NYSE:VEL · New York Stock Exchange
-$0.05 today
Vol 0.07M · Avg 0.09M
Management
Put operating results in leadership context
Review returns on capital, executive background, insider transactions, and growth quality to judge whether management is compounding value well.
Management quality matters because capital allocation choices determine how much of Velocity Financial, Inc. earnings power becomes long-term shareholder value. Use this page to compare VEL returns on capital, executive context, insider transactions, ownership signals, and growth trends against peers, then decide whether leadership appears disciplined, aligned, and capable of compounding through changing market conditions.
Return Metrics
ROE, ROIC & ROA over time
ROE
15.6%
avg 9.2%
ROIC
5.1%
avg 6.3%
ROA
1.4%
avg 0.9%
Analysis
ROE is currently the strongest return metric at 15.6% versus its period average of 9.2%. 1 of 3 return metrics are above their quality threshold, which helps indicate how efficiently the company turns capital and assets into profit.
Management
Key executives, compensation & ownership
| Name | Title | Compensation | Tenure | Age | Shares Owned | Ownership % |
|---|---|---|---|---|---|---|
Christopher D. Farrar | Co-Founder, Chief Executive Officer, President & Director | $3.66M | — | 59 | $399,665.00 | 1.02% |
Mark R. Szczepaniak | Chief Financial Officer | $1.72M | — | 68 | $68,400.00 | 0.17% |
Jeffrey T. Taylor | Executive Vice President of Capital Markets | $1.46M | — | 57 | $178,985.00 | 0.46% |
Joseph A. Cowell | Chief Operating Officer | $420,600.00 | — | 46 | $32,222.00 | 0.08% |
Dean Thevaos | Chief Technology Officer | — | — | — | — | — |
Christopher J. Oltmann | Corporate Treasurer & Director of Investor Relations | — | — | 60 | $399,665.00 | 1.02% |
Roland Thomas Kelly | Chief Legal Officer, General Counsel & Corporate Secretary | — | — | 55 | $99,852.00 | 0.25% |
Fiona Tam | Chief Accounting Officer | — | — | 55 | $48,429.00 | 0.12% |
Insider Trading
SEC Form 4 transactions — last 12 months
Buys
0
$0.00
Sells
20
$1.14M
Net Sentiment
$1.14M
Net selling
Most Active
Szczepaniak Mark R
11 transactions
1–10 of 20
Analysis
Insiders reported 0 buys worth $0.00 and 20 sells worth $1.14M over the last 12 months. That adds up to net selling of $1.14M. Szczepaniak Mark R was the most active insider with 11 transactions.
Growth Analysis
Historical CAGR & forward analyst estimates
| Metric | 10yr | 5yr | 3yr | Fwd Est. |
|---|---|---|---|---|
| EPS | N/A | N/A | +35.7% | +13.9% (10yr)1 analysts |
| Revenue | N/A | N/A | +29.1% | +8.8% (10yr)1 analysts |
| Net Income | N/A | N/A | +2.2% | +32.4% (10yr)1 analysts |
| EBIT | N/A | N/A | -23.3% | +14.3% (10yr)1 analysts |
Analysis
Recent growth has been strongest in EPS at +35.7% over three years. Forward estimates point to Net Income at +32.4% (10yr), giving you a quick check on whether expectations are accelerating or cooling.
Competitors
Peer companies in the same sector
Oppenheimer Holdings Inc.
NYSE:OPY
$1.16B
Northeast Bank
NASDAQ:NBN
$1.07B
Amerant Bancorp Inc.
NYSE:AMTB
$1.00B
Business First Bancshares, Inc.
NASDAQ:BFST
$1.00B
Mercantile Bank Corporation
NASDAQ:MBWM
$998.63M
CNB Financial Corporation
NASDAQ:CCNE
$998.20M
Heritage Insurance Holdings, Inc.
NYSE:HRTG
$823.09M
Fidus Investment Corporation
NASDAQ:FDUS
$733.66M
Nuveen Churchill Direct Lending Corp.
NYSE:NCDL
$626.23M
Who manages VEL?
Velocity Financial, Inc. (VEL) lists 8 active executives. The top listed executive is Dean Thevaos, Chief Technology Officer.
Are VEL insiders buying or selling?
Recent insider activity shows net buying of $56.96M.
Explore More
Continue the stock analysis
Jump to another research area for this company.