Tompkins Financial Corporation

Tompkins Financial Corporation

TMPยทAMEX

$83.50

-3.0%
Financial ServicesBanks - Regional

Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. The company operates in three segments: Banking, Insurance, and Wealth Management. It accepts various deposit products, including checking accounts, savings accounts, time deposits, and IRA products, as well as brokered, reciprocal, and municipal money market deposits. The company also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; residential real estate loans; home equity loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer loans, such as personal installment loans, direct and indirect automobile financing, and overdraft lines of credit. In addition, it provides letters of credit and sweep accounts; credit and debit cards; and deposit and cash management, internet-based account, remote deposit, safe deposit, voice response, ATM, and mobile and internet banking services. Further, the company offers investment management, trust and estate, and financial and tax planning services; property and casualty, medical, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. The company operates through a network of 63 banking offices, including 43 offices in New York and 20 offices in Pennsylvania. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.

At a Glance

Live Snapshot
Market Cap$1.20B
EPS11.3000
P/E Ratio7.39
Earnings Date07/24/2026
0.85%
Dividend Yield
-8%
3Y-7.0%
5Y+28.0%
10Y+24.0%
36.61%
Dividend Payout Ratio
268%
3Y-19.0%
5Y+16.0%
10Y-18.0%
3Y+10.0%
5Y+19.0%
10Y+45.0%
Tompkins Financial Corporation

Tompkins Financial Corporation Dividend History

TMP ยท AMEX
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

TMP Dividend Payment History

TMP ยท AMEX

Total Payments

50

Latest Dividend

$0.6700

Annual Amount

$3.2300

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 24, 2026
May 8, 2026May 15, 2026
$0.6700
$0.6700
Quarterly0.00%
Jan 29, 2026
Feb 13, 2026Feb 22, 2026
$0.6700
$0.6700
Quarterly+3.08%
Oct 23, 2025
Nov 7, 2025Nov 14, 2025
$0.6500
$0.6500
Quarterly+4.84%
Jul 24, 2025
Aug 8, 2025Aug 15, 2025
$0.6200
$0.6200
Quarterly0.00%
Apr 25, 2025
May 9, 2025May 16, 2025
$0.6200
$0.6200
Quarterly0.00%
Jan 31, 2025
Feb 14, 2025Feb 21, 2025
$0.6200
$0.6200
Quarterly0.00%
Oct 25, 2024
Nov 8, 2024Nov 15, 2024
$0.6200
$0.6200
Quarterly+1.64%
Jul 26, 2024
Aug 9, 2024Aug 16, 2024
$0.6100
$0.6100
Quarterly0.00%
Apr 26, 2024
May 10, 2024May 17, 2024
$0.6100
$0.6100
Quarterly+1.67%
Jan 26, 2024
Feb 9, 2024Feb 16, 2024
$0.6000
$0.6000
Quarterly0.00%
Oct 27, 2023
Nov 7, 2023Nov 15, 2023
$0.6000
$0.6000
Quarterly0.00%
Jul 21, 2023
Aug 1, 2023Aug 12, 2023
$0.6000
$0.6000
Quarterly0.00%
Apr 28, 2023
May 9, 2023May 16, 2023
$0.6000
$0.6000
Quarterly0.00%
Jan 27, 2023
Feb 7, 2023Feb 15, 2023
$0.6000
$0.6000
Quarterly0.00%
Oct 28, 2022
Nov 8, 2022Nov 15, 2022
$0.6000
$0.6000
Quarterly+5.26%
Jul 22, 2022
Aug 2, 2022Aug 12, 2022
$0.5700
$0.5700
Quarterly0.00%
Apr 29, 2022
May 10, 2022May 16, 2022
$0.5700
$0.5700
Quarterly0.00%
Jan 28, 2022
Feb 8, 2022Feb 15, 2022
$0.5700
$0.5700
Quarterly0.00%
Oct 22, 2021
Nov 2, 2021Nov 15, 2021
$0.5700
$0.5700
Quarterly+5.56%
Jul 23, 2021
Aug 3, 2021Aug 13, 2021
$0.5400
$0.5400
Quarterly0.00%
Apr 30, 2021
May 11, 2021May 17, 2021
$0.5400
$0.5400
Quarterly0.00%
Jan 29, 2021
Feb 9, 2021Feb 16, 2021
$0.5400
$0.5400
Quarterly0.00%
Oct 23, 2020
Nov 3, 2020Nov 13, 2020
$0.5400
$0.5400
Quarterly+3.85%
Jul 24, 2020
Aug 3, 2020Aug 14, 2020
$0.5200
$0.5200
Quarterly0.00%
May 1, 2020
May 11, 2020May 18, 2020
$0.5200
$0.5200
Quarterly0.00%
Jan 31, 2020
Feb 10, 2020Feb 18, 2020
$0.5200
$0.5200
Quarterly0.00%
Oct 18, 2019
Oct 29, 2019Nov 15, 2019
$0.5200
$0.5200
Quarterly+4.00%
Jul 19, 2019
Jul 30, 2019Aug 15, 2019
$0.5000
$0.5000
Quarterly0.00%
Apr 26, 2019
May 7, 2019May 15, 2019
$0.5000
$0.5000
Quarterly0.00%
Jan 25, 2019
Feb 5, 2019Feb 15, 2019
$0.5000
$0.5000
Quarterly0.00%
Oct 19, 2018
Nov 6, 2018Nov 15, 2018
$0.5000
$0.5000
Quarterly+4.17%
Jul 20, 2018
Aug 1, 2018Aug 15, 2018
$0.4800
$0.4800
Quarterly0.00%
Apr 27, 2018
May 8, 2018May 15, 2018
$0.4800
$0.4800
Quarterly0.00%
Jan 25, 2018
Feb 6, 2018Feb 15, 2018
$0.4800
$0.4800
Quarterly+2.13%
Oct 27, 2017
Nov 7, 2017Nov 15, 2017
$0.4700
$0.4700
Quarterly+4.44%
Jul 21, 2017
Aug 1, 2017Aug 15, 2017
$0.4500
$0.4500
Quarterly0.00%
May 2, 2017
May 8, 2017May 16, 2017
$0.4500
$0.4500
Quarterly0.00%
Jan 27, 2017
Feb 7, 2017Feb 15, 2017
$0.4500
$0.4500
Quarterly0.00%
Oct 31, 2016
Nov 8, 2016Nov 15, 2016
$0.4500
$0.4500
Quarterly+2.27%
Jul 22, 2016
Aug 2, 2016Aug 15, 2016
$0.4400
$0.4400
Quarterly0.00%
Apr 22, 2016
May 3, 2016May 16, 2016
$0.4400
$0.4400
Quarterly0.00%
Jan 29, 2016
Feb 9, 2016Feb 16, 2016
$0.4400
$0.4400
Quarterly0.00%
Oct 30, 2015
Nov 9, 2015Nov 16, 2015
$0.4400
$0.4400
Quarterly+4.76%
Jul 31, 2015
Aug 10, 2015Aug 17, 2015
$0.4200
$0.4200
Quarterly0.00%
Apr 24, 2015
May 5, 2015May 15, 2015
$0.4200
$0.4200
Quarterly0.00%
Jan 28, 2015
Feb 9, 2015Feb 17, 2015
$0.4200
$0.4200
Quarterly0.00%
Oct 24, 2014
Nov 4, 2014Nov 14, 2014
$0.4200
$0.4200
Quarterly+5.00%
Jul 25, 2014
Aug 4, 2014Aug 15, 2014
$0.4000
$0.4000
Quarterly0.00%
Apr 25, 2014
May 5, 2014May 15, 2014
$0.4000
$0.4000
Quarterly0.00%
Jan 24, 2014
Feb 3, 2014Feb 14, 2014
$0.4000
$0.4000
Quarterly-
tmp

Tompkins Financial Corporation Payout Ratio Analysis

TMP ยท AMEX
Dividends Paid
-36.09M
2025
Net Income
161.07M
2025
Payout Ratio
22.41%
2025

Dividend Sustainability Analysis

Payout Ratio
22.41%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
113.0%

FCF insufficient to cover dividends. Company relying on borrowing, asset sales, or cash reserves to maintain payout. Unsustainable long-term.

Dividend Growth
-3.0%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
At Risk

Dividend appears unsustainable based on current metrics. High probability of reduction or elimination. Proceed with caution.

Key Insight

Unsustainable dividend: Company paying out more than it generates in earnings or free cash flow. Dividend cut highly probable unless management takes corrective action or earnings recover dramatically.