6M
35.2M
45.7M
49.1M
47.3M
91.9M
39.1M
55.3M
83.5M
30.8M
60M
0.0
1.8B
1.9B
2.2B
2.4B
2.2B
1.4B
1.3B
1.3B
967.6M
913M
844.9M
800.6M
834.2M
782.8M
746.5M
728.5M
690.3M
670.6M
669.7M
64.7M
1.8B
1.9B
2.2B
2.5B
2.2B
1.4B
1.4B
1.3B
1B
948.2M
890.6M
849.7M
881.5M
874.7M
785.6M
783.8M
773.8M
701.4M
729.7M
NON-CURRENT LIABILITIES
259.8M
255.3M
195.3M
21M
34.7M
53.7M
66.3M
83.5M
94.6M
74.3M
76.5M
80.9M
82.7M
60M
71.2M
81.5M
80.3M
107M
130.2M
145.5M
2.5B
25.1M
24.8M
15.4M
15.3M
16.5M
14.5M
13.3M
11.5M
9.8M
8.5M
8.3M
6.8M
7.3M
-38.6M
7.8M
9.5M
11.5M
9.9M
12.2M
2.7B
283.2M
222.7M
39.5M
53.3M
73.4M
84.3M
96.8M
106.1M
84M
85M
89.2M
89.6M
67.3M
32.6M
89.3M
89.8M
118.5M
140.1M
157.8M
4.5M
2.8M
2.6M
3.2M
3.3M
3.1M
3.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8B
2.1B
2.1B
2.3B
2.5B
2.3B
1.5B
1.5B
1.4B
1.1B
1B
979.8M
939.2M
948.7M
907.3M
874.9M
873.6M
892.2M
841.5M
887.5M
SHAREHOLDERS' EQUITY
-22.4M
-11.2M
-11M
-8.9M
-2.2M
-728K
-728K
-728K
-728K
-728K
-728K
-728K
-728K
-728K
-728K
-728K
-728K
-442K
0.0
0.0
27.6M
22.4M
22.2M
22.1M
22M
21.9M
17.9M
17.8M
17.7M
15.3M
15.3M
15.2M
15.1M
15.1M
15M
15M
15M
15M
15M
14.3M
179.7M
99.2M
97.6M
96M
94.7M
94M
39.6M
38.4M
37.8M
10.9M
10.4M
9.9M
9.6M
9.2M
9M
8.8M
8.8M
8.8M
8.8M
4.7M
257.3M
234.6M
213.5M
193.9M
167.2M
148.4M
138.7M
121.9M
106.3M
100.6M
94.5M
88.3M
82.7M
77.9M
73.5M
69.5M
65.6M
62.9M
61.4M
62.8M
-22.2M
-41.7M
-44.9M
-58M
-9.5M
-5.6M
-5.9M
-9.2M
-7.1M
-6M
-4.7M
-2.7M
106K
-212K
655K
1.2M
-356K
-1.8M
-73K
-4.5M
420M
303.3M
277.5M
245M
272.1M
258M
189.5M
168.1M
154M
120.1M
114.7M
110M
106.8M
101.3M
97.5M
93.8M
88.3M
84.4M
85.1M
77.3M
420M
303.3M
277.5M
245M
272.1M
258M
189.5M
168.1M
154M
120.1M
114.7M
110M
106.8M
101.3M
97.5M
93.8M
88.3M
84.4M
85.1M
77.3M
SUMMARY
3.2B
2.4B
2.4B
2.5B
2.8B
2.6B
1.7B
1.6B
1.6B
1.2B
1.1B
1.1B
1B
1B
1B
968.7M
961.9M
976.7M
926.7M
964.8M
2.9B
2.1B
2.1B
2.1B
1.9B
2B
1.5B
1.5B
1.4B
1.1B
1B
982.5M
943.9M
923.6M
906.8M
858M
857.2M
888.6M
834M
872.2M
329M
273.9M
254.8M
66.1M
73.2M
95.3M
104M
118.2M
131.5M
108.8M
111.7M
126.6M
131.8M
107.3M
163.1M
120.6M
135.6M
190.4M
161M
205.5M
308.4M
226.7M
188.8M
-102M
-637M
-304M
-10.4M
77.3M
97.1M
89.9M
92.9M
107M
113.6M
55.9M
140.5M
96.4M
111.4M
173.5M
141.8M
184.8M
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410
10,423,410

SEC Filings

ACNB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 07, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 30, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

March 18, 2026
March 13, 2026
2026
10-K

10-K 2025 FY

FY

March 12, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 12, 2026
March 12, 2026
2026
8-K

8-K 2026

N/A

March 02, 2026
February 27, 2026
2026
8-K

8-K 2026

N/A

February 20, 2026
February 19, 2026
2026
Showing 1 to 10 of 505 filings