Tompkins Financial Corporation

Tompkins Financial Corporation

TMPยทAMEX

$83.50

-3.0%
Financial ServicesBanks - Regional

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 63 banking offices, including 43 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.

At a Glance

Live Snapshot
Market Cap$1.20B
EPS11.3000
P/E Ratio7.39
Earnings Date07/24/2026
3Y+13.0%
5Y+14.0%
10Y+39.0%
3Y+10.0%
5Y+12.0%
10Y+36.0%
3Y+52.0%
5Y+31.0%
10Y+71.0%
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Tompkins Financial Corporation Funding & Solvency Profile

TMP ยท AMEX
Cash & Cash Equivalents132.82M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets1 B
Property, Plant & Equipment72.42M
Goodwill & Intangible Assets74.42M
Long-Term Investments7.14B
Other Non-Current Assets271.55M
Total Non-Current Assets7 B
Total Assets
8.67B

Financial Health Analysis

Current Ratio

0.15x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.24x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-6320277000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

13% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Tompkins Financial Corporation Balance Sheet

TMP โ€ข AMEX

Tompkins Financial Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
132.8M
134.4M
79.5M
77.8M
63.1M
388.5M
138M
73.8M
77.7M
64M
58.3M
56.1M
71.1M
117.4M
47.3M
47.3M
43.7M
48.1M
49.9M
50M
975.2M
1.2B
1.4B
1.6B
2B
1.6B
1.3B
0.0
1.4B
1.4B
1.4B
1.4B
0.0
1.4B
1.1B
1B
928.8M
764.2M
0.0
0.0
1.1B
1.4B
1.5B
1.7B
2.1B
2B
1.4B
73.8M
1.5B
1.5B
1.4B
1.5B
71.1M
1.5B
1.2B
1.1B
972.5M
812.3M
49.9M
50M
0.0
12.4M
15.3M
16M
13.9M
14.1M
17.3M
82.1M
80.6M
83.8M
82.1M
86.2M
105.5M
100M
51.8M
56.8M
62.9M
31.7M
34.2M
38.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
82.1M
80.6M
83.8M
82.1M
86.2M
105.5M
100M
51.8M
56.8M
62.9M
31.7M
34.2M
38.2M
0.0
12.4M
15.3M
16M
13.9M
14.1M
17.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-93.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.2B
2.1B
1.1B
1.3B
1.5B
1.7B
2.1B
2B
1.5B
78.5M
77.7M
62.1M
56.3M
53.9M
82.2M
117.4M
47.3M
47.3M
1B
844M
2.3B
2.1B
NON-CURRENT ASSETS
72.4M
76.6M
79.7M
82.1M
85.4M
88.7M
94.4M
97.2M
87M
70M
60.3M
59.8M
55.9M
54.6M
44.7M
46.1M
46.7M
46.6M
44.8M
43.3M
72.7M
92.6M
92.6M
92.6M
92.4M
92.4M
92.4M
92.3M
92.3M
92.6M
91.8M
92.2M
92.1M
92.3M
43.9M
41.6M
41.6M
41.5M
22.9M
21.2M
1.7M
2.2M
2.3M
2.7M
3.6M
4.9M
6.2M
7.6M
9.3M
11.3M
12.4M
14.6M
16.3M
18.6M
4.1M
4.2M
4.9M
5.3M
3.5M
4.1M
74.4M
94.8M
94.9M
95.3M
96.1M
97.4M
98.7M
99.9M
101.6M
104M
104.2M
106.9M
108.4M
110.9M
48M
45.9M
46.5M
46.8M
26.4M
25.3M
7.1B
1.5B
5.9B
5.5B
5.3B
5.2B
4.9B
1.5B
1.5B
1.6B
1.5B
1.5B
1.4B
1.4B
1.2B
1.1B
36.9M
45.7M
748.9M
714.4M
271.6M
-1.5B
281.4M
284.3M
213.3M
210.9M
217.5M
3.7B
3.5B
3B
2.5B
2.1B
2B
-1.6B
-1.2B
-1.2B
-83.5M
-118.5M
-820.1M
-782.9M
7.6B
171.4M
6.3B
6B
5.7B
5.6B
5.3B
5.3B
5.2B
4.7B
4.2B
3.8B
3.6B
1.6B
48M
45.9M
46.5M
20.6M
3B
2.8B
0.0
6.7B
0.0
0.0
0.0
0.0
0.0
1.3B
1.4B
1.4B
1.4B
1.4B
1.4B
3.1B
3.3B
3.2B
2.1B
2B
-2.9B
-2.8B
8.7B
8.1B
7.8B
7.7B
7.8B
7.6B
6.7B
6.8B
6.6B
6.2B
5.7B
5.3B
5B
4.8B
3.4B
3.3B
3.2B
2.9B
2.4B
2.2B
LIABILITIES
CURRENT LIABILITIES
490.6M
247M
528.1M
297.6M
80.8M
65.8M
299.4M
0.0
587.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
6.9B
6.5B
6.4B
6.6B
6.8B
6.4B
5.2B
0.0
2.1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1B
1B
7.4B
6.8B
6.9B
6.9B
6.9B
6.5B
5.5B
1.5M
2.7B
4.8B
4.6B
4.4B
0.0
0.0
0.0
0.0
2.7B
2.6B
1.1B
1B
NON-CURRENT LIABILITIES
169.4M
543.2M
125M
50M
110M
278.2M
436M
527.7M
500.7M
922.5M
573.8M
393.9M
368.7M
155.5M
211.1M
244.2M
209M
274.8M
210.9M
85.9M
132.1M
96.5M
96.9M
103.4M
108.8M
122.7M
114.2M
5.6B
5.6B
4.8B
4.6B
4.4B
2.9B
3.2B
-40K
25.1M
25M
-250.7M
618.8M
702.1M
301.6M
639.8M
221.9M
153.4M
218.8M
400.9M
550.2M
6.1B
6.1B
5.7B
5.2B
4.8B
3.3B
3.3B
211.1M
269.3M
234M
24.1M
829.7M
788.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-2.7B
-4.8B
-4.6B
-4.4B
0.0
0.0
3.1B
3B
-1.4M
-1.4M
227.6M
191.5M
7.7B
7.4B
7.1B
7.1B
7.1B
6.9B
6.1B
6.1B
6.1B
5.7B
5.2B
4.8B
4.5B
4.4B
3.1B
3B
2.9B
2.6B
2.2B
2B
SHAREHOLDERS' EQUITY
-5.4M
-6.7M
-6.6M
-6.3M
-5.8M
-5.5M
-5.3M
-4.9M
-4.5M
-4.1M
-3.8M
-3.4M
-3.1M
-2.8M
-2.6M
-2.4M
-2.3M
-2.1M
-1.8M
-1.5M
1.4M
1.4M
1.4M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.4M
1.1M
1.1M
978K
973K
962K
989K
299.2M
300.1M
297.2M
302.8M
312.5M
334M
338.5M
366.6M
364M
357.4M
350.8M
348.9M
346.1M
334.6M
206.4M
198.1M
155.6M
152.8M
147.7M
158.2M
662.2M
537.2M
501.5M
526.7M
475.3M
418.4M
370.5M
319.4M
265M
230.2M
197.4M
165.2M
137.1M
108.7M
96.4M
76.4M
92.4M
73.8M
57.3M
44.4M
-19.1M
-118.5M
-125M
-208.7M
-56M
-32.1M
-43.6M
-63.2M
-51.3M
-37.1M
-31M
-24M
-25.1M
-2.1M
-3.7M
-1.3M
-3.1M
-7.6M
-6.9M
-12.5M
938.4M
713.4M
668.5M
616M
727.5M
716.3M
661.6M
619.5M
574.8M
548M
515M
488.1M
456.5M
439.9M
297.7M
272M
243.6M
217.9M
197.2M
189.6M
938.4M
713.4M
669.9M
617.4M
728.9M
717.7M
663.1M
620.9M
576.2M
549.4M
516.5M
489.6M
457.9M
441.4M
299.1M
273.4M
245M
219.4M
198.6M
191.1M
0.0
0.0
1.4M
1.4M
1.4M
1.4M
1.4M
1.4M
1.4M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
1.5M
SUMMARY
8.7B
8.1B
7.8B
7.7B
7.8B
7.6B
6.7B
6.8B
6.6B
6.2B
5.7B
5.3B
5B
4.8B
3.4B
3.3B
3.2B
2.9B
2.4B
2.2B
8.1B
2.8B
7.3B
7.1B
7.3B
6.8B
6.2B
1.5B
2.9B
3B
2.9B
2.9B
1.4B
2.8B
2.3B
1.1B
965.7M
809.9M
748.9M
714.4M
660M
790.2M
653.1M
347.6M
190.8M
344.1M
735.5M
1.1B
1.1B
922.5M
573.8M
393.9M
368.7M
155.5M
211.1M
244.2M
209M
274.8M
210.9M
85.9M
527.2M
655.8M
573.6M
269.7M
127.7M
-44.4M
597.5M
1B
1B
858.5M
515.5M
337.8M
285.8M
36.6M
161.6M
194.6M
163.6M
222.5M
161M
36M
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762
14,431,762

SEC Filings

TMP - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 19, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 27, 2026
April 27, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 23, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
May 19, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

February 26, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 30, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 17, 2025
December 16, 2025
2025
Showing 1 to 10 of 375 filings