ACGL - NASDAQ

Arch Capital Group Ltd.

ACGL·NASDAQ

$87.89

+0.31%

Financial ServicesInsurance - Diversified

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; collateral protection, debt cancellation, and service contract reimbursement products; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products. It also provides property, energy, marine, and aviation insurance; travel insurance; accident, disability, and medical plan insurance coverages; captive insurance programs; employer's liability; and contract and commercial surety coverages. This segment markets its products through a group of licensed independent retail and wholesale brokers. Its Reinsurance segment provides casualty reinsurance for third party liability and workers' compensation exposures; marine and aviation; surety, accident and health, workers' compensation catastrophe, agriculture, trade credit, and political risk products; reinsurance protection for catastrophic losses, and personal lines and commercial property exposures; life reinsurance; casualty clash; and risk management solutions. This segment markets its reinsurance products through brokers. The company's Mortgage segment offers direct mortgage insurance and mortgage reinsurance. The company was incorporated in 1995 and is based in Pembroke, Bermuda.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$30.71B

EPS11.8400

P/E Ratio7.42

Earnings Date07/28/2026

67.06B

Assets

-5%

3Y+40.0%

5Y+55.0%

10Y+128.0%

42.85B

Total Liabilities

-14%

3Y+22.0%

5Y+46.0%

10Y+114.0%

24.21B

Total Equity

16%

3Y+87.0%

5Y+73.0%

10Y+160.0%

Arch Capital Group Ltd. Funding & Solvency Profile

ACGL · NASDAQ

Current Assets

Cash & Cash Equivalents993.00M

Net Receivables7.99B

Inventory0.00

Other Current Assets-13.21B

Total Current Assets9 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets2.94B

Long-Term Investments37.45B

Other Non-Current Assets17.68B

Total Non-Current Assets55 B

Total Assets

67.06B

Financial Health Analysis

Current Ratio

1.21x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

1.77x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

2 B

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

13% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Arch Capital Group Ltd. Balance Sheet

ACGL • NASDAQ

Arch Capital Group Ltd. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	993M	979M	917M	855M	858.7M	906.4M	726.2M	646.6M	606.2M	842.9M	553.3M	485.7M	434.1M	371M	351.7M	362.7M	334.6M	251.7M	239.9M	317M
Short-Term Investments	10.6B	8.3B	7.1B	5.6B	6.3B	21.2B	18.2B	16B	15.8B	14.6B	11.7B	12.2B	11.5B	10.9B	10.6B	985.5M	571.5M	479.6M	2.2B	1.8B
Cash & Short-Term Investments	11.5B	9.3B	8B	6.5B	7.1B	22.1B	19B	16.6B	16.4B	15.4B	12.2B	12.7B	12B	11.2B	10.9B	1.3B	906.1M	731.3M	2.4B	2.2B
Net Receivables	8B	16.4B	13.8B	12.1B	10.5B	8.6B	8.2B	6.3B	5.7B	4.9B	4.3B	4.1B	3.6B	3.4B	3.1B	559.6M	782.2M	734M	747M	2.6B
Accounts Receivables	8B	16.1B	13.5B	11.9B	10.3B	8.6B	8.2B	6.3B	5.7B	4.9B	4.3B	4.1B	3.6B	3.4B	3.1B	503.4M	595M	629M	729.6M	2.6B
Other Receivables	0.0	348M	299M	171M	145.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	56.1M	187.2M	105.1M	17.4M	0.0
Prepaids	2.7B	2.4B	2.2B	1.8B	1.7B	1.2B	1.2B	975.5M	926.6M	859.6M	427.6M	377.1M	328.3M	298.5M	265.7M	263.4M	278M	303.7M	480.5M	470.1M
Other Current Assets	-13.2B	0.0	0.0	0.0	0.0	-31.9B	-28.4B	-23.9B	-23B	-21.2B	-17B	-17.1B	-15.9B	-15B	-14.3B	-2.2B	-2B	-1.8B	-3.7B	-5.3B
Total Current Assets	9B	28.1B	24B	20.4B	19.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
NON-CURRENT ASSETS
Goodwill	607M	571M	345M	342M	344.9M	314.6M	326.6M	249.6M	198.2M	204M	15.5M	14.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	2.3B	2.5B	1.9B	1.7B	1.5B	378.2M	411.5M	385.3M	454.4M	577.5M	82M	94.6M	27.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	2.9B	3.1B	2.3B	2.1B	1.8B	692.9M	738.1M	634.9M	652.6M	781.6M	97.5M	109.5M	27.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	37.4B	33.5B	27.9B	22.6B	21.5B	25.8B	23.3B	21.5B	21.4B	19B	15.5B	15.3B	13.6B	12.8B	12.1B	10.4B	10.5B	9B	9.6B	7.9B
Other Non-Current Assets	17.7B	6.2B	4.7B	2.9B	2.4B	-26.5B	-24B	-22.1B	-22B	-19.7B	-15.6B	-15.4B	-13.6B	-12.8B	-12.1B	-10.4B	-10.5B	-9B	-9.6B	-7.9B
Total Non-Current Assets	58.1B	42.8B	34.9B	27.6B	25.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Assets	0.0	0.0	0.0	0.0	0.0	43.3B	37.9B	32.2B	32.1B	29.4B	23.1B	22B	19.6B	17.8B	17.1B	15.8B	15.4B	14.6B	15.6B	14.3B
Total Assets	67.1B	70.9B	58.9B	48B	45.1B	43.3B	37.9B	32.2B	32.1B	29.4B	23.1B	22B	19.6B	17.8B	17.1B	15.8B	15.4B	14.6B	15.6B	14.3B
LIABILITIES
CURRENT LIABILITIES
Total Payables	4.9B	4.5B	4.1B	3.4B	3.5B	2.7B	2.8B	2.5B	2.3B	2B	1.7B	1.5B	1.3B	1.1B	882.1M	332.6M	292.9M	261.8M	324.5M	719.8M
Accounts Payable	4.6B	4.3B	3.8B	3.3B	3.4B	2.7B	2.8B	2.5B	2.3B	2B	1.7B	1.5B	1.3B	1.1B	882.1M	132.5M	156.5M	138.5M	301.3M	0.0
Other Payables	308M	181M	247M	95M	64.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	200.2M	136.4M	123.3M	23.2M	719.8M
Short Term Debt	0.0	0.0	0.0	0.0	0.0	155.7M	484.3M	455.7M	816.1M	756.7M	530.4M	100M	100M	100M	100M	0.0	100M	100M	0.0	0.0
Tax Payables	0.0	0.0	20M	0.0	14.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	7.4B	10.2B	8.8B	7.3B	6B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	-4.9B	29.6B	23B	20.3B	18B	-2.8B	-3.3B	-2.9B	-3.1B	-2.8B	-2.2B	-1.6B	-1.4B	-1.2B	-982.1M	-332.6M	-392.9M	-361.8M	-324.5M	-719.8M
Total Current Liabilities	7.4B	44.3B	35.9B	31B	27.5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
NON-CURRENT LIABILITIES
Long Term Debt	2.7B	2.7B	2.7B	2.7B	2.7B	2.9B	1.9B	1.7B	1.7B	1.7B	791.3M	791.1M	800M	300M	610.5M	725.8M	517.6M	300M	300M	300M
Other Non-Current Liabilities	32.7B	3B	1.9B	1.4B	1.3B	-2.9B	-1.9B	-1.7B	-1.7B	-1.7B	-791.3M	-791.1M	-800M	-300M	-610.5M	-725.8M	-517.6M	-300M	-300M	-300M
Total Non-Current Liabilities	35.4B	5.8B	4.7B	4.1B	4.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Liabilities	0.0	0.0	0.0	0.0	0.0	29.3B	25.6B	21.8B	21.8B	20.1B	16B	14.9B	13.9B	12.6B	12.5B	11.3B	11.1B	11.2B	11.6B	10.7B
Total Liabilities	42.9B	50.1B	40.6B	35.1B	31.5B	29.3B	25.6B	21.8B	21.8B	20.1B	16B	14.9B	13.9B	12.6B	12.5B	11.3B	11.1B	11.2B	11.6B	10.7B
SHAREHOLDERS' EQUITY
Treasury Stock	-6.4B	-4.5B	-4.4B	-4.4B	-3.8B	-2.5B	-2.4B	-2.4B	-2.1B	-2B	-1.9B	-1.6B	-1.1B	-1B	-845.5M	-549.9M	0.0	0.0	0.0	0.0
Preferred Stock	830M	830M	830M	830M	830M	780M	780M	780M	1.4B	1.9B	325M	325M	325M	325M	325M	325M	130K	130K	130K	130K
Common Stock	1M	1M	1M	1M	648K	643K	638K	634K	611K	582K	577K	572K	565K	561K	549K	534K	548K	605K	673K	743K
Additional Paid-In Capital	2.7B	2.5B	2.3B	2.2B	2.1B	2B	1.9B	1.8B	1.2B	531.7M	467.3M	383.1M	299.5M	227.8M	161.4M	110.3M	578.3M	994.6M	1.5B	1.9B
Retained Earnings	27B	22.7B	20.3B	15.9B	14.5B	12.4B	11B	9.4B	8.6B	8B	7.3B	6.9B	6B	5.4B	4.8B	4.4B	3.6B	2.7B	2.4B	1.6B
Accumulated Other Comprehensive Income/Loss	5M	-720M	-676M	-1.6B	-64.6M	488.9M	212.1M	-178.7M	118M	-114.5M	-16.5M	128.9M	75M	287M	153.9M	204.5M	138.5M	-255.6M	155.2M	51.5M
Total Stockholders' Equity	24.2B	20.8B	18.4B	12.9B	13.5B	13.1B	11.5B	9.4B	9.2B	8.3B	6.2B	6.1B	5.6B	5.2B	4.6B	4.5B	4.3B	3.4B	4B	3.6B
Total Equity	24.2B	20.8B	18.4B	12.9B	13.6B	14B	12.3B	10.4B	10.2B	9.3B	7.1B	7.1B	5.6B	5.2B	4.6B	4.5B	4.3B	3.4B	4B	3.6B
Minority Interest	0.0	0.0	2M	11M	9.2M	881.6M	818.2M	997.9M	1B	1.1B	944M	988.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	67.1B	70.9B	58.9B	48B	45.1B	43.3B	37.9B	32.2B	32.1B	29.4B	23.1B	22B	19.6B	17.8B	17.1B	15.8B	15.4B	14.6B	15.6B	14.3B
Total Investments	47.8B	41.8B	35B	28.3B	27.8B	47B	41.5B	37.5B	37.2B	33.5B	27.1B	27.5B	25.2B	23.6B	22.6B	11.4B	11B	9.5B	11.8B	9.7B
Total Debt	2.7B	2.7B	2.7B	2.7B	2.7B	3B	2.4B	2.2B	2.5B	2.5B	1.3B	891.1M	900M	400M	710.5M	725.8M	617.6M	400M	300M	300M
Net Debt	1.7B	1.7B	1.8B	1.9B	1.9B	2.1B	1.6B	1.5B	1.9B	1.6B	768.4M	405.4M	465.9M	29M	358.8M	363M	283M	148.3M	60.1M	-17M
Shares Outstanding	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000	349,390,000

SEC Filings

ACGL - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 02, 2026	June 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 07, 2026	May 05, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 20, 2026	April 19, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 24, 2026	May 05, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 26, 2026	February 26, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 09, 2026	February 09, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 15, 2026	2026	View Filing

Showing 1 to 10 of 555 filings

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