Arch Capital Group Ltd.

Arch Capital Group Ltd.

ACGLยทNASDAQ

$87.89

+0.31%
Financial ServicesInsurance - Diversified

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products worldwide. The company's Insurance segment offers primary and excess casualty coverages; loss sensitive primary casualty insurance programs; collateral protection, debt cancellation, and service contract reimbursement products; directors' and officers' liability, errors and omissions liability, employment practices and fiduciary liability, crime, professional indemnity, and other financial related coverages; medical professional and general liability insurance coverages; and workers' compensation and umbrella liability, as well as commercial automobile and inland marine products. It also provides property, energy, marine, and aviation insurance; travel insurance; accident, disability, and medical plan insurance coverages; captive insurance programs; employer's liability; and contract and commercial surety coverages. This segment markets its products through a group of licensed independent retail and wholesale brokers. Its Reinsurance segment provides casualty reinsurance for third party liability and workers' compensation exposures; marine and aviation; surety, accident and health, workers' compensation catastrophe, agriculture, trade credit, and political risk products; reinsurance protection for catastrophic losses, and personal lines and commercial property exposures; life reinsurance; casualty clash; and risk management solutions. This segment markets its reinsurance products through brokers. The company's Mortgage segment offers direct mortgage insurance and mortgage reinsurance. The company was incorporated in 1995 and is based in Pembroke, Bermuda.

At a Glance

Live Snapshot
Market Cap$30.71B
EPS11.8400
P/E Ratio7.42
Earnings Date07/28/2026
Arch Capital Group Ltd.

Arch Capital Group Ltd. Fair Value Envelope

ACGL ยท NASDAQ

Our analysis suggests that ACGL has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $87.89, this represents a potential HIDDEN relative to our calculated worth for Arch Capital Group Ltd..

Intrinsic Value
Current Price: $87.89

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$51.4B
+ Cash & Equivalents$993.0M
Firm Value$52.4B
- Debt$2.7B
Equity Value$49.6B
/ Shares Outstanding349,390,000B
DCF Value$142
UNDERVALUED BY 62%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$5.7B
$5.3B
$4.9B
$4.5B
$4.2B
$3.9B
$3.6B
$3.3B
$3.1B
$2.8B
Maintenance CapEx
-$8.1M
-$7.5M
-$7.0M
-$6.5M
-$6.0M
-$5.5M
-$5.1M
-$4.7M
-$4.4M
-$4.1M
Owner Earnings
$5.7B
$5.3B
$4.9B
$4.5B
$4.2B
$3.9B
$3.6B
$3.3B
$3.1B
$2.8B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$5.3B
$4.5B
$3.9B
$3.3B
$2.8B
$2.4B
$2.1B
$1.8B
$1.5B
$1.3B
Terminal Value represents 43.5% of Enterprise Value